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expired Posted by mojoyardbird • Mar 14, 2021
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expired Posted by mojoyardbird • Mar 14, 2021

Apple iPhone SE (2020) Postpaid Smartphone for AT&T

(for 30-Month Installments) & More + Free S/H

From $5/Month

Walmart
430 Comments 183,334 Views
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Deal Details
Walmart has Apple iPhone SE (2020) Postpaid Smartphone for AT&T/Verizon on sale from $4.97/month for 24 to 30-Months Installment Plan w/ Eligible & Qualifying Service Plan listed below. Shipping is free.

Thanks to community member mojoyardbird for finding this deal

Note, requires a 24 to 30-months/0% APR installment agreement, qualifying credit/service plan

Available Option(s)
  • AT&T Carrier
    • 64GB (various colors)
      • $4.97/Month for 30-Months Installments ($149.10 Full Cost)
    • 128GB (various colors)
      • $6.63/Month for 30-Months Installments ($198.90 Full Cost)
    • 256GB (various colors)
      • $9.97/Month for 30-Months Installments ($299.10 Full Cost)
  • Verizon Wireless Carrier
    • 64GB (various colors)
      • $6.21/Month for 24-Months Installments ($149.04 Full Cost)
    • 128GB (various colors)
      • $8.29/Month for 24-Months Installments ($248.70 Full Cost)
    • 256GB (various colors)
      • $12.46/Month for 24-Months Installments ($373.80 Full Cost)
Specs/Key Features
  • A13 Bionic Chip (3rd Gen)
  • 4.7" 1334x750 IPS Multi-Touch Display w/ 12MP Wide Camera/7MP Front Camera
  • 3GB RAM
  • Touch ID w/ Haptic Touch
  • 802.11ax WiFi 6 w/ 2x2 MIMO
  • Bluetooth 5.0
  • Wireless Charging/Fast Charge Capable
  • iOS 14
Warranty
  • Includes a standard 1-year warranty w/ purchase (extend you warranty/service w/ AppleCare)

Editor's Notes

Written by Discombobulated | Staff
  • Actual monthly installment based on customer credit and installment term; requires 30 months at 0% APR installment agreement/qualifying credit/service plan
  • Existing customers can add to eligible current post-paid plans which may be less.
  • If service is cancelled, remaining balance is due
  • Item must be sold/shipped by Walmart
  • Offer valid while promotion last
Additional Note
  • Click on the 'Payment Options' link for more details in regards to down payment/device & terms/conditions
  • Please refer to the forum thread for additional details - Discombobulated

Original Post

Written by mojoyardbird
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Walmart has Apple iPhone SE (2020) Postpaid Smartphone for AT&T/Verizon on sale from $4.97/month for 24 to 30-Months Installment Plan w/ Eligible & Qualifying Service Plan listed below. Shipping is free.

Thanks to community member mojoyardbird for finding this deal

Note, requires a 24 to 30-months/0% APR installment agreement, qualifying credit/service plan

Available Option(s)
  • AT&T Carrier
    • 64GB (various colors)
      • $4.97/Month for 30-Months Installments ($149.10 Full Cost)
    • 128GB (various colors)
      • $6.63/Month for 30-Months Installments ($198.90 Full Cost)
    • 256GB (various colors)
      • $9.97/Month for 30-Months Installments ($299.10 Full Cost)
  • Verizon Wireless Carrier
    • 64GB (various colors)
      • $6.21/Month for 24-Months Installments ($149.04 Full Cost)
    • 128GB (various colors)
      • $8.29/Month for 24-Months Installments ($248.70 Full Cost)
    • 256GB (various colors)
      • $12.46/Month for 24-Months Installments ($373.80 Full Cost)
Specs/Key Features
  • A13 Bionic Chip (3rd Gen)
  • 4.7" 1334x750 IPS Multi-Touch Display w/ 12MP Wide Camera/7MP Front Camera
  • 3GB RAM
  • Touch ID w/ Haptic Touch
  • 802.11ax WiFi 6 w/ 2x2 MIMO
  • Bluetooth 5.0
  • Wireless Charging/Fast Charge Capable
  • iOS 14
Warranty
  • Includes a standard 1-year warranty w/ purchase (extend you warranty/service w/ AppleCare)

Editor's Notes

Written by Discombobulated | Staff
  • Actual monthly installment based on customer credit and installment term; requires 30 months at 0% APR installment agreement/qualifying credit/service plan
  • Existing customers can add to eligible current post-paid plans which may be less.
  • If service is cancelled, remaining balance is due
  • Item must be sold/shipped by Walmart
  • Offer valid while promotion last
Additional Note
  • Click on the 'Payment Options' link for more details in regards to down payment/device & terms/conditions
  • Please refer to the forum thread for additional details - Discombobulated

Original Post

Written by mojoyardbird

Community Voting

Deal Score
+90
Good Deal
Visit Walmart
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Top Comments

DeltaMajor156
Looks like this requires a credit pull.
Overdose81
It's the body of an iPhone 8 with the processor of an 11. Using older parts makes it cheaper to manufacture. Great phone for price
mojoyardbird
The first upgrade showed up on my account. No bill credits, financed amount of $149. Says I can pay off in a couple weeks online.

430 Comments

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Mar 15, 2021
102 Posts
Joined May 2014
Mar 15, 2021
dradio
Mar 15, 2021
102 Posts
It does say, "Requires 30 months, 0% APR installment agreement" ... So can't be sure they'll allow paying it off....
Mar 15, 2021
2 Posts
Joined Nov 2014
Mar 15, 2021
ccruz31
Mar 15, 2021
2 Posts
I just tried it through AT&T and got the same deal on my.att.com it also allowed to trade in an old phone for a $150 credit, plus activation fee waived. So the phone is free. The att website states no plenty for paying off the balance early, credits don't start until 3 billing cycles. Seems like they have the same deal for XS.
2
Mar 15, 2021
310 Posts
Joined Dec 2013
Mar 15, 2021
jlitnns
Mar 15, 2021
310 Posts
Quote from XPL051v3 :
Far from a steal it's an iPhone SE 64GB. The previous deal was way better for $200 iPhone XS Max..
Didn't see any XS Max on this thread so it's irrelevant but thanks, I concede to your knowledge and power.
1
Mar 15, 2021
641 Posts
Joined Mar 2008
Mar 15, 2021
needhookups
Mar 15, 2021
641 Posts
Quote from LotsoFsd :
People on this thread crack me up. Walmart has iPhone SE for $149 on postpaid and prepaid. Plenty of options. All require activation. If you already have a postpaid account this is a no brainer. Upgrade, pay it off early. If you don't have postpaid then go with the AT&T Prepaid option. It's locked to AT&T but works with all AT&T MVNO or use for 6mo. Unlock it and use as desired.
How do you get the prepaid option? In store only?

Edit, I located the prepaid option online but the price is $249
Last edited by needhookups March 14, 2021 at 07:52 PM.
Mar 15, 2021
799 Posts
Joined Oct 2007
Mar 15, 2021
LotsoFsd
Mar 15, 2021
799 Posts
Quote from ccruz31 :
I just tried it through AT&T and got the same deal on my.att.com it also allowed to trade in an old phone for a $150 credit, plus activation fee waived. So the phone is free. The att website states no plenty for paying off the balance early, credits don't start until 3 billing cycles. Seems like they have the same deal for XS.
This deal doesn't require trade. Depending on what device you have you may be better off going through Walmart.
Mar 15, 2021
799 Posts
Joined Oct 2007
Mar 15, 2021
LotsoFsd
Mar 15, 2021
799 Posts
Quote from needhookups :
How do you get the prepaid option? In store only?

Edit, I located the prepaid option online but the price is $249
Yes. In store only. Requires activation and autopay on $40 plan. You can simply turn off auto pay and let plan die out or use on AT&T Prepaid. Their plans are quite good now.
Mar 15, 2021
799 Posts
Joined Oct 2007
Mar 15, 2021
LotsoFsd
Mar 15, 2021
799 Posts
Quote from dradio :
It does say, "Requires 30 months, 0% APR installment agreement" ... So can't be sure they'll allow paying it off....
This is a $50 additional discount that's been going on for this phone since pretty much day 1. Walmart is essentially putting a $250 down payment on this phone on your behalf. You do have to sign up for 30 month financing but you can pay it off at any time. The amount financed is $149 not $399 minus $x /mo in bill credits.

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Mar 15, 2021
89 Posts
Joined Nov 2019
Mar 15, 2021
BeigeWing8450
Mar 15, 2021
89 Posts
Ok lady's and gents and non binary peeps, can confirm 149 that's it can be paid off early in face I paid 30% up front so now I only owe 100 and my monthly is 3.48 financing contract states I'm only financing 100 so there you have it, I get free upgrades with my account and I'm eligible for an upgrade so I'm buying paying off and then buying another lol

In fact not face sorry for typo
Mar 15, 2021
819 Posts
Joined Jul 2009
Mar 15, 2021
walletNgromice
Mar 15, 2021
819 Posts
Quote from LotsoFsd :
Yes. In store only. Requires activation and autopay on $40 plan. You can simply turn off auto pay and let plan die out or use on AT&T Prepaid. Their plans are quite good now.
I see. Apologies for my typo before that post paid was $250, I obviously meant prepaid (this is a thread about post paid!) but the prepaid price is $250 online.

AT&T pre-paid is $150 in store. Got it.
Mar 15, 2021
2 Posts
Joined Nov 2014
Mar 15, 2021
ccruz31
Mar 15, 2021
2 Posts
Quote from LotsoFsd :
This deal doesn't require trade. Depending on what device you have you may be better off going through Walmart.
To get the iphone for free through Att it required a trade in, but to get the same deal as the Walmart deal it did not require a trade in.
Mar 15, 2021
799 Posts
Joined Oct 2007
Mar 15, 2021
LotsoFsd
Mar 15, 2021
799 Posts
Quote from ccruz31 :
To get the iphone for free through Att it required a trade in, but to get the same deal as the Walmart deal it did not require a trade in.
Correct
Mar 15, 2021
590 Posts
Joined Sep 2006
Mar 15, 2021
ROBBY69
Mar 15, 2021
590 Posts
Quote from dradio :
It does say, "Requires 30 months, 0% APR installment agreement" ... So can't be sure they'll allow paying it off....
You can pay it off. I had a phone that I owed 3 months, but needed to unlock it for travel overseas, and they wouldn't do it until it was paid. I paid the remaining 3 month credits on my online ATT account and got them to unlock it shortly after payment was confirmed.
Mar 15, 2021
3 Posts
Joined Jun 2018
Mar 15, 2021
p.r.beck
Mar 15, 2021
3 Posts
Quote from bxd20 :
Usually these deals are done via monthly bill credits spread out over 24-30 months. So if you pay it off early, which you can do, you lose the deal and pay full price.

If that's not the case here someone please chime in.
I bought the 256 GB for $299 on this deal with Verizon 2 das ago. Showed up in my account quickly. Says I can pay it off in full later this month.
Seeing as this isn't a "bill credit" type deal, I'm 99% sure you would pay it off in full at the price shown.
Mar 15, 2021
256 Posts
Joined Apr 2017
Mar 15, 2021
Avayktm
Mar 15, 2021
256 Posts

Our community has rated this post as helpful. If you agree, why not thank Avayktm

FYI..it is clearly mentioned in this AT&T Retail Installment Sales Agreement.. No Prepayment Penalty.. Once At&t online account shows the payment installment, then you will be able to pay offs the balance..
BTW..YOU will be signing these documents in the later part of the checkout process
2

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Mar 15, 2021
6 Posts
Joined May 2019
Mar 15, 2021
BluePiranha9707
Mar 15, 2021
6 Posts
Quote from Avayktm :
FYI..it is clearly mentioned in this AT&T Retail Installment Sales Agreement.. No Prepayment Penalty.. Once At&t online account shows the payment installment, then you will be able to pay offs the balance..
BTW..YOU will be signing these documents in the later part of the checkout process
Are you required to sign a 30-month contract or are you only bound by the monthly payments (which we've established can be paid early)?

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