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forum thread Posted by Mentalflosser • Sep 12, 2024
forum thread Posted by Mentalflosser • Sep 12, 2024

Truist bank offers 400 for opening checking accounts

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Truist Bank is offering a $400 bonus to new Truist One Checking account holders who meet certain eligibility requirements:

Open a new account online between February 28, 2024 and October 30, 2024

Use the promo code TRUIST400DC24 when opening the account

Receive at least one qualifying direct deposit of $500 or more

Make at least 15 qualifying debit card purchases within 90 days of opening the account

Keep the account open, in good standing, and with a positive balance until the bonus is earned

https://www.truist.com/checking/open-checking
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Deal Details
Community Notes
About the Poster
Truist Bank is offering a $400 bonus to new Truist One Checking account holders who meet certain eligibility requirements:

Open a new account online between February 28, 2024 and October 30, 2024

Use the promo code TRUIST400DC24 when opening the account

Receive at least one qualifying direct deposit of $500 or more

Make at least 15 qualifying debit card purchases within 90 days of opening the account

Keep the account open, in good standing, and with a positive balance until the bonus is earned

https://www.truist.com/checking/open-checking

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104 Comments

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Sep 12, 2024
24 Posts
Joined Dec 2015
Sep 12, 2024
chilllydog
Sep 12, 2024
24 Posts

Our community has rated this post as helpful. If you agree, why not thank chilllydog

Note: The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
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Sep 13, 2024
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Sep 13, 2024
WolfTheCat
Pro
Sep 13, 2024
2,128 Posts
Any suggestions what the quickest, cheapest, and easiest way to make 15 "qualifying" debit card transactions? I've never actually owned or used a debit card - I don't think they are secure enough.
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Sep 13, 2024
4,908 Posts
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Sep 13, 2024
JJoye
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Sep 13, 2024
4,908 Posts
Quote from WolfTheCat :
Any suggestions what the quickest, cheapest, and easiest way to make 15 "qualifying" debit card transactions? I've never actually owned or used a debit card - I don't think they are secure enough.
If you shop on Amazon often, you could use your debit card to buy $5 Amazon gift cards and then load them to your account.
Pro
Sep 13, 2024
329 Posts
Joined Jun 2014
Sep 13, 2024
Geeeeeeeek
Pro
Sep 13, 2024
329 Posts
Quote from WolfTheCat :
Any suggestions what the quickest, cheapest, and easiest way to make 15 "qualifying" debit card transactions? I've never actually owned or used a debit card - I don't think they are secure enough.
Never owned a debit card? Most bank accounts have a debit card attached to them.
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Sep 13, 2024
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Sep 13, 2024
WolfTheCat
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Sep 13, 2024
2,128 Posts

Our community has rated this post as helpful. If you agree, why not thank WolfTheCat

Quote from Geeeeeeeek :
Never owned a debit card? Most bank accounts have a debit card attached to them.
I decline/cancel debit cards and ask for an ATM cards instead.

An ATM card can't be used for online purchases, and cannot be used without your PIN, making it more secure. It can still be used to pay in many (but not all) brick-and-mortar stores, provided their reader handles ATM pay.

I know most debit cards have fraud protection, but that protection is different from credit cards in one important way. You don't ask for fraud protection on a debit card until the fraudster has already cleared you out.

On a credit card, you haven't paid them yet. That is a much better position to be in.

If I do this, I'll make the 15 transactions, then shred the card.
1
1
Sep 13, 2024
9 Posts
Joined Jul 2024
Sep 13, 2024
BlueStove894
Sep 13, 2024
9 Posts
TRUIST400DC24
Error! Promo code isn't recognized. You have 2 attempts left.
1
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1
Sep 13, 2024
4,006 Posts
Joined Jul 2010
Sep 13, 2024
mitchflorida
Sep 13, 2024
4,006 Posts
Quote from JJoye :
If you shop on Amazon often, you could use your debit card to buy $5 Amazon gift cards and then load them to your account.
Can you do the same thing with PayPal, $2 per transaction?
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Sep 13, 2024
8 Posts
Joined Feb 2023
Sep 13, 2024
NeatSparrow166
Sep 13, 2024
8 Posts
The promo code you entered is not recognized.
Promo code entered:
TRUIST400DC24
1
Sep 13, 2024
1 Posts
Joined Sep 2024
Sep 13, 2024
OrangeTable6321
Sep 13, 2024
1 Posts
Quote from WolfTheCat :
Any suggestions what the quickest, cheapest, and easiest way to make 15 "qualifying" debit card transactions? I've never actually owned or used a debit card - I don't think they are secure enough.
Pepper Rewards app
1
Sep 13, 2024
139 Posts
Joined Oct 2013
Sep 13, 2024
Debo954
Sep 13, 2024
139 Posts
Can I deposit $500 from my wells fargo to the Truist account to satisfy the qualifying direct deposit of $500 requirement?
Sep 13, 2024
5,110 Posts
Joined Apr 2006
Sep 13, 2024
SlickDit
Sep 13, 2024
5,110 Posts
Quote from WolfTheCat :
I decline/cancel debit cards and ask for an ATM cards instead.
Good for you. Not sure why someone would judge you for not leaving a beeline to clearing out your bank account.

Got code 130 error. I'll pass. Thanks OP.
Last edited by SlickDit September 13, 2024 at 11:23 AM.
Sep 13, 2024
2,420 Posts
Joined Oct 2017
Sep 13, 2024
essix8
Sep 13, 2024
2,420 Posts
I know this deal is mostly going to be used by people chasing the SUB and then leaving, but Truist is pretty awful, so I wouldnt recommend anyone see this and consider making it their bank.
Pro
Sep 13, 2024
2,128 Posts
Joined Jan 2024
Sep 13, 2024
WolfTheCat
Pro
Sep 13, 2024
2,128 Posts
Quote from Debo954 :
Can I deposit $500 from my wells fargo to the Truist account to satisfy the qualifying direct deposit of $500 requirement?
According to Doctor of Credit, Truist accepts some, but not all bank transfers as direct deposits. However, this may not be 100% reliable: https://www.doctorofcredit.com/kn...ts/#Truist

The only sure-fire way is to have it taken from your paycheck. ADP and most other paycheck companies will allow you to add a second bank and transfer an exact amount. Do that for one paycheck to transfer the $500. Once that is done, fix ADP settings and move the $500 wherever you want it to be.
Pro
Sep 13, 2024
2,128 Posts
Joined Jan 2024
Sep 13, 2024
WolfTheCat
Pro
Sep 13, 2024
2,128 Posts
Quote from essix8 :
I know this deal is mostly going to be used by people chasing the SUB and then leaving, but Truist is pretty awful, so I wouldnt recommend anyone see this and consider making it their bank.
Agreed. They treated my mother terribly when my father died (not recent, no condolences please - not the point). They made things a royal pain in the $*.

Kinda makes me want to take advantage of them a litte.

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Sep 13, 2024
828 Posts
Joined Jul 2016
Sep 13, 2024
mike312
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Sep 13, 2024
828 Posts
Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate.

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