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expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
9,848 Comments 1,310,738 Views
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Apr 17, 2020
222 Posts
Joined Nov 2011
Apr 17, 2020
cheegee
Apr 17, 2020
222 Posts
Quote from Afrosquad :
Does anyone actually have this Amex offer showing on their offer page? If so would you mind posting a screenshot? My Better.com "concierge" is asking for it. I'm wondering if they would deny it if I said it's not showing on my account. I did click thru the portal and have a valid card (Amex Everyday).

Frustrating...
Here you go. Attached screenshot and pdf.
Last edited by cheegee April 17, 2020 at 12:23 PM.
Apr 17, 2020
110 Posts
Joined Nov 2009
Apr 17, 2020
Afrosquad
Apr 17, 2020
110 Posts
Quote from cheegee :
Here you go. Attached screenshot and pdf.
Thank you sir!!
Apr 17, 2020
18,951 Posts
Joined Feb 2010
Apr 17, 2020
Binar
Apr 17, 2020
18,951 Posts
Interesting ..place holder
Apr 17, 2020
25 Posts
Joined Apr 2020
Apr 17, 2020
wj_cm
Apr 17, 2020
25 Posts
Quote from dealsaredabomb :
Thanks all - saw this thread 3 days before closing and got the amex promo applied. Within the day i got the "add your cards last 5 digits" task, connected my card, and got my appraisal refunded. I had already gotten rate match using sofi's loan estimate.
Can you tell me how you were able to get the amex promo applied? Did you simply call your loan processing team with Better? I'm assuming I was in the same boat as you, I didn't know about this amex statement credit before submitting my loan application. I'm still in underwriting at the moment but I wonder if I can still get the amex promo. Thanks for any tips you can give.
Apr 17, 2020
264 Posts
Joined Dec 2004
Apr 17, 2020
robdls
Apr 17, 2020
264 Posts
After the notary is out for signing did you receive a paper or electronic copy of documents (if so, how long after signing)?

Do you get a email once funded?

Once funded how long before wire was sent to your prior lender?
Apr 17, 2020
557 Posts
Joined Oct 2007
Apr 17, 2020
voltazparta
Apr 17, 2020
557 Posts
Quote from robdls :
After the notary is out for signing did you receive a paper or electronic copy of documents (if so, how long after signing)?

Do you get a email once funded?

Once funded how long before wire was sent to your prior lender?
Signed paper with notary on Saturday and she gave me copies of papers of everything I signed.

They funded on Wednesday, and received an email on Thursday from my home loan saying they received payment. Friday, today, I received an email from Better saying 'You can expect your American Express® statement credit to be applied to your account within 8-12 weeks".
Apr 17, 2020
24 Posts
Joined Feb 2012
Apr 17, 2020
coolj990
Apr 17, 2020
24 Posts
Quote from mnsweeps :
Interest rates went down by 0.25% for at least 15 year fixed.

How much are they actually down?

I'm locked at 2.875 with .60% in points

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Apr 18, 2020
264 Posts
Joined Dec 2004
Apr 18, 2020
robdls
Apr 18, 2020
264 Posts
Quote from voltazparta :
Signed paper with notary on Saturday and she gave me copies of papers of everything I signed.

They funded on Wednesday, and received an email on Thursday from my home loan saying they received payment. Friday, today, I received an email from Better saying 'You can expect your American Express® statement credit to be applied to your account within 8-12 weeks".
Thanks! I signed Tuesday, didn't get any copy, supposed to fund Monday. Haven't heard a word from Better.
Apr 18, 2020
24 Posts
Joined Feb 2012
Apr 18, 2020
coolj990
Apr 18, 2020
24 Posts
Any recent reports of how long the overall refi is taking?

here is where I am at:

Applied Sunday 4/12
Locked Rate Monday 4/13
Appraisal completed Yesterday 4/16
Received conditional approval today 4/17

seems to be moving quickly
Apr 18, 2020
222 Posts
Joined Nov 2011
Apr 18, 2020
cheegee
Apr 18, 2020
222 Posts
Quote from coolj990 :
Any recent reports of how long the overall refi is taking?

here is where I am at:

Applied Sunday 4/12
Locked Rate Monday 4/13
Appraisal completed Yesterday 4/16
Received conditional approval today 4/17

seems to be moving quickly
am in the same boat..

rate locked 13th
appraisal waived 14th
conditionally approved 15th

title has been ordered and is supposed to finish only by 04/21
Apr 18, 2020
264 Posts
Joined Dec 2004
Apr 18, 2020
robdls
Apr 18, 2020
264 Posts
Quote from coolj990 :
Any recent reports of how long the overall refi is taking?

here is where I am at:

Applied Sunday 4/12
Locked Rate Monday 4/13
Appraisal completed Yesterday 4/16
Received conditional approval today 4/17

seems to be moving quickly
Applied/Locked Rate Monday 3/9
Appraisal Waived
Closing Papers Thursday 4/9
Signed Tuesday 4/14
Funding Monday 4/20
Apr 18, 2020
1,437 Posts
Joined Aug 2008
Apr 18, 2020
jmecherul
Apr 18, 2020
1,437 Posts
Went with lenderfi as better is not available in my state. 30 year 3.25% no points no fees no appraisal (other that escrow prepaids which i rolled into the loan). Finally getting rid of the stupid pmi which i detest. Closing next week.
Apr 18, 2020
349 Posts
Joined Aug 2013
Apr 18, 2020
Alex8919
Apr 18, 2020
349 Posts
Quote from coolj990 :
Any recent reports of how long the overall refi is taking?

here is where I am at:

Applied Sunday 4/12
Locked Rate Monday 4/13
Appraisal completed Yesterday 4/16
Received conditional approval today 4/17

seems to be moving quickly
Applied on 4/7
locked on 4/7
conditionally approved on 4/9
approval on 4/14

I hold to see for a while.
Apr 18, 2020
27 Posts
Joined Aug 2010
Apr 18, 2020
waikikisneakie
Apr 18, 2020
27 Posts
Quote from Kapazza :
Someone from AMEX must be lurking here...credit posted today! Smilie
Congrats! Did you have an invite or did you just use the link everyone else is using?

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Apr 18, 2020
27 Posts
Joined Aug 2010
Apr 18, 2020
waikikisneakie
Apr 18, 2020
27 Posts
Can anyone who applied through the link but did not have a personal invitation in their email confirm that they've received the $2500 credit from AMEX?

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