Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
I am in the process of refi-in with loandepot. I got a 3% with a $2K lender credit.
As I have refied with them before with same house, I do not have any closing costs.
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Excellent answer and much appreciated. Sincerely, thank you for taking the time and thought to do so.
Without stepping on your professional toes, would you say there is a 'sweet spot' for the...
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Very well said. It's something the average person only does a few times in life, so most don't know what the numbers mean, nor do they put the effort into learning. I didn't go with the lowest rate...
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Due to the state of the economy there is a wider difference in rates between lenders at this time; where lenders are constantly evaluating their business models. With >40 million unemployed and the...
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Closing another refi today at 2.85%. Rates have been all over, and some times the banks have artificially raised rates when they had lines of borrowers they couldn't keep up with. Shop and you will...
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
You dont want cashcall https://www.consumeraffairs.com/finance/cashcall.html
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Hey thanks all. I cross-shopped with Bank of America, with whom I have a 30-year relationship and this would be the 6th mortgage with them over the years (1 at a time) not to mention cards and...
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
As long as you're not jumbo, or renting it out, or anything else unusual, then that rate stinks. Lenderfi is showing 2.875% with a lender credit for a $500k loan with 30% down in my zip code. I...
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
I just closed a refi with Reali In California, 2.75% with minimal fees. Could’ve purchased for the same rate as well. Look them up, Reali.com. Overall it was a pleasant experience, would use them...
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Sales people are sales people. Just bought a home. The mortgage guy at a local branch of a national bank where we have accounts told me his rate and acted like it was very competitive. I quoted him...
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Have you tried shopping for a rate with Cash Call? Their rate is currently around 3%.
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Nope... primary and only.
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
Is this home going to be used as investment property?
Mortgage rates - question
Thread created 06-22-2020 by kacki
0 Score
13 Replies
1,812 Views
I don't want to go in assuming the wrong thing/jumping to conclusions so asking for thoughts..
We are shopping a new mortgage, so far have talked to one broker. Along with the expected info and...
