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expired Posted by Brandons8560 • Jan 25, 2023
expired Posted by Brandons8560 • Jan 25, 2023

Truist Bank: Open Eligible Checking Account w/ 2 Direct Deposits Totaling $1000

(Select States)

& Get $400 Cash Bonus

327 Comments 122,280 Views
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Deal Details
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560

Community Voting

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+71
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Top Comments

$12 Monthly Fee. $30 Closing Account Fee.
The $30 closing fee only applies to 'Charged Off' accounts AKA accounts in delinquency. There should be no fee (that I can see in their fee schedules) for closing an account. You should be plenty fine to just close the account after you get the promo cash.
Rich people? not really... People with jobs or retirement income? Yes

If you can't handle depositing $1000 into an account over the next three months, then you need a job, not Slickdeals.

327 Comments

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Mar 4, 2023
35 Posts
Joined Sep 2011
Mar 4, 2023
johnzm
Mar 4, 2023
35 Posts
promo code works, just not when automatically populated. copy and paste promo code in (over write the existing). thats what worked for me
Mar 5, 2023
1,773 Posts
Joined May 2006
Mar 5, 2023
baronvdb
Mar 5, 2023
1,773 Posts
Quote from ElatedSoda4203 :
Will this be taxed?
Yep! Still a good deal but I don't do these deals anymore because of it. The net benefit after taxes (if you're in a high tax bracket) isn't worth the hassle of opening/closing an account to me.

I did do the Chase $600 offer and the SoFi offer last year but that's because I actually wanted the accounts and plan on keeping them. SoFi is now my Primary Checking and Savings and I keep Chase for the rare occasion I need to get some quick cash or to deposit cash. So far I like this combo. SoFi paying 2.5% interest on checking pushed me over the edge to make them primary.
Mar 6, 2023
4,911 Posts
Joined Dec 2009
Mar 6, 2023
rdcrds
Mar 6, 2023
4,911 Posts
Well i never go the email but a rep on Friday said it was on my account. I am sure not everyone who got this email that got it but i will ask for a higher up before i make my 1k deposit as i do not want to go though all the bs and not get it then have to close it out

Oh Dr of credit many said they got it and nobody talked about getting the email saying they were in it..
Mar 6, 2023
138 Posts
Joined Sep 2008
Mar 6, 2023
GrayCorgi
Mar 6, 2023
138 Posts
Never got enrollment email, but I did today just get "Action Required: Create A My Truist Offers Password". When I sign into that, I see the offer but the status is "Enrollment Pending" and the details say "Thank you for your patience as we validate your eligibility to participate in this offer." I'm not going to bother with DD until that message goes away.
Mar 6, 2023
1,274 Posts
Joined Jul 2006
Mar 6, 2023
kevolution
Mar 6, 2023
1,274 Posts
Got the bonus today. No issues with the bonus even though the offer says "Pending" still on My Offers website.

Does anyone else see $3 processing for transfers?? Seems kinda ridiculous. Trying to figure out if there's another way to transfer out without having to pay the fee.
Mar 6, 2023
170 Posts
Joined Nov 2015
Mar 6, 2023
ns8013
Mar 6, 2023
170 Posts
Quote from kevolution :
Got the bonus today. No issues with the bonus even though the offer says "Pending" still on My Offers website.

Does anyone else see $3 processing for transfers?? Seems kinda ridiculous. Trying to figure out if there's another way to transfer out without having to pay the fee.
Can you pull money from the other side, rather than push the money from Truist?
Mar 6, 2023
247 Posts
Joined Feb 2022
Mar 6, 2023
atn0716
Mar 6, 2023
247 Posts
Quote from kevolution :
Got the bonus today. No issues with the bonus even though the offer says "Pending" still on My Offers website.

Does anyone else see $3 processing for transfers?? Seems kinda ridiculous. Trying to figure out if there's another way to transfer out without having to pay the fee.
Write a check to yourself? or pay bills?
Last edited by atn0716 March 6, 2023 at 12:40 PM.

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Mar 6, 2023
4,911 Posts
Joined Dec 2009
Mar 6, 2023
rdcrds
Mar 6, 2023
4,911 Posts
You do not need to paste the code in if it is already in as i did it with the code already in and today i got the sign up for the promotion offer site and says pending on the 400 dollars and i never pasted it in i used what was in there so those above that say you must take it out and post it yourself is false ty.
Mar 9, 2023
130 Posts
Joined Jul 2015
Mar 9, 2023
bwalt15
Mar 9, 2023
130 Posts
Quote from kevolution :
Got the bonus today. No issues with the bonus even though the offer says "Pending" still on My Offers website.

Does anyone else see $3 processing for transfers?? Seems kinda ridiculous. Trying to figure out if there's another way to transfer out without having to pay the fee.
Atm withdrawals is how I've been getting around it.
Mar 9, 2023
130 Posts
Joined Jul 2015
Mar 9, 2023
bwalt15
Mar 9, 2023
130 Posts
Anyone close the account after getting the bonus yet? Did you get hit with the $30 fee?
Mar 9, 2023
1,274 Posts
Joined Jul 2006
Mar 9, 2023
kevolution
Mar 9, 2023
1,274 Posts
Quote from bwalt15 :
Anyone close the account after getting the bonus yet? Did you get hit with the $30 fee?
Closed out pretty much right after I used the money. No fee. Have a mortgage with truist so just used the money to pay additional principal to avoid $3 ACH fee to external bank.
Mar 9, 2023
1,229 Posts
Joined Aug 2009
Mar 9, 2023
crimsonroses
Mar 9, 2023
1,229 Posts
Anyone get this message?
Whoops. It's taking a bit longer than usual to get your new account ready for use.
But don't worry. You're all done with your application. We'll email you with information and updates as soon as they are available.

Good or bad sign?
Mar 9, 2023
1,530 Posts
Joined Nov 2005
Mar 9, 2023
actorps1
Mar 9, 2023
1,530 Posts
I can see my account online ok. Direct Deposits have arrived. No bonus yet. Can't get into the offers site to check status because using my email and password doesn't work, they don't accept username there, and can't register because they say email already assigned to account.. sigh.

On the online banking, I used another checking account to put in $50 to get the ball rolling and that account doesn't show up as external account I can ACH transfer out or any sign of it. If I try to add it, similar issue as above, already thinks it is registered. I want to like them, but the best bank is the one where you don't have to call them or contact them regarding issues.
Mar 10, 2023
4,911 Posts
Joined Dec 2009
Mar 10, 2023
rdcrds
Mar 10, 2023
4,911 Posts
Quote from actorps1 :
I can see my account online ok. Direct Deposits have arrived. No bonus yet. Can't get into the offers site to check status because using my email and password doesn't work, they don't accept username there, and can't register because they say email already assigned to account.. sigh.

On the online banking, I used another checking account to put in $50 to get the ball rolling and that account doesn't show up as external account I can ACH transfer out or any sign of it. If I try to add it, similar issue as above, already thinks it is registered. I want to like them, but the best bank is the one where you don't have to call them or contact them regarding issues.
I had no issues opening and 1st deposit and now the 2 from capital one are coming in. It just says it is from CAPITALONE CAPITAL ONE N.A.XXXX account number then my name. I assume this is a ACH transfer as i did the 2 small deposits last week to link them so by Monday or tuesday i should have both in and then will see how long if i get the $400

I had no problem with the offer site just use your email i had a small problem and called them and got right in.

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Mar 10, 2023
247 Posts
Joined Feb 2022
Mar 10, 2023
atn0716
Mar 10, 2023
247 Posts
They flagged my account for fraud and withholding my deposit...I guess my 400 journey just became a nightmare.
Mar 11, 2023
13 Posts
Joined Jun 2017
Mar 11, 2023
jordantc12345
Mar 11, 2023
13 Posts
They also flagged my account for fraud. I had done a $50 Zelle transfer for the initial funding as the site wouldn't let me find it during sign up for some reason.
I called and they told me I had to go into a branch. I wait til Saturday, the one day I can go because of my work schedule. The lady says she doesn't know what to do and they don't have a manager there. She calls another manager from a different branch and they end up getting my signature and scanning my driver's license. Then she still can't get my account unlocked and says I have to call the online banking department. I said I did and they told me to go there. I called them again and put them on the phone with her. They still could not get it solved and told me I have to call the fraud department who is not open on weekends. There was also another customer behind me who had the same issue. I gave them the phone number they gave me.

Very close to just taking my fifty back out and closing the account next Saturday. I do not trust them with my money. I wouldn't be surprised if they charge me to do that.

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