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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
8,878 Reputation
tenderidol
07-04-2019 at 11:06 PM.
07-04-2019 at 11:06 PM.
Quote from stubbornboy :
For any of you who opened the account, do you get a message or account notification stating that you are eligible for the promotion. Thought I saw it for my account, but not sure. Friend's account don't show anything and was wondering if it supposed to show
Just opened an account. The email titled "Wells Fargo: We Have Received Your Application" has the following:

Status:
Your application has been approved, and your new account is eligible to receive a bonus offer. For more details, see the Bonus Offer Disclosure and Additional Requirements

Bonus Requirements:
$400 bonus
[the rest is the same information as on the website when opening the account]
Reply
Joined Mar 2010
L6: Expert
> bubble2 1,448 Posts
470 Reputation
zeta
07-05-2019 at 07:40 PM.
07-05-2019 at 07:40 PM.
I think the promotion extends until 12/31/2019, correct?
https://bonusoffer.wf.com/promo400
Reply
Joined May 2015
L2: Beginner
> bubble2 84 Posts
26 Reputation
Coolcat700
07-05-2019 at 11:16 PM.
07-05-2019 at 11:16 PM.
Signed up in April just got my 400 dollar bonus.
Reply
Joined Dec 2011
L6: Expert
> bubble2 1,962 Posts
286 Reputation
gameson
07-06-2019 at 06:40 AM.
07-06-2019 at 06:40 AM.
Can you use PayPal transfer to you as ach transfer?
Reply
Joined Aug 2009
L3: Novice
> bubble2 278 Posts
30 Reputation
Mastershakess
07-08-2019 at 11:19 AM.
07-08-2019 at 11:19 AM.
Quote from Coolcat700 :
Signed up in April just got my 400 dollar bonus.
I should be close then!
Reply
Last edited by Mastershakess July 8, 2019 at 11:27 AM.
Joined Feb 2010
Happy Holidays
> bubble2 1,489 Posts
217 Reputation
Filet-O-Fish
07-09-2019 at 09:53 PM.
07-09-2019 at 09:53 PM.
Just signed up....great offer and easy money!!
Reply
Joined Feb 2010
Happy Holidays
> bubble2 1,489 Posts
217 Reputation
Filet-O-Fish
07-09-2019 at 09:57 PM.
07-09-2019 at 09:57 PM.
One little neat thing I learned during account opening was that they allow you to customize your debit card with your own picture. Not a big deal but a pretty cool feature.
Reply

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Joined Jun 2014
L6: Expert
> bubble2 1,125 Posts
784 Reputation
mamabear209
07-11-2019 at 08:32 AM.
07-11-2019 at 08:32 AM.
Quote from zeta :
I think the promotion extends until 12/31/2019, correct?
https://bonusoffer.wf.com/promo400
Keep in mind they can stop/remove the offer at anytime without notice so best to apply as soon as one is eligible. JMO.

Quote from gameson :
Can you use PayPal transfer to you as ach transfer?
Yes, many posts on Doc that it works as "DD".
Reply
Joined Dec 2007
Semi Pro
> bubble2 279 Posts
64 Reputation
Kings311
07-14-2019 at 08:28 AM.
07-14-2019 at 08:28 AM.
Did anyone who did an ACH transfer from their other bank account see "P2P" and their name in the deposit description on Wells Fargo? Mine does but the category shows "Direct Deposits". Not sure if my deposit (from Discover Checking) will qualify and trigger the bonus.
I appreciate anyone's input and experience on this.
Reply
Joined Jul 2006
L4: Apprentice
> bubble2 354 Posts
70 Reputation
Troblin
07-14-2019 at 08:33 AM.
07-14-2019 at 08:33 AM.
Quote from Kings311 :
Did anyone who did an ACH transfer from their other bank account see "P2P" and their name in the deposit description on Wells Fargo? Mine does but the category shows "Direct Deposits". Not sure if my deposit (from Discover Checking) will qualify and trigger the bonus.
I appreciate anyone's input and experience on this.
I transferred from my brokerage account and it says EDI payments. The category is direct deposit, like you said.
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,631 Posts
1,057 Reputation
poohbie
07-19-2019 at 09:32 PM.
07-19-2019 at 09:32 PM.
Quote from Truth-Serum :
Got my $400 bonus today. Opened my account in April
Quote from Ekis :
Got my bonus yesterday, opened account April 5th
Quote from Coolcat700 :
Signed up in April just got my 400 dollar bonus.
How many days from last direct deposit to when you got the bonus?
Reply
Joined May 2005
L2: Beginner
> bubble2 43 Posts
10 Reputation
avmdeals
07-19-2019 at 11:58 PM.
07-19-2019 at 11:58 PM.
Quote from KP_Slickdeal :
I'm not sure how many people even know Venmo . I have paypal , apple pay, square. I don't want to open another account. I'm already opening a Well's Fargo account. I have capital one and want to do with what I have. Anyone else tried Capital One ACH ? or another online banks's ACH ?
Is "Account Transfer" from Chase to WF considers as Direct deposit and qualify for bonus?
Reply
Joined Mar 2006
Gold Standard
> bubble2 658 Posts
69 Reputation
UltraP
07-22-2019 at 03:41 PM.
07-22-2019 at 03:41 PM.
Will this count as a DD toward the $400 bonus?

JPMorgan Chase Ext Trnsfr ##### ########## MY_NAME $3,223.00
Category: Direct Deposits
Reply
Joined May 2015
L2: Beginner
> bubble2 84 Posts
26 Reputation
Coolcat700
07-23-2019 at 02:08 AM.
07-23-2019 at 02:08 AM.
Quote from poohbie :
How many days from last direct deposit to when you got the bonus?
Looks like about 4 days. That may have been due to it being around the 4th of July.
Reply

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Joined Jul 2005
L6: Expert
> bubble2 1,616 Posts
989 Reputation
Tokar
07-23-2019 at 05:15 AM.
07-23-2019 at 05:15 AM.
Quote from poohbie :
How many days from last direct deposit to when you got the bonus?
Average time tends to be up to 7 days. I received mine 2 days after my last DD deposit on July 15.
Reply
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