Chase Freedom 5% Q3 categories - Gas Stations and Streaming Services

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06-13-2019 at 10:21 PM #2

Would I be able to downgrade my CSR card to the Freedom? I realized I don't use the card that much so paying the fee is pretty pointless.

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06-13-2019 at 10:22 PM #3

Streaming services!!! WTF!?

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06-13-2019 at 10:22 PM #4

Quote from elysium593 :

Would I be able to downgrade my CSR card to the Freedom? I realized I don't use the card that much so paying the fee is pretty pointless.

Yes you can do that.

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06-13-2019 at 10:24 PM #5

Quote from elysium593 :

Would I be able to downgrade my CSR card to the Freedom? I realized I don't use the card that much so paying the fee is pretty pointless.

Apply a new with few hundred back as new card holder...

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06-14-2019 at 12:07 AM #6

Quote from cgigate :

Apply a new with few hundred back as new card holder...

Downgrading does not impact credit score while applying for new card will most likely impact. Also closing the account will further hit score.

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06-14-2019 at 01:49 PM #7

Chase freedom sucks ass man, I should just get rid of this card lmao

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06-14-2019 at 01:55 PM #8

Quote from elysium593 :

Would I be able to downgrade my CSR card to the Freedom? I realized I don't use the card that much so paying the fee is pretty pointless.

Yep. I asked for a product change from CS to Freedom and had no problems.

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06-14-2019 at 01:57 PM #9

Quote from comfortably-numb :

Streaming services!!! WTF!?

The American Express Blue Cash Preferred Card just added 6% Cash Back on select U.S. streaming subscriptions [americanexpress.com]. This does not count against the $6K yearly limit at supermarkets and is not a limited time promo.

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06-14-2019 at 01:58 PM #10

These categories have been horrible the past two years. I'm probably going to call and change mine to a freedom unlimited.

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06-14-2019 at 02:01 PM #11

Quote from 11tybillion :

Chase freedom sucks ass man, I should just get rid of this card lmao

why is it so bad, 5% back in gas is pretty good, plus they have offers inside the app for extra cash back like 10% cashback at supercuts, little caesers, starbucks, etc... I use these all the time...plus theres other deals like $7 off atom tickets using chasepay for the new MIB movie, and they have done these before with other movies...I have over 10 reward cards including the top ones like citi double cash back, cap 1 quicksilver, boa cash, amex blue, us bank cash+, etc... and theres no perfect 5% back in all categories card so its nice when these rotating category card offers give 5% back in big categories like gas etc..

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06-14-2019 at 02:14 PM #12

Gas is good, but also a WTF on streaming services as a category. I can picture them in a marketing meeting: "let's target the millennials by including streaming services!".

I guess I can't complain since no annual fee.

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06-14-2019 at 02:18 PM #13

Out of purest spite I will try to remember to switch Netflix back to my other CC in October

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06-14-2019 at 02:30 PM #14

Quote from AcemanX :

why is it so bad, 5% back in gas is pretty good, plus they have offers inside the app for extra cash back like 10% cashback at supercuts, little caesers, starbucks, etc... I use these all the time...plus theres other deals like $7 off atom tickets using chasepay for the new MIB movie, and they have done these before with other movies...I have over 10 reward cards including the top ones like citi double cash back, cap 1 quicksilver, boa cash, amex blue, us bank cash+, etc... and theres no perfect 5% back in all categories card so its nice when these rotating category card offers give 5% back in big categories like gas etc..

Like almost everything else in life, it's situational. Not everyone spends a fortune on gas. I live about 1/2 mile from work, so I full up my Fit about once a month and it costs me $20 and I won't get much use out of this category either.

The Offers in the app are a really nice perk on the rare occasions that I need to shop at one of those stores.

Overall, Freedom has been pretty crap lately. Now I'm considering switching to Freedom Unlimited as another user suggested.

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06-14-2019 at 03:03 PM #15

Quote from comfortably-numb :

Streaming services!!! WTF!?

Seriously! Getting 5% cash back for three months on a $15 monthly streaming service... that's about $2.25 over the course of the quarter. Horrible!! Even the 5% back on gas isn'tthat great anymore since the Costco Citibank visa gives 4% back on gas year round.