Quote from liunit92 : what is the lounge access like these days with this card? only seeing mostly bad reviews on most recent reddit posts

Comments referencing a $395 AF or Priority Pass lounge access are not applicable to the Venture card which is the subject of this thread. I know it can be difficult to maintain focus but let's do better.

Regarding lounge access, I visited the capital one lounge in Denver twice in the past month. No wait either time. The lounge was clean and busy without being crowded. The staff was friendly and the food and drink options were very decent. One important point to note is that the 2 complimentary passes that come with this card (Venture) will no longer be offered after Dec 31, 2024.

I don't fly, an I able to cash out the$750 towards statement credit?

Quote from gerrydavid79 : I don't fly, an I able to cash out the$750 towards statement credit?

Not on the Venture card... you'll only get half that amount for a statement credit. Cap1 does have a business card... Spark Cash Select with a $750 bonus and that card does give you full statement credit. I have both of these cards.

Hmm had a basic capital one card for years. Think they would switch me over and give me the miles for being with them so long or only good for new customers? They keep offering me that option (to switch).

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Quote from ejim941099 : Hmm had a basic capital one card for years. Think they would switch me over and give me the miles for being with them so long or only good for new customers? They keep offering me that option (to switch).

You might just apply for a new card. I have multiple Cap1, Chase, Citi cards and have gotten bonuses on all of them.

Quote from ejim941099 : Hmm had a basic capital one card for years. Think they would switch me over and give me the miles for being with them so long or only good for new customers? They keep offering me that option (to switch).

I had a Venture card and they wouldn't give me the bonus for Venture X if I converted it. I ended up applying for and getting Venture X and then canceling the regular Venture card.

Quote from localHero : Not on the Venture card... you'll only get half that amount for a statement credit. Cap1 does have a business card... Spark Cash Select with a $750 bonus and that card does give you full statement credit. I have both of these cards.

Is it hard to get the business card?

I have one other business card, I was at 95% capacity for a couple years there but recently paid half off bringing the balance to $5000. I dont know if there is a business credit score they look at or what.

Quote from gerrydavid79 : Is it hard to get the business card? I have one other business card, I was at 95% capacity for a couple years there but recently paid half off bringing the balance to $5000. I dont know if there is a business credit score they look at or what.

I've never had a problem but I have a high credit score and an S Corp. I can send you a link to both Chase and Cap1 business cards if you want.

I have this card and the GF has the Chase Sapphire ($200 more per year). The lounge access and other perks, not comparing travel rewards, are much better on the Chase Sapphire.

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Quote from howdeye : Define "Perfect" 850? I have a 835 credit score, applied and was instantly approved for $15,000. I don't think that I have have a capital one credit card in the past, so maybe that was the deciding factor.

Agreed. Mine was 820 and they gave me 30k instantly on the screen.

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Quote from bdanka50 : I have this card and the GF has the Chase Sapphire ($200 more per year). The lounge access and other perks, not comparing travel rewards, are much better on the Chase Sapphire.

I think each card has something different to offer. I like the cell phone accident protection. Just use the venturex to pay your cell phone bill and all phones on the bill are covered up to $800. I have seven phones on my account.

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I think I'd rather have Chase points, and get a Sapphire card, unless I was over the 5/24 Chase limit

Quote from bdanka50 : I have this card and the GF has the Chase Sapphire ($200 more per year). The lounge access and other perks, not comparing travel rewards, are much better on the Chase Sapphire.

$200 more? Maybe you're comparing the Venture X with the Chase Sapphire Reserve?

Quote from localHero : $200 more? Maybe you're comparing the Venture X with the Chase Sapphire Reserve?

That's probably correct

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