Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Q4T. Anyone that wants a decent rate that is guaranteed, put it in a CD. Otherwise, go for an index or other stock you are comfortable with.
For example, CVS has a 3% dividend that has been...
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
As others predicted, rate just dropped to 1.90%.
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Because that's such a logical decision, right?
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Thanks for the heads up. Definitely would not use them now.
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
This are only helpful to hold money for short term. I put money in a good blue chip stock with good dividend. Even if you don't account for capital gain, most blue chip stocks had dividend return...
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Cibc has a great savings account. A little higher yield at 2.05%
https://us.cibc.com/en/agility/agility-savings.html
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Someone I know, near retirement age pulled much of their retirement money out of the stock market at the worst time...when it was down. They put it in several banks to ensure it was FDIC insured....
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
I would suggest hsbc direct savings. Same rate.
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
If you have enough money in your savings that 0.2% APY is meaningful, you have too much money in savings. Time to invest that.
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
This seems like a clone of robinhoods upcoming cash management feature. The main differences being 2.03% vs 2.05%, you don't need a robinhood account, and fdic insurance is 5 mill vs 2 mill. Also...
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
love it. One more reason to sign up.
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Doctorofcredit .com. He has a link with highest sign up bonuses, etc.
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
I've got about twice that, but I agree that 0.1-0.2% isn't enough of a delta to chase, unless I was dissatisfied with my current financial institution for other reasons as well.
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Yes, Banks are all very smart. They feast on the customers.
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Ah, my bad. I hadn't even gotten to the point of signing up, since Robinhood is on its deathbed after all the ETF brokers started waiving fees (Robinhood's big play). And I'm getting a better rate...
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Well thats a big no from me then
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
It might not be but was for me. It only took me a couple minutes to apply for the account and then no more than 10 minutes to make sure everything else is set up (automatic deposits and transfers...
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
robinhood will be going the way of the dodo shortly... with all brokerages cutting fees to 0 and them disabling the chat feature and the fact that robinhood crypto is just a scam where they dont let...
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
Plus a hit on chex systems pull?
Credit Karma Savings account - 1.80% APY
Thread created 10-16-2019 by Cobalt_Blue_FF
+35 Score
58 Replies
26,754 Views
The Redneck rate for rewards checking is coming down to 2.75% starting 10/22. Still better than this but with a Cap
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