Can points be transferred to United? Or I need to book exclusively through Capital one site?

Highest offer of this card is 100,000 miles, right?

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No matter whatever card you get from them, Cap One is wasted credit inquiries. They like to pull ALL three bureaus. Most other cards only pull one. Nothing Cap One offers is worth 3 inquires on your reports.

I've had both the venture and x (still have the x). Their point transfer is, imho, very limited and - unlike Chase high end cards which offer 1c cash or 1.25/1.5c for certain travel/trade - you only get 0.5c in credit or 1c/point towards travel. I love the one time use cc numbers, but that's avail on all cards. Their travel portal is middling at best, but I find it unnecessarily restrictive (can't use a Hertz Prez Circle number, no multi-destination or open jaw airfare) and - in some cases - their cash-back referral portal gives better return than their 5x miles tier for travel portal purchases.

75k/4k is a good ratio and worth the AF for the first year, but I'd def drop before I paid a second AF for CapOne. Unless they sweeten the pot with a large credit bonus I'll prob drop my VX when my AF is up and just stick with their free cash back.

Are there any issues to our credit history if we cancel after 1 year?

Capital One is trash. 800 credit score. Got rejected.

Are there any issues to our credit history if we cancel after 1 year?

No more than any other card.

I'll amend my original statement though - I'm 99% likely to keep my card and pay the AF next near. The mile transfer has gone up to 1:1 for all portals (still limited options), and the defined bonus ($300 travel statement credit and 10kpts/$100 travel voucher or statement credit on travel) is worth more than the $395 AF and I'll be able to use all that on day one (well, day 366, whatever). The AirBnB credit is gone, which would be nice, but their policies/fees have pushed me away from using them much anymore.

Using the Hertz Prez Circle is a pain in the butt, but it's also really, really nice if you find a good deal on a Hertz econobox rental since you can always just pick a mid/full or suv from the gold aisle.

I'm also travelling more internationally, and the Priority Pass membership is convenient.

This 100%! If you know you'll be traveling and get the $300 and 10k/bonus every year, they're essentially paying you $5 to keep the card. Any perk you use outside of that (like priority pass) is a freebie.

Is this a VISA or Mastercard? And what level it is? For example VISA Signature.