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$100 Airbnb Gift Card $95, $100 Bed Bath & Beyond Gift Card $90 @ Paypal
$20.00
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5% is better than nothing, but heads up can frequently get 5% back with BofA AmeriRewards or whatever they are calling them these days.
Parking money in gifts cards for 5% doesn't seem worth it to me. If using it fast, go for it
Yeah, the title of this needs to be updated to reflect that, otherwise it sounds like you're getting a $20 gift card for $20.