First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
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Pro tip: Never get financing from the dealer. Go to http://www.lovemycreditunion.org/ and start calling credit unions in your area and tell them you want to refinance your car. Depending on your...
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
I have been looking at Certified Pre-Owned as well. I think a lot of them still come with warranties which is helpful.
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
I agree with the previous posters who suggested buying a used car, although you haven't mentioned which vehicle you're considering buying. Your insurance premiums will be very high until the age of...
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
If you're buying used, buy Japanese and not German if you don't know how to work on your own cars
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
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how many miles a year are you expecting to drive? you could likely pick up a used civic or corolla or something similar for a heck of a lot less than 32k and drive it for 6 years without any major...
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
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Hehe, yea it would be cool. But I'm looking to have it for the next 6 years or so and this fall I'm handing my current car over to my younger bro.
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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i'm just asking because that's a lot of money to spend with no good reason other than "a new car would be cool" or "why not?"
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
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I was looking at those and they are pretty good. I won't be applying until later this year though so I'm not sure if that'll hold up until then.
Why not? Are you suggesting to get used instead?
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
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why would you like to spend up to 32k and buy a new car?
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
you need to contact penfed https://www.penfed.org/ and get an account set up have really good car loan rates right now .49 and 1.5 on REFI for you folks paying more.
They are very easy to deal...
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
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I think it's a stupid idea. Cars are a waste of money and even more if you are coming from Europeand can only drive f**ing 65 mph.
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
buy used.
pay cash
(you won't, but should)
good luck
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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I don't really see buyin the car as a problem. Like I said, you should be able to swing it. Although if you decide to buy a house soon it may be stress your budget to have both a mortgage and large...
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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I'm 23 and job will be stable for the foreseeable future. I plan to have 18k in the bank starting this fall for the what-if scenario you described.
Isn't Penfed only for 800+ scores?
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
Honestly I took a shot in the dark, I see Penfed offers 1.49%, my local credit union offers 3%.
I personally wouldnt pay much more than that.
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
How did you get that interest? 2 months ago, my karma credit 750, financed the used truck from toyota credit corp, they gave me the interest at 6.95%.
I need to refinance it, could you please help...
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
My Credit Karma score is 702 and I just purchased a Corolla today for a little under $18k. Its my first real car purchase and I'm a college student. I got a 3.49% interest rate. I did the loan for...
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
I'm sure you could swing it, you payments on a 6 year loan would be about $425 assuming 3% interest. Then because this is your 1st car, I assume you are young, so your insurance is going to be quite...
First Car Purchase/Car Loan, need help, confused where to start
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Thread created 02-22-2013 by ch1sox
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18 Replies
2,217 Views
Need some advise here. I plan to purchase my first car sometime in the fall, but I figured I could sort out my plan ahead of time. (I like to plan ahead :) )
My Credit Karma says I'm at 722 and I...
