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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,369 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,369 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Apr 2011
L2: Beginner
> bubble2 32 Posts
14 Reputation
tj78492
08-06-2018 at 09:17 PM.
08-06-2018 at 09:17 PM.
Quote from wcombat1911 :
Just to confirm. If I already have Ink Preferred, I can also get the bonus points from this card?

Yes, did the same and just got my sign up bonus from the ink cash
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 442 Posts
297 Reputation
VadimNYC
08-07-2018 at 09:34 AM.
08-07-2018 at 09:34 AM.
Does anyone know if Costco qualifies as an Office Supply Store?
Reply
Joined Aug 2004
...
> bubble2 10,033 Posts
5,242 Reputation
JaTaN
08-07-2018 at 11:11 AM.
08-07-2018 at 11:11 AM.
Quote from VadimNYC :
Does anyone know if Costco qualifies as an Office Supply Store?
Costco is wholesale warehouse

Office supply = places like Staples & Office Depot/Max
Reply
Joined Aug 2015
L2: Beginner
> bubble2 73 Posts
18 Reputation
wcombat1911
08-07-2018 at 02:32 PM.
08-07-2018 at 02:32 PM.
Quote from tj78492 :
Yes, did the same and just got my sign up bonus from the ink cash
Thanks went ahead and applied. Got the 30 day written notification so guess they are still processing.
Reply
Joined Jul 2017
L2: Beginner
> bubble2 46 Posts
10 Reputation
MadWorx
08-07-2018 at 04:30 PM.
08-07-2018 at 04:30 PM.
Received my card...can't wait to get this bonus! Thanks!
Reply
Joined Feb 2013
L3: Novice
> bubble2 137 Posts
34 Reputation
CSen
08-07-2018 at 06:01 PM.
08-07-2018 at 06:01 PM.
Folks, quick question: Is the bonus in Ultimate rewards points of 50k ?
Reply
Joined Nov 2007
L10: Grand Master
> bubble2 8,912 Posts
994 Reputation
rustum
08-07-2018 at 06:41 PM.
08-07-2018 at 06:41 PM.
Quote from acefr :
If you don't already have a Freedom Unlimited (or cards that earn 1.5% on everything), the Chase business Unlimited is a better choice. The Cash card earns 5% only on office supply stores (office depot, staples) and 1% on anything else.
Got the unlimited one. I can use it with 1.5% cash back option. Decision pending. They are going to take 30 days to let us know.

Thanks
Reply

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Joined Aug 2004
...
> bubble2 10,033 Posts
5,242 Reputation
JaTaN
08-07-2018 at 07:18 PM.
08-07-2018 at 07:18 PM.
Quote from CSen :
Folks, quick question: Is the bonus in Ultimate rewards points of 50k ?
All of the Ink/Sapphire/Freedom cards use UR pts
Reply
Joined Feb 2013
L3: Novice
> bubble2 137 Posts
34 Reputation
CSen
08-07-2018 at 08:15 PM.
08-07-2018 at 08:15 PM.
Quote from JaTaN :
All of the Ink/Sapphire/Freedom cards use UR pts
thanks for confirming.
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 720 Posts
115 Reputation
acefr
08-08-2018 at 10:32 AM.
08-08-2018 at 10:32 AM.
Quote from rustum :
Got the unlimited one. I can use it with 1.5% cash back option. Decision pending. They are going to take 30 days to let us know.

Thanks
Once you meet the $3K spending requirement of your Unlimited card, you can get the Cash card and get another rebate. They are independent of each other, and you can have both.
Reply
Joined Jun 2016
L2: Beginner
> bubble2 67 Posts
14 Reputation
doluseb
08-08-2018 at 03:31 PM.
08-08-2018 at 03:31 PM.
What do you enter for tax ID as an individual
Reply
Joined Aug 2004
...
> bubble2 10,033 Posts
5,242 Reputation
JaTaN
08-08-2018 at 03:43 PM.
08-08-2018 at 03:43 PM.
Quote from doluseb :
What do you enter for tax ID as an individual
Business type: Sole proprietor
Business name: use your first & last name only ("JOHN SMITH")
Tax ID: use SSN
Years: 1
Revenue: most people get approved with $1000-$2000

For category you can do: Retail Nonstore / Other Misc Store / All Other Misc -or- Retail Nonstore / Used Merch / Used Merch
Reply
Joined Jul 2016
L2: Beginner
> bubble2 72 Posts
14 Reputation
cs_guy
08-09-2018 at 12:14 AM.
08-09-2018 at 12:14 AM.
Im planning to get Chase CSR and this ink business cash card.
Will it be a problem If I apply on same day for both cards? Will it affect my credit score once or twice. Any particular thing to keep in mind?
Reply
Joined Jul 2016
L2: Beginner
> bubble2 72 Posts
14 Reputation
cs_guy
08-09-2018 at 12:18 AM.
08-09-2018 at 12:18 AM.
Quote from JaTaN :
All Chase Freedom/Sapphire/Ink cards use UR points -- you can move them around b/w cards as you like
I already have freedom card.

Now Im planning to get Chase CSR and this ink business cash card.
Will it be a problem If I apply on same day for both cards? Will it affect my credit score once or twice. Any particular thing to keep in mind?
Thx
Reply

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Joined Apr 2011
L2: Beginner
> bubble2 32 Posts
14 Reputation
tj78492
08-09-2018 at 02:50 AM.
08-09-2018 at 02:50 AM.
Quote from cs_guy :
Im planning to get Chase CSR and this ink business cash card.
Will it be a problem If I apply on same day for both cards? Will it affect my credit score once or twice. Any particular thing to keep in mind?

You can't double dip a business and personal card so it will be 2 hard pulls. Maybe consider the CSR and CSP instead. As long as that doesn't put you over 5/24 you can get the Ink Cash later
Reply
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