Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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I'd be surprised if you get the cash discount on a payment plan. The cash discount is usually for cash up front. So you'd have to start at close to the end of the year.
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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might be a good idea to eliminate all the smartphones and data plans you have, to save money for this
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Yeah I know - in addition the new requirements that you get a Dr note to be able to submit receipts for many OTC meds is a PITA.
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Agreed, you can see if the orthodontist billing department is willing to work with you. You could also get on a payment plan - making sure part of the plan is this year and part of the plan is on...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Yes, that would indeed be the thing to do from an FSA perspective. Have the dentist bill you separately once towards the end of a plan year for $2500 and then the remainder at the beginning of the...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Try www.newdentalchoice.com. It's not insurance but a savings plan. They negoitiate prices with dentists. For D1080 the price is around $4500 depending on zip. It's cheap and there is no waiting...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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It is $2500 but that's per plan year. I'm not sure how things "officially" work but I believe you can apply for FSA reimbursement when it's paid - so if you break up the payments over plan years,...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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I agree that you should look into dental insurance. Does your employer offer dental insurance with any ortho coverage? There is usually a lifetime amount, varies between 1 to 3K. We spent around...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Prices tend to vary for anything depending on the town you are getting it done in. If you live in a well off area try going to places a couple towns over. It might be a hassle to go there but may...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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But limit is per year. Can spread the payments out over 2 years, or even sooner if start at end of a year.
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Not as attractive now as FSA is limited to $2500 for medical.
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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I had the misfortune of having braces twice in my life. First around 1996, then in 2009. The whole treatment cost around $2.5-3K in '96 about $5-6K in 2009. Prices definitely shot up. I had to...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Another trick: If you don't already have dental insurance with an orthodontics benefit (high end policy), see if you can get one thru your work, or an organization, etc. Sometimes these policies...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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I remember when I was shopping around for braces as an adult the costs were $4500-5500 from the handful I considered. Some will give you a discount if you can pay upfront, or all cash - 10% discount...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Mexico, but be sure the dentist caters mostly to Mexicans, not foreigners.
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Good advice....sadly seems like FSA is the biggest savings versus some school that does low cost jobs.
I am in North County San Diego if anyone knows of a deal.
Thanks all for the advice......
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Can you use a FSA plan to atleast have it be tax free dollars (for some of it)?
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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I'm in California, and just started with Invisalign. I'm on set 3 of 26, paying $5450 total.
I shopped around a good bit, mainly with orthodontists seeing the pros and cons of braces and...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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(1) Post the city, state you are in cuz someone may know some local inside deals.
(2) We live in a university town that has a dental school. The school professors see patients (at the college, on...
Any advice on lowering Orthodontics cost?
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Thread created 08-15-2013 by boltman2007
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Agreed. Stay local as you will need adjustments each month and traveling is going to cost you and be more of a pain. Not a viable option.
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