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using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #163220573 added 04-29-2023 9:50 PM by msp3 in Finance
https://www.doctorofcredit.com/list-of-0-apr-credit-card-offers/
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #163058888 added 04-21-2023 5:35 AM by slapshot136 in Finance
You can, although I doubt you can claim the fee as a tax deduction/business expense and you will have to pay taxes on the 5% gain so especially if you are at a higher income tax bracket it's probably...
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #163016174 added 04-19-2023 8:05 AM by cmatthes1 in Finance
Everybody is 100% correct about the 3% fees making it almost a wash. However, I will say that if you can get longer than 12 months 0% it becomes a little less impactful.
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #162463549 added 03-22-2023 10:55 AM by W-Creative in Finance
theoretically, it is doable, however, your credit score will drop significantly when you are carrying debts on your credit cards in a short time period unless you choose 1-month or 3-month CDs only,...
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #162441676 added 03-21-2023 9:47 AM by NYI44 in Finance
Can you tell us the ways?
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #162398809 added 03-19-2023 6:31 AM by slicbrat in Finance
How? :)
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #162391159 added 03-18-2023 3:19 PM by Flawless700 in Finance
There are actually ways to do this without a 3‰ fee. I took 25k cash off my CCs and put them into bonds at 5.1 for 1 yr. Easy money.
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #162285127 added 03-13-2023 12:20 PM by Dr. J in Finance
In theory yes if you could get real cash out and not pay some cash advance fee. Of course you'd have to be REALLY sure to pay off the CC before the promo rate ends.
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #162168598 added 03-07-2023 5:31 PM by dealkk in Finance
Make sense thank
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #162168562 added 03-07-2023 5:30 PM by YanksIn2009 in Finance
First off, you can't charge\transfer a cash advance and even if you could, the 5% CD interest is taxable so after transfer fees and whatever else they can sock you with you are not going to make any...
using 0% interest credit card to put into cd
Thread created 03-07-2023 by dealkk
0 Score 10 Replies 3,229 Views
Post #162166654 added 03-07-2023 3:51 PM by dealkk in Finance
What you think about using 0% interest credit card and put money into 5% cd? usually balance transfer fee is 3%. Not sure if there anything lower.

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