Update: This credit card offer is available again.
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.
Thanks to Slickdeals Staff Member Jess96 for posting this deal.
Card Details:
Slickdeals may be compensated by Citi.
Original Post
Written by
Edited August 11, 2022
at 08:03 AM
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Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.
Card Features:
Slickdeals may be compensated by Citi.
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"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.
(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)
Chase Slate is only 15 months but 0% balance transfer fee.
The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
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To be clear, I was only mentioning those as (yet more) examples of ways you can profit from a market going in either direction if you're confident that's the direction it's going over the relevant period of time, as the other guy seemed convinced you should just flee the market entirely any time you think it's too high.
Long term buy and hold remains the most productive strategy for most - time IN market reliably beats timing OF the market.
Fidelity noted an internal performance review on accounts to determine which type of investors received the best returns between 2003 and 2013. The customer account audit revealed that the best investors are dead or inactive because they weren't trying to "guess" where the top or bottom were, and just relied on the fact markets go up in the long term.
With BOA relationships the fees should be low or negligible though honestly I'd say DIY. You can invest in companies you care about.
But it's a little crazy for anyone to think having your money sitting in a less than 1% interest savings account is worth it. Where to recoup losses from inflation you have to spend more money and have your savings locked in and wasting away.
(Especially in this environment, where doubling your investments year over year was possible if you knew what you were doing, and at least 10-20% gains easily even if you didn't. Almost all of the stocks you could do this on were not risky to bet on.)
TBF, I wouldn't recommend buying calls/puts (even long term) or use options for comparison. That's just too risky for the average person. Quickest way for some poor soul reading this to become the next wanna-be degenerate posting $ROPE loss porn to /r/WSB.
So yes it makes perfect sense.
https://markets.busines
https://markets.busines
I hate it too, since literally nothing you said was accurate, valid, or indicated any understanding of the posts to which you kept robotically repeating your ignorance.
Nor does the link you provided in any useful way address anything said to you, since, again, you keep making it clear you don't understand any of it in the slightest.
Even dumber- if you had bought Apple the day you brought this stupidity up (10/8) it was $115.05 a share.
Today, AFTER The drop in your link, it closed at... $121.10 a share.
A PROFIT of over 5% in about 5 days.
(spoiler: that's better than 2% per year)
Keep digging man, china can't be far now!
"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
how did this even make it to FP? oldest trick in book
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Are your normal cards zero interest? I have trouble understanding this mentality, especially for people that have fallen into (and are hopefully trying to get out of) big cc debt. 3% of 1000% is less than you'd be charged in interest in a month on a 19% apr card.
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my normal cards can be considered 0% when it comes to the promotional rate (i.e. discover) otherwise the apr is never going to matter since i never carry a balance.