forum thread Posted by duke5150 • Feb 4, 2025
Feb 4, 2025 4:09 PM
Item 1 of 1
forum thread Posted by duke5150 • Feb 4, 2025
Feb 4, 2025 4:09 PM
Vanguard lowered internal maintenance fees for VUSXX from 0.09% to 0.07%
Get Deal at Retailer
Good Deal
Bad Deal
Save
Share
11 Comments
Sign up for a Slickdeals account to remove this ad.
One can sell SGOV during market hours to free up cash to buy securities. Mutual fund sale of VUSXX takes one day to clear.
One can sell SGOV during market hours to free up cash to buy securities. Mutual fund sale of VUSXX takes one day to clear.
Is it good idea to keep emergency funds in SGOV?
Any comments on BOXX, although it has much higher expense ratio ?
One can sell SGOV during market hours to free up cash to buy securities. Mutual fund sale of VUSXX takes one day to clear.
Sign up for a Slickdeals account to remove this ad.
Is it good idea to keep emergency funds in SGOV?
Any comments on BOXX, although it has much higher expense ratio ?
The main advantage of SGOV is instant buying power during trading hours.
I also buy SGOV in real time with the proceed of stock sale. No need to wait for T+1 to buy into a money market fund.
The main disadvantage of SGOV is the SEC fee when selling SGOV to free up buying power.
FDLXX: 3.98 % .42% expense no min
VUSXX: 4.26% .07% expense $3k min
SNSXX 4.03% .34% expense no min
SGOV 4.28% .093% expense (including SEC fee) no min
These are all treasury mmkt or very short term, so mostly no state tax on earnings. (accurate statement to around 95%
-100% state tax free)
Seems that if you have a vangaurd brokerage acct, you should use VUSXX. All others use SGOV.
For perspective, a .25% difference on $100k is $250/year.