Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
I've thought about moving balances around to 0% cards for the rest of my life, dying, and getting free stuff.
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
Discover will do 2% if you ask nicely. There are enough cards out there with no fees and 0% apr to keep a rotation going. Free is the only way to go. You can even transfer to your check card with 2...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
i'm looking at the slate and I'm seeing in their website 1% fee
*i know this post is old, just for reference that this changed recently
*postingIntro balance transfer offer
Transfer balances...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
In the case of say the slate it'd make a lot more sense once the balance is paid off to product change it into a useful card (like a Freedom) rather than close it- that would be true regardless of if...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
Slightly off topic but with the strategies you discussed above, once you transfer to the 2nd card, do you typically close the first 0% card so you can apply again later? Reason I ask is I can use...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
Thank you, I hadn't seen that site before.
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
Here's a list of 18 more cards that do. Is that enough?
http://www.magnifymoney.com/blog/balance-transfer/no-fee-balance-transfer-credit-card1322859387/
(to be fair, only about half of those...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
Besides SLATE what cards offer 0% balance transfers with 0% balance transfer fees?
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
How do you "save more" with a card that charges 3% fee (this one) versus a card that charges 0% fee (Slate)?
The "estimated savings" #s given on your link are assuming only a ~$56 monthly payment...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
Just some third-party information on best balance transfer cards currently available and you actually save more with the Citi card than the Slate which is only 15 months interest-free and not 18...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
You win!
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
Not really, no. Free is always more reasonable than paying 3%.
Yes, let's!
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
"A lot more reasonable" is a bit of a stretch. Let's do some simple math, if I transfer $6000 and pay the 3% BT fee that's $180. If I make a $250 monthly payment I can have the balance paid off in...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
No, but Slate offers 15 months interest free with no BT fee.
Which is a lot more reasonable than paying 3% of the balance to go from 15 to 21 months.
Lots more cards offer 12 for free on top.
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
No one else out there offers 21 months interest-free on balance transfers, however. And the BT fee is pretty reasonable, $5.00 or 3%, whichever is greater.
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
Not slick if you have to pay a BT fee...
Citi® Diamond Preferred® Card Intro Offer: 0% APR on balance transfers for 21 months
Expired
Thread created 01-28-2018 by giffbiff
-3 Score
16 Replies
7,285 Views
The Citi Diamond Preferred card is a top pick for transferring a balance thanks to its extra long promotional period — which gives cardholders nearly two years to pay off an interest-free balance and...
