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popular Posted by BRPXR600R • Apr 9, 2025
popular Posted by BRPXR600R • Apr 9, 2025

File your taxes for free

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File your taxes for free. Direct File is now open. Taxpayers in 25 states can file their federal taxes directly with the IRS. Direct File is: Free, Accurate, Easy to use and Secure.

I was able to file my federal and Arizona state taxes for free online. I also thought it was easier to use than TurboTax. Received email confirmations the same day that my tax returns where accepted.

https://directfile.irs.gov/
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File your taxes for free. Direct File is now open. Taxpayers in 25 states can file their federal taxes directly with the IRS. Direct File is: Free, Accurate, Easy to use and Secure.

I was able to file my federal and Arizona state taxes for free online. I also thought it was easier to use than TurboTax. Received email confirmations the same day that my tax returns where accepted.

https://directfile.irs.gov/

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24 Comments

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Apr 12, 2025
25 Posts
Joined Oct 2023
Apr 12, 2025
WeeeHeeATeePee
Apr 12, 2025
25 Posts
This is nuts, you can't use this in my state if your wages are above $200k!?
I can't use Cashapp because I'm filing a natural disaster deduction.
I'm cornered into using TurboTax for the first time or filing manually it seems..
1
Apr 13, 2025
1,517 Posts
Joined Aug 2011
Apr 13, 2025
drawz
Apr 13, 2025
1,517 Posts
Quote from ancho26 :
The part where TurboTax makes you watch it delete all your info when you choose the free version was enough to make me look elsewhere.
I used Direct File this year and flipped through my old data in HR Block to help fill in. Pretty simple return and no state tax but I was impressed with the experience! Recommended.
Quote from OmnificOne :
Good option for anyone who can use it. I'd recommend FreeTaxUSA if you can't. After using TurboTax for a decade, it was nice to not shell out for something that should be free. The big advantage as an ex-TurboTax user is you can import data from your TurboTax return. So you can avoid that insulting animation in TurboTax where the data from your previous returns is deleted if you don't use the paid version.
OMG I can't believe they use an animation like that! That is just low, even for Intuit.
Apr 13, 2025
1,517 Posts
Joined Aug 2011
Apr 13, 2025
drawz
Apr 13, 2025
1,517 Posts
Quote from Abused.Return.Policy :
Used Cash App Taxes for a few years no problem. But don't trust the audit protection. They reported the wrong income amount for my state taxes for 2022, (the fed part was correct, but reported $30k less income to the state) but because the audit happened in 2024 and it was more than 1 year after filing, they wouldn't help me. I had to pay $300+ in interest on top of the $900 in tax I owed.
Was it a formal audit? Or just a notice that you owed more money (with interest)? An audit is a much bigger deal and that's where audit protection really matters. However, if it was truly their error, it should fall under their Accurate Calculations Guarantee [cash.app].

I was curious about their Audit Protection Terms [cash.app] and it is indeed 1 year. However, if you continue to use them, you get up to 3 years.
Quote :
Subject to the continued availability of this program through Cash App Taxes, you can extend the initial 1 year Term of your Membership in this Program for a particular Return up to 3 years if you continue to file your taxes with Cash App Taxes.
For comparison:
- FreeTaxUSA charges $20 extra for audit defense, covers 3 years
- OLT.com includes it in their deluxe edition, which is $16 total for federal and state filing. Can't find duration
- TurboTax Desktop is $45-60 depending on which version you have, covers 2 years
- H&R Block Desktop, included with purchase, covers 3 years.
- TurboTax online, requires upgrading to Max Benefits for big bucks I'm sure. Also extra for H&R Block online.
Last edited by drawz April 13, 2025 at 11:15 AM.
Apr 14, 2025
5,212 Posts
Joined Nov 2017
Apr 14, 2025
Abused.Return.Policy
Apr 14, 2025
5,212 Posts
Quote from drawz :
Was it a formal audit? Or just a notice that you owed more money (with interest)? An audit is a much bigger deal and that's where audit protection really matters. However, if it was truly their error, it should fall under their Accurate Calculations Guarantee. I was curious about their Audit Protection Terms and it is indeed 1 year. However, if you continue to use them, you get up to 3 years. For comparison: - FreeTaxUSA charges $20 extra for audit defense, covers 3 years- OLT.com includes it in their deluxe edition, which is $16 total for federal and state filing. Can't find duration- TurboTax Desktop is $45-60 depending on which version you have, covers 2 years- H&R Block Desktop, included with purchase, covers 3 years. - TurboTax online, requires upgrading to Max Benefits for big bucks I'm sure. Also extra for H&R Block online.
You tell me, this is what the letter says that I received from my state DOR:
"This is a notice that you will be assessed $1,223.88 as a result of audit findings.
You received this notice because you have been audited by the Department of Revenue (DOR). According
to our records, you failed to report the correct Personal Income Tax for period(s) January 1, 2021 to
December 31, 2021. We intend to assess the amount shown above."

I received that at the end of 2024, and I had used CashApp Taxes to file in 2021, 2022, and 2023, so yes, I would be eligible for continued audit defense. The problem is that the audit defense is a completely separate, third-party company. They indeed found that there was an error with CashAppTaxes in how they recorded the information. However, when I tried to follow the steps with CashApp Taxes which requires requesting a form via email, they ghosted me or would use boilerplate referring me to that same link you shared.
In the end I felt it wasn't worth bringing them to small claims court over $300.

Essentially, you get what you pay for with Cash App Taxes. Including customer service that's worth $0.
I used 1040.com this time since I feel that so-called audit defense is pretty useless if it's only good for a max of 3 years when the IRS is taking at least that long to review returns. Simple tax returns with the standard deductible mean there should be very little to worry about with an audit. In 20 years of doing taxes myself, this was the only time I ever had a problem, and of course it was due to the software transferring my w2 info from the fed forms to the state forms and somehow making an error.
Apr 15, 2025
1,517 Posts
Joined Aug 2011
Apr 15, 2025
drawz
Apr 15, 2025
1,517 Posts
Quote from Abused.Return.Policy :
You tell me, this is what the letter says that I received from my state DOR:
"This is a notice that you will be assessed $1,223.88 as a result of audit findings.
You received this notice because you have been audited by the Department of Revenue (DOR). According
to our records, you failed to report the correct Personal Income Tax for period(s) January 1, 2021 to
December 31, 2021. We intend to assess the amount shown above."

I received that at the end of 2024, and I had used CashApp Taxes to file in 2021, 2022, and 2023, so yes, I would be eligible for continued audit defense. The problem is that the audit defense is a completely separate, third-party company. They indeed found that there was an error with CashAppTaxes in how they recorded the information. However, when I tried to follow the steps with CashApp Taxes which requires requesting a form via email, they ghosted me or would use boilerplate referring me to that same link you shared.
In the end I felt it wasn't worth bringing them to small claims court over $300.

Essentially, you get what you pay for with Cash App Taxes. Including customer service that's worth $0.
I used 1040.com this time since I feel that so-called audit defense is pretty useless if it's only good for a max of 3 years when the IRS is taking at least that long to review returns. Simple tax returns with the standard deductible mean there should be very little to worry about with an audit. In 20 years of doing taxes myself, this was the only time I ever had a problem, and of course it was due to the software transferring my w2 info from the fed forms to the state forms and somehow making an error.

Thanks for the feedback on Cash App Taxes audit support. i think they all use third parties for this, but not sure.

I also noticed TurboTax desktop says they include audit "support" but you have to pay extra for audit "defense." The devil is always in the details.
Apr 15, 2025
2,114 Posts
Joined Jun 2006
Apr 15, 2025
NewDoc
Apr 15, 2025
2,114 Posts
Quote from lifewillbeok :
I tried out freetaxusa this year and was impressed.
I have a lost w-2g from a casino and freetaxusa won't let me enter the information anywhere. I know the winnings and taxes withheld on the winnings, but do not have the federal and state id numbers for the casino, so it keeps kicking me back saying to enter that information. I requested a replacement w-2g from the casino, but it has not arrived. I heard that TurboTax offers options to enter this information, but unfortunately freetaxusa does not.
Apr 15, 2025
1,517 Posts
Joined Aug 2011
Apr 15, 2025
drawz
Apr 15, 2025
1,517 Posts
Quote from NewDoc :
I have a lost w-2g from a casino and freetaxusa won't let me enter the information anywhere. I know the winnings and taxes withheld on the winnings, but do not have the federal and state id numbers for the casino, so it keeps kicking me back saying to enter that information. I requested a replacement w-2g from the casino, but it has not arrived. I heard that TurboTax offers options to enter this information, but unfortunately freetaxusa does not.

Similar to TurboTax, there's a section that says "Gambljng Incone (not on a w2g)" but I'd be worried that this could cause an issue at the irs. You could file an extension and wait for the w2g. Pay anything you owe now to avoid penalties.

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Apr 15, 2025
293 Posts
Joined Jan 2007
Apr 15, 2025
armando416
Apr 15, 2025
293 Posts
I will do the free filing, simply to stick it to TurboTax and the other big lobbyists that have kept filing from being free, when it should have been years ago. I don't care even if it turns out to be a little extra work. The more of us that choose the free route, the better
Apr 17, 2025
7,570 Posts
Joined Feb 2007
Apr 17, 2025
WindySummer
Apr 17, 2025
7,570 Posts
Bummer, it looks like the IRS Direct File program may be coming to an end.

https://apnews.com/article/irs-di...45ac67b7ab

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