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PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89573563 added 09-22-2016 8:35 AM by jochmu in Archived Deals
I just closed a loan with Robert Shamie at US Mortgage Capital, probably my 8th over the last 5 years with them. This one was a non-owner occupied, multi family property with cash out, and I was able...
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89564951 added 09-22-2016 12:38 AM by halluc1nati0n in Archived Deals
Looks like the feds didn't raise rates when they met this week..
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89564667 added 09-22-2016 12:14 AM by sheepgoatq in Archived Deals
So great deal, but the price is still higher.
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89557427 added 09-21-2016 6:29 PM by Lefty421 in Archived Deals
Stay away from MortgageMaster unless you think 90+ days to close is reasonable.
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89384231 added 09-16-2016 1:00 PM by bkkebi in Archived Deals
My local rate is at 2.625% 15years fixed closing cost $2,200 (includes titles, apprasial, and etc.) Thoughts?
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89383131 added 09-16-2016 12:33 PM by AJRUD in Archived Deals
Not sure if this is the right place to ask, but here goes. I'm looking to refinance my 25-year fixed mortgage back into a 30-year fixed in order to lower monthly payments. Here is the quote I...
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89257815 added 09-13-2016 10:23 AM by SDRebel in Archived Deals
with your current loan, your LTV ratio is based on the purchase price, but for a new loan it would be based on the appraised value, so you may not need PMI. you should definitely refinance...do it...
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89256431 added 09-13-2016 9:58 AM by eastcoastwester in Archived Deals
Sorry, as I'm sure this is asked often, but I didn't see a similar question here. I purchased my home in 2013 and have a conventional loan (I paid off my PMI upfront). I definitely don't have the...
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89256011 added 09-13-2016 9:48 AM by SDRebel in Archived Deals
to make sense, you'd need to bring it down to 80%
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89247343 added 09-13-2016 6:18 AM by firefox15 in Archived Deals
Lenders sometimes don't like it if there isn't a year in between refinances, and you'll have to pay PMI obviously, but it could probably be done. Still, I'm not sure why you would want to. You are...
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89227579 added 09-12-2016 3:33 PM by foodmaster123 in Archived Deals
Just bought a house 95:5 ratio. can i refi or am I shit out of luck and need to get it down to 80/20. my interest rate is 3.875.
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89223095 added 09-12-2016 1:29 PM by firefox15 in Archived Deals
Decent experience with Robert from USMC. He got close to Box's rate for me, and the positive reviews from here were enough to make me go with it. Closing costs actually came out to less than...
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89135171 added 09-09-2016 6:22 PM by MissionHockey in Archived Deals
I purchased the home I own now utilizing an 80/10/10 "Piggy Back" loan to avoid paying PMI with a 30 year fixed loan. I'd like to refi to a 30 year fixed so that the HELOC interest rate doesn't sky...
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89134907 added 09-09-2016 6:13 PM by SDRebel in Archived Deals
Some people like to have their money...I rather have the piece of mind.
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89134735 added 09-09-2016 6:08 PM by A4Apple in Archived Deals
Just curious, Why you do escrow waiver?
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89134459 added 09-09-2016 5:59 PM by SDRebel in Archived Deals
You are welcome. I used Wyndham capital. Guy was very nice , gave pretty good deal, and company had very good electronic system to make things easier. Most docs were esigned.
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89127147 added 09-09-2016 2:25 PM by LBB in Archived Deals
Thank you!
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #89046815 added 09-07-2016 4:57 PM by SDRebel in Archived Deals
You can try lending tree...you get a hundred calls from diff lenders and they all try to get your business :)
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #88766959 added 08-30-2016 1:28 PM by LBB in Archived Deals
I'm refinance next month my house in Texas. This is my first house and still confused when reading about all cost/fees. Please share your experience. I prefer taking 30-year fixed rate but may look...
PenFed Mortgage 2.875% for 15 yr 0.00 (ZERO) points for Refinance
Expired
Thread created 02-11-2016 by Phasers
+59 Score 367 Replies 122,419 Views
Post #88766399 added 08-30-2016 1:18 PM by googcs in Archived Deals
I see closing fees thought they didn't charge closing fees
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