Credit Karma - Why Am I Seeing Differences Between Scores?
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Thread created 03-04-2012 by Dem Bums
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31 Replies
6,576 Views
I thought the GE was the issuer of the Amazon store card.
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Chase will automatically deny you for the Amazon card if your last credit card application (for the Freedom card) was less than 30 days ago. Probably best to get a second credit card from another...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Are you sure Amazon counted as "bookstore"? On my statement, it is listed as Merchandise :mad:
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
If you're looking for cashback on Amazon, I'd actually look at the Citi Forward card, one of the benefits is 5pts/$1 at bookstores, and Amazon is a 'bookstore'.
The card is affecting your credit...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
The short answer to your question(s) is "Yes. It does have an affect." However, there is no way to tell how much of an affect it will have since everybody's credit situation is different. ...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Chase is actually the one behind the Amazon card. I spend a lot of money on Amazon, so I figured it was worth it since you basically get 3% on all Amazon purchases.
But more importantly. Will...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
If it were me, I'd skip the Amazon card (actually, any store card) and stick with cards from major issuers if you're concerned about your credit score.
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Anyone have any insight on this? Thanks.
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Fixed loans like student loans and mortgages are generally good. The score probably went down because you have one less open account not because you have less debt. The general solution for this is...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
wow...wow... I paid off my entire school loan($8770) and my score when down from 772 to 737..I thought it would go up by paying it off...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
CK has been stuck on 759 since June 2010. Got approved LAST NIGHT for a car loan with 815.
CK is a guide. In my case it doesn't matter but for someone at 600 being off 50 points is a big deal and...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
So I got approved for the Chase Freedom card and I also want to apply for the Amazon card at some point. Does it matter when I apply for the card? For example, if I apply now for the Amazon card,...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Comparing different scores without know the bureau,the model, or the scale is comparing apples and oranges. As noted here, we provide three different scores from TransUnion alone.
I recommend...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Soo the first time you used myFICO, you paid for it and did not use a trial? Hmmm, I believe you can still qualify for the free trial as long as you have not used the free trial in the past. You...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
I think you're referring to Credit Karma. MyFICO is not free...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
There is no free trial. The service is just free.
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
I actually used myFICO about a year ago, got my score, and cancelled the subscription. I logged back in and they're trying to charge me upfront now. Can you still do a free trial if youve already...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Well to give you an idea my Credit Karma score says im at 689 but my new Chase card arrived the other day and my score said 749. Haven't pulled a full report in years so i may do that sometime this...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Credit Karma is garbage for measuring your actual scores as there are no lenders that use their scoring system. Use MYFICO.com people! If you truly do not want any surprises when it comes to applying...
Credit Karma - Why Am I Seeing Differences Between Scores?
Expired
Thread created 03-04-2012 by Dem Bums
0 Score
31 Replies
6,576 Views
Brian1 gives good advice but I disagree with him on one area.
There is nothing wrong with having LOC and Demand accounts at the same institution, in fact one could argue your building a stronger...
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