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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
110,081 Views
$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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Deal
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+38
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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Joined Aug 2006
L5: Journeyman
> bubble2 704 Posts
169 Reputation
superray
05-22-2019 at 06:38 PM.
05-22-2019 at 06:38 PM.
My bonus just got posted
Reply
Joined Nov 2017
L4: Apprentice
> bubble2 447 Posts
45 Reputation
Fbeyza
05-23-2019 at 01:30 AM.
05-23-2019 at 01:30 AM.
Quote from superray :
My bonus just got posted
Is the bonus monthly based or in every 30 days? If i open an account now do i have to get the dd until june 31 or until june 23?
Reply
Joined May 2017
L1: Learner
> bubble2 24 Posts
14 Reputation
slickFunkyMonkey
05-30-2019 at 01:11 PM.
05-30-2019 at 01:11 PM.
Quote from Fbeyza :
Is the bonus monthly based or in every 30 days? If i open an account now do i have to get the dd until june 31 or until june 23?
Its every 30 days/ date of account opening
Reply
Joined Aug 2010
Metal Gigantuar
> bubble2 1,970 Posts
547 Reputation
Debit2Cash
05-30-2019 at 02:38 PM.
05-30-2019 at 02:38 PM.
My bonus is pending as of today Smilie I forget - do I have to keep this one open for a certain period of time afterwards?


Just as a point of reference, I opened mine on March 1, 2019 and the bonus posted today, May 30, 2019. I had direct deposits in March, April and May meeting the requirement.
Reply
Last edited by Debit2Cash May 30, 2019 at 02:51 PM.
Joined Dec 2005
Captain Underpants
> bubble2 954 Posts
693 Reputation
bengalih
06-01-2019 at 08:08 AM.
06-01-2019 at 08:08 AM.
I opened on 3/4/19.
Had 2x $1500 deposits in March, April, and May. My final direct deposit just posted yesterday (5/31).

I used Fidelity to do the DD as I don't have a job which does DD.
I read on Doctor of Credit that Fidelity worked for some people and it does show on WF as DD category, but who knows?

Is there somewhere I can see the status of the bonus?
I'm wondering if I should call/e-mail and ask them to confirm that I have met the requirements and ask when I can expect to see bonus, or if I should just be patient?
I don't know if this is totally automated and/or if there is a set time after the last DD is fulfilled that the bonus posts.

Thanks

How long can I expect it to take?
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 501 Posts
95 Reputation
zevo82
06-01-2019 at 08:11 AM.
06-01-2019 at 08:11 AM.
This was the easiest 400$ i ever made....
Reply
Joined Feb 2017
New User
> bubble2 15 Posts
10 Reputation
Daniel8521
06-02-2019 at 12:44 PM.
06-02-2019 at 12:44 PM.
My deposit posted as well. Anyone know if we have to keep the account open or are we allowed to close it?
Reply

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Joined Jan 2013
L1: Learner
> bubble2 51 Posts
10 Reputation
iLikeDealstoo
06-06-2019 at 01:48 PM.
06-06-2019 at 01:48 PM.
My bonus posted 6/5 (a week after my 6th deposit)

Opened: 3/01

DD's from employer on the 15th and 30th for March, April and May
Reply
Joined Jan 2013
L1: Learner
> bubble2 51 Posts
10 Reputation
iLikeDealstoo
06-06-2019 at 01:54 PM.
06-06-2019 at 01:54 PM.
Quote from Daniel8521 :
My deposit posted as well. Anyone know if we have to keep the account open or are we allowed to close it?

All I see is "The new checking account must remain open in order to receive any earned bonus payments."

Might be worth it to play it safe and keep it open for a month or two to "pay it forward"

Good article on this explaining why banks do this and how immediately closing could be bad in the long run: https://www.doctorofcredit.com/ca...o-accounts.


It's not hard to avoid the fee on this account for another month or two:

Have any ONE of the following account requirements

· Minimum daily balance $1,500.00
· Total amount of qualifying direct deposits $500.00
Reply
Joined Jun 2015
L2: Beginner
> bubble2 51 Posts
18 Reputation
staroceanex
06-09-2019 at 12:42 PM.
06-09-2019 at 12:42 PM.
Can I do

2.2k 1st month
2.2k 2nd month
4.6k 3rd month

Reply
Joined Apr 2005
L6: Expert
> bubble2 1,028 Posts
444 Reputation
HTB
06-09-2019 at 12:46 PM.
06-09-2019 at 12:46 PM.
Received bonus on 5/22 ... closed account yesterday without any fee or penalty ... now it's time for citibank lol
Reply
Joined Dec 2003
L7: Teacher
> bubble2 2,144 Posts
272 Reputation
DealGuy
06-09-2019 at 01:19 PM.
06-09-2019 at 01:19 PM.
Quote from HTB :
Received bonus on 5/22 ... closed account yesterday without any fee or penalty ... now it's time for citibank lol

So, logically, we are safe to close the account as soon as we receive the bonus?
Reply
Joined Apr 2005
L6: Expert
> bubble2 1,028 Posts
444 Reputation
HTB
06-09-2019 at 01:54 PM.
06-09-2019 at 01:54 PM.
Quote from DealGuy :
So, logically, we are safe to close the account as soon as we receive the bonus?
I think so
Reply
Joined Dec 2005
Captain Underpants
> bubble2 954 Posts
693 Reputation
bengalih
06-09-2019 at 04:23 PM.
06-09-2019 at 04:23 PM.
Quote from bengalih :
I opened on 3/4/19.
...
I used Fidelity to do the DD...
How long can I expect it to take?
So both our accounts got the bonus posted today - less than a week after fulfilling 3 month DD requirement.
Reply

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Joined Sep 2018
L4: Apprentice
> bubble2 324 Posts
92 Reputation
KSDK
06-09-2019 at 04:59 PM.
06-09-2019 at 04:59 PM.
So what new signup promo is everyone going to?
Reply
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