ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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r0b3rt, is your 401K for a company separate from ADP that uses ADP to administer it? Because when a 401K charges 2-5 times the costs of retail mutual funds, it's a sign the employer didn't do much...
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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To maximize your dollars, you may want to consider contributing only up to your employer's match, then contributing the rest of your available money to a Roth IRA.
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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I was just searching the internet and came across a few websites and reviews that mention ADP is not the greatest. You're right, I have no idea what I am looking at. That's why I posted this...
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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Yes.
As flatlight suggested, the best option for you (since you said "I really just want to contribute and let it sit without doing much. I don't log in and check my account very often.") is a...
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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What's with listing the share prices instead of expense ratios and sales loads, in a convenient form, of course. :lol:
I'm surprised a company as large as ADP offers such a poor selection of 401K...
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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Better in terms of what? I'm trying to determine if you actually know what you are looking at.
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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My 401k provider allows auto rebalancing. I set it once and it just does it. Works super well. I don't have to think about it or anything.
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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Thanks for the info. Will look into this. I really just want to contribute and let it sit without doing much. I don't log in and check my account very often.
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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I guess they are ok, but after some searching it seems there is better out there.
Is the T Rowe Price Retirement Fund a TDF?
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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Automatic account rebalancing is great. It allows you to cash in on the highs while they are there, and sell off some of the lows while they are there. That is a simple way of thinking of it. It...
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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What makes you think they are "not that great"?
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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Thanks for the info, although I can't seem to find anything about TDF on my 401k site. After looking into this, it seems that the ADP 401k options aren't that great.
I have attached the fund...
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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If you want a set it and forget it option, just choose the target date fund closest to your projected retirement date. The fund will automagically reallocate itself to adjust its risk profile as the...
ADP 401k - Where to invest?
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Thread created 05-08-2012 by T1T0
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I dont know much about 401k options, but have been contributing for a few years. Currently most is going into Invesco Stable Asset Fund with a percentage in SSgA S&P 500 Index Fund & MainStay Large...
