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Bank of America® Unlimited Cash Rewards Credit Card Expired

$200 Bonus Offer
w/ $1K in eligible purchases
+27 Deal Score
78,781 Views
Bank of America is offering a $200 online cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America®​ Unlimited Cash Rewards credit card. You will also earn 1.5% cash back on every purchase, every time. There is no annual fee.

Thanks to staff member BoastfulRiver248 for finding this deal.



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Good Deal?

Original Post

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Edited September 3, 2021 at 09:51 AM by
Bank of America is offering a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening with the Bank of America®​ Unlimited Cash Rewards credit card. You will also earn 1.5% cash back on every purchase, every time. No annual fee.

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Deal
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+27
78,781 Views
$200 Bonus Offer
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Even I have the same thought!! Is it worth to convert to unlimited 1.5% cb from single category 3 %?🤔
That's... pretty interesting....

I'd be sure and keep a copy of that if you take the offer


(which I would- I do have the travel card but never use it after having gotten its own signup-- this conversion would get me a SUB without a new account/hard pull AND let me ditch the premium rewards card that forced me to find value in the airline credit to keep getting 2.625% cash back on non-cat purchases)
I really should open one of these. Heavily invested in the bank of America ecosystem already. I get 5% back across multiple categories. This would be a great addition for flat rate cash back, but I already have a 2% card. Not sure it's worth a credit pull to get a little more

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Joined May 2004
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DeepThought
07-22-2021 at 05:52 AM.
07-22-2021 at 05:52 AM.
I got a mailer from BofA offering to convert my Travel Rewards card to this new one, including offering the $200 bonus. Given that this has no foreign transaction fee, it looks like a straight upgrade - am I missing anything?

One exception is that the mailer says: "If you earned the 10% Travel Rewards customer bonus, that feature will not be available on your new Unlimited Cash Rewards card." However, from the Travel Rewards Program Rules [bankofamerica.com] I wouldn't personally be affected as "If you are enrolled in Preferred Rewards [...], the rewards bonus you receive under those programs will replace the Customer Points Bonus."
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Joined Sep 2009
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Knightshade
07-22-2021 at 06:59 AM.
07-22-2021 at 06:59 AM.
Quote from DeepThought :
I got a mailer from BofA offering to convert my Travel Rewards card to this new one, including offering the $200 bonus. Given that this has no foreign transaction fee, it looks like a straight upgrade - am I missing anything?

One exception is that the mailer says: "If you earned the 10% Travel Rewards customer bonus, that feature will not be available on your new Unlimited Cash Rewards card." However, from the Travel Rewards Program Rules [bankofamerica.com] I wouldn't personally be affected as "If you are enrolled in Preferred Rewards [...], the rewards bonus you receive under those programs will replace the Customer Points Bonus."

The new card DOES have a foreign transaction fee.

Quote from BOA website :
• Foreign Transaction 3% of the U.S. dollar amount of each transaction (1) made in a foreign currency, or (2) made in U.S. dollars if the transaction is made or processed outside of the United States. This fee will be in addition to any other applicable fee.
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Joined May 2004
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DeepThought
07-22-2021 at 08:23 AM.
07-22-2021 at 08:23 AM.
Quote from Knightshade :
The new card DOES have a foreign transaction fee.
Huh, it does indeed say that on the site linked in the OP, but I've attached a pic of the mailer I got - which appears to be for this same card name, but advertises "no annual fee and no foreign transaction fees" (highlighting mine). I wonder if the difference is for the Travel Rewards card conversion offer only?
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Knightshade
07-22-2021 at 08:28 AM.
07-22-2021 at 08:28 AM.
Quote from DeepThought :
Huh, it does indeed say that on the site linked in the OP, but I've attached a pic of the mailer I got - which appears to be for this same card name, but advertises "no annual fee and no foreign transaction fees" (highlighting mine). I wonder if the difference is for the Travel Rewards card conversion offer only?

That's... pretty interesting....

I'd be sure and keep a copy of that if you take the offer


(which I would- I do have the travel card but never use it after having gotten its own signup-- this conversion would get me a SUB without a new account/hard pull AND let me ditch the premium rewards card that forced me to find value in the airline credit to keep getting 2.625% cash back on non-cat purchases)
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np1050
07-22-2021 at 07:29 PM.
07-22-2021 at 07:29 PM.
I really should open one of these. Heavily invested in the bank of America ecosystem already. I get 5% back across multiple categories. This would be a great addition for flat rate cash back, but I already have a 2% card. Not sure it's worth a credit pull to get a little more
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Joined Dec 2008
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revoc
07-23-2021 at 06:21 AM.
07-23-2021 at 06:21 AM.
I already have the cash rewards card (the red one). I believe I took advantage of the cash back bonus for that one. Would I be able to take advantage of this offer?
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Joined Sep 2012
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yuiui
07-23-2021 at 07:54 AM.
07-23-2021 at 07:54 AM.
Quote from revoc :
I already have the cash rewards card (the red one). I believe I took advantage of the cash back bonus for that one. Would I be able to take advantage of this offer?

I got the mail letter and it says I can get 200$ after 1000$ spending so I signed up. Hope it works.
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erlin168
07-23-2021 at 08:25 AM.
07-23-2021 at 08:25 AM.
Quote from yuiui :
I got the mail letter and it says I can get 200$ after 1000$ spending so I signed up. Hope it works.

delete
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Last edited by erlin168 August 1, 2021 at 11:04 PM.
Joined Jan 2011
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deal15220
07-23-2021 at 01:48 PM.
07-23-2021 at 01:48 PM.
That means after sign up of this card..we loose 3% cashback on single category. I use it for online shopping …and works good for me
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Imhotep86
07-29-2021 at 02:43 PM.
07-29-2021 at 02:43 PM.
Quote from deal15220 :
That means after sign up of this card..we loose 3% cashback on single category. I use it for online shopping …and works good for me

Even I have the same thought!! Is it worth to convert to unlimited 1.5% cb from single category 3 %?🤔
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Joined Feb 2010
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balla123
08-02-2021 at 08:25 AM.
08-02-2021 at 08:25 AM.
Quote from Imhotep86 :
Even I have the same thought!! Is it worth to convert to unlimited 1.5% cb from single category 3 %?🤔
no because cap one offers that forever and with no foreign transactions fee
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Joined Dec 2007
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PMR
08-03-2021 at 02:18 PM.
08-03-2021 at 02:18 PM.
Are there any cards that are offering cash back and other benefits like purchase protection, extended warranty, rental car insurance etc? Almost all cards had these benefits earlier and they were all taken out ☹️
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