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Forum Thread
All in One Credit card Jig
Many years ago on another deal forum that is now out of biz there was a stickied thread about the All in One credit card jig where you would apply for a bunch of cards with 0% bal transfer offers and 0% fees. The jig was you would then take the balance transfer money and dump it in a high interest savings account or off set a line of credit at that is at a higher rate. It all went to pot then the economy crashed and interest rates plummeted. Now that rates are rising on savings accounts and lines of credti, I'm curious if people on this board would be interested in sharing their stories and plans of action on doing this if they're looking into it again?
I'll share on my end I have a HELOC that is now adjusted up to 5% almost and I'm looking for some cards that I could offset a large amount of principle for 12 months or so. When I did this back in 2007 I managed to "pay off" my HELOC for 12 months and pocketed over $10k in interest I would have otherwise had to pay. It was great!
Anyone else out there remember this and interested in doing it again?
I'll share on my end I have a HELOC that is now adjusted up to 5% almost and I'm looking for some cards that I could offset a large amount of principle for 12 months or so. When I did this back in 2007 I managed to "pay off" my HELOC for 12 months and pocketed over $10k in interest I would have otherwise had to pay. It was great!
Anyone else out there remember this and interested in doing it again?
Created 04-22-2018
at 10:14 AM
by wheelman1976
in
Credit Cards
(10)
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