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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $250+ Each

$250 Bonus
(New Checking Account Holders)
+63 Deal Score
52,885 Views
Capital One Offers New 360 Checking Account Holders: $250 Bonus when you Open a 360 Checking Account by June 21, 2022, apply promo code BONUS250 and Receive 2 Direct Deposits of $250 each or more within 75 days of account opening.

Thanks to Community Member Undisclosed for finding this deal.

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  • If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
  • When to expect Bonus
    • If you open Account April 2022 and receive Direct deposit within 75 days of opening, you will receive bonus by September 30, 2022.
    • If you open Account May 2022 and receive Direct deposit within 75 days of opening, you will receive bonus by October 31, 2022.
    • If you open Account June 2022 and receive Direct deposit within 75 days of opening, you will receive bonus by November 30, 2022.
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Original Post

Written by
Edited May 12, 2022 at 12:20 PM by
Capital One has a $250 bonus if you open a 360 checking account and use the code BONUS250 by June 21, 2022 and have at least two $250 direct deposits within 75 days of account opening.
https://www.capitalone.com/bank/bonus250/

This is not a bad offer if you really need to open a 360 checking account, however, for me, I await the return of the BONUS400 deal which we saw early last year.

-------------------------

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Here's the full scoop on how to earn your $250 bonus:
Open a 360 Checking account between 12:00 a.m. ET on April 18, 2022, and 11:59 p.m. ET on June 21, 2022. When you open your account, ensure you enter in promotional code BONUS250 in the Promo Code box.

Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

Refer to the website of the estimate of when you will get the bonus.
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Created 04-21-2022 at 07:01 PM by Undisclosed
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Questions & Answers BETA
GreatG asked this question on 05-13-2022 at 03:24 PM
05-13-2022 at 08:29 PM
Opened an account today. No hard pull for me. I do already have a credit card with them.
Archos5005Real asked this question on 05-13-2022 at 04:18 PM
05-17-2022 at 09:00 AM
The simple method seems to be using your brokerage account as bounce. This makes sense since most brokers use real ACH unlike transfers the way bank to bank does frequently not qualifying for these offers.

Source (untested): https://slickdeals.net/f/15742891-capital-one-250-checking-bonus-for-new-360-checking-customers?p=154706326#post154706326
echelone asked this question on 05-13-2022 at 03:23 PM
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Care to elaborate? I have an account with them and I have been very satisfied, the app is snappy intuitive and clearing happens almost overnight. No complaints here with the checking account . I have never had to reach out to customer service for anything
I disagree. Only thing I would ask for is more branches or atms where I can make a deposit.
According to Doctorofcredit.com (not sure if out of date, so take it with a grain of salt)
The following count as a direct deposit:
Alliant (1), 2 , 3 (didn't work)
ACH (1)
Ally: 1, 2,
Ameritrade: 1,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42,
Chase: 1, 2, 3,
Clearview: 1
Discover: 1
Cash back redemption: 1 (didn't work)
Savings: 1, 2,
e trade: 1, 2,
Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14,
Fifth Third: 1, 2,
First Tennessee: 1
Goldman Sachs: 1, 2, 3, 4
ING Direct/Capital One 360 (1)
PNC: 1, 2, (maybe didn't work?)
PenFed: 1,
Robinhood: 1,
TD Ameritrade: 1, 2
U.S. Bank: 1,
Wells Fargo: 1, 2
Vanguard: 1, 2, 3, 4, 5, 6, 7
The following didn't work:
Ally: 1
Chase: 1
Discover: 1, 2, 3,
Elements: 1
Santander: 1
Stripe: 1
TIAA Direct: 1
Wells Fargo: 1
USAA: 1, 2, 3

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This comment has been rated as unhelpful by Slickdeals users
Joined Jun 2012
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#3
Quote from Undisclosed :
Capital One has a $250 bonus if you open a 360 checking account and use the code BONUS250 by June 21, 2022 and have at least two $250 direct deposits within 75 days of account opening.
https://www.capitalone.com/bank/bonus250/

This is not a bad offer if you really need to open a 360 checking account, however, for me, I await the return of the BONUS400 deal which we saw early last year.

-------------------------

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Here's the full scoop on how to earn your $250 bonus:
Open a 360 Checking account between 12:00 a.m. ET on April 18, 2022, and 11:59 p.m. ET on June 21, 2022. When you open your account, ensure you enter in promotional code BONUS250 in the Promo Code box.

Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

Refer to the website of the estimate of when you will get the bonus.
What was the condition for the $400 from last year? I'd be interested to wait but I am traveling internationally (Costa Rica) potentially next month and thought I could use this debit card soon.
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#4
can bank ach be valid dd?
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#5
Direct deposit like from a pay check or just any deposit/transfer of $250 from your bank will work?
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#6
I deposit my paychecks via mobile app. That won't work with this kind of deal. Dang.
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#7
The BONUS400 was offered at the end of 2020. I am not sure they will offer it again.
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#8
Quote from R0B0TPIRATE :
Direct deposit like from a pay check or just any deposit/transfer of $250 from your bank will work?
I too would like to know what considers direct deposit for Cap One...
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Our community has rated this post as helpful. If you agree, why not thank ?
#9
Quote from erictom :
can bank ach be valid dd?
According to Doctorofcredit.com (not sure if out of date, so take it with a grain of salt)
The following count as a direct deposit:
Alliant (1), 2 , 3 (didn't work)
ACH (1)
Ally: 1, 2,
Ameritrade: 1,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42,
Chase: 1, 2, 3,
Clearview: 1
Discover: 1
Cash back redemption: 1 (didn't work)
Savings: 1, 2,
e trade: 1, 2,
Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14,
Fifth Third: 1, 2,
First Tennessee: 1
Goldman Sachs: 1, 2, 3, 4
ING Direct/Capital One 360 (1)
PNC: 1, 2, (maybe didn't work?)
PenFed: 1,
Robinhood: 1,
TD Ameritrade: 1, 2
U.S. Bank: 1,
Wells Fargo: 1, 2
Vanguard: 1, 2, 3, 4, 5, 6, 7
The following didn't work:
Ally: 1
Chase: 1
Discover: 1, 2, 3,
Elements: 1
Santander: 1
Stripe: 1
TIAA Direct: 1
Wells Fargo: 1
USAA: 1, 2, 3
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#10
I opened this account last year for the 400 dollar offer. But i dont' need this account. Is there any downside to closing the 360 checkins account? or is it better to just leave it there even if I don't use it.
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04-22-2022 at 11:18 PM
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#12
Quote from voi86 :
I opened this account last year for the 400 dollar offer. But i dont' need this account. Is there any downside to closing the 360 checkins account? or is it better to just leave it there even if I don't use it.
Close it so you can do another one of these promotions in a couple years
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#13
Quote from wjztusa :
This is the worst bank and credit card company that I have experienced! Never ever touch it anymore!!!
Care to elaborate? I have an account with them and I have been very satisfied, the app is snappy intuitive and clearing happens almost overnight. No complaints here with the checking account . I have never had to reach out to customer service for anything
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#14
Quote from wjztusa :
This is the worst bank and credit card company that I have experienced! Never ever touch it anymore!!!
I disagree. Only thing I would ask for is more branches or atms where I can make a deposit.
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#15
Quote from crazeedave :
I disagree. Only thing I would ask for is more branches or atms where I can make a deposit.
You can add cash at CVS

https://www.capitalone.com/bank/a...-in-store/
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