Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
I purchased a Mini Cooper Convertible and it should hold its value but it is going to be a summer car for us so no real plans to sell it anytime soon, In 5-8 years it will be pretty hard to find a...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
very good. :applause::peace::lol:
The trucks are piling up people should realize this and since this is a deal websites we are well informed of the true pricing of the whole market.
OP...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
I bought a new truck via factory order in Feb '23 below invoice and with 0% financing using my method. It worked for me. YMMV :peace: Merry Christmas
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
I see BMW and luxury cars lose 50% value in 1 - 2 yrs
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
why are you putting 50% down payment when you can get 0% loans...and dump rest in bonds?
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
correct but last yr the dealers refused to budge and instead wanted over msrp with a dealer markup.
WALK away from all of them and let them keep it and go bankrupt notice now they are all...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
You can probably get a discount as well. They want the sale as well. Last time I bought a car I haggled a little then messaged multiple dealers around the state and basically said whoever comes up...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Going thru BMW financing they wanted job history and if less than a year the job before that, I have only had my current job for a month before we purchased the car!
3.99% but I am going to drop...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
I never had to give my job history when I applied for a auto loan. Just income and where I work at. I would know right away if I was approved. Don't know where your getting you loan thru but it...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Nope my credit score is 830 but they don't like that I have had my current job for a month and my last 3 jobs for about a year each!. The credit application wants a job history going back a few...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
That just means your credit sucks and your wife's is good. :lmao:
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Funny we just picked up a Mini S Convertable 500 off MSRP no dealer handling fees, put 20K down will probably pay of the rest by the end of the year.
Funny part is we had to finance using my...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Invoice price or below is not too hard to get. Just takes a little work. MSRP is a ripoff.
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
dont buy used its a waste of time. just finance the car using dealer monies and buy bonds/treasuries paying 5-6% right now.
lock in 3% loan at different dealers.
used is far more expensive...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Well you said if you can't pay then you can't play. I played but at my terms. Its all a game to me and I play to win. :lmao:
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Well, owning an Audi RS definitely means you won't be hanging onto your money.
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Trust me I buy when I can get a great deal. I bought a brand new Audi RS5 for 18% off msrp back in 2019. Also a Brand new Tesla Model Y LR with $7500 tax rebate and $6000 NJ state cash rebate plus...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Sure. It's like you think a market doesn't exist. If you, Mydiscover, cannot pay, then you cannot play.
Meanwhile, I have a luxurious, useful, small-is vehicle that is a joy to drive. I'm not...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
Hey a sucker is born every second as they say. Who cares if you can afford it or not. Getting suckered paying MSRP is still getting suckered. I refuse to pay MSRP for anything. I rather do without...
Saved $$ for a new car but I am $5k short from OTD price. Is taking out a personal loan (60-72 month at 8% interest rate) to cover the difference a smart idea?
Thread created 05-09-2023 by Defensivetackle99
0 Score
32 Replies
6,064 Views
I paid MSRP. Expensive? Sure. Nice? Yes. Twice as nice as the average new car? Easily. Joyful? Yes. Can I afford it? Yup.
Page 1 of
2
1
2
