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expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Dec 8, 2019
212 Posts
Joined Sep 2009
Dec 8, 2019
s3ns3i
Dec 8, 2019
212 Posts
I am seeing below fees, addition to the points. Doesn't leave much to spend for points especially title fees. But i like the overall process, it was smooth so far.

Attachment 8715641

Also as soon as I submit I received a phone call, a text message (which tells as an AMEX member i am eligible for free rushed appraisal $550 and a $2500 statement credit, I didn't see the offer on my offers page either) and 3-4 emails.

I may keep checking for the rates to go down but good to have these kind of services where we don't need to deal with the agents. Smilie

Thanks OP.
Dec 8, 2019
4,615 Posts
Joined Feb 2012
Dec 8, 2019
MIAMIGUY305
Dec 8, 2019
4,615 Posts
I received this offer last week. I believe it's targeted. It was associated with a specific card that I have.
Dec 8, 2019
183 Posts
Joined Jan 2019
Dec 8, 2019
terirozek
Dec 8, 2019
183 Posts
I see 4% on a refi for 15 year. Gah I wish it was around 3%
Dec 8, 2019
6,123 Posts
Joined Jun 2005
Dec 8, 2019
PhantasmX
Dec 8, 2019
6,123 Posts
Interesting
Dec 8, 2019
873 Posts
Joined Nov 2010
Dec 8, 2019
luniz97
Dec 8, 2019
873 Posts
I just locked in at 3.5 on a jumbo loan 30 year no points. So I found out that brokers who work for quicken and other banks have lower pricing than the actual banks.
Pro
Dec 8, 2019
1,769 Posts
Joined Feb 2006
Dec 8, 2019
Shadow Rider
Pro
Dec 8, 2019
1,769 Posts
looks like its for new home purchases too? Do I need to see the offer on my card for this to work or is this for everyone?
Original Poster
Dec 8, 2019
2,428 Posts
Joined May 2014
Dec 8, 2019
Greenworld123
Original Poster
Dec 8, 2019
2,428 Posts
Quote from Shadow Rider :
looks like its for new home purchases too? Do I need to see the offer on my card for this to work or is this for everyone?
Yes, new homes are eligible. It would be best to click thru in the offer page. It never actually added anything to my account like a normal offer is shown as added to your card, so it might be open to any amex holder. Also, one of the closing tasks was which amex card do I want the credit on.

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Dec 8, 2019
568 Posts
Joined Sep 2014
Dec 8, 2019
Evils
Dec 8, 2019
568 Posts
According to the FAQ branded cards are excluded
Dec 8, 2019
932 Posts
Joined Dec 2007
Dec 8, 2019
Makassar
Dec 8, 2019
932 Posts
How to get the offer?none on my cards
Pro
Dec 8, 2019
5,868 Posts
Joined Dec 2008
Dec 8, 2019
regcustomer88
Pro
Dec 8, 2019
5,868 Posts
So, first we need to click on the offer inside the AMEX account? (Just like normal offers), and if it's not on my account, does that mean I do not qualify for it?
Dec 8, 2019
910 Posts
Joined Apr 2012
Dec 8, 2019
Firebird2k6
Dec 8, 2019
910 Posts
Current have 2.2% for another year. Tempting but probably should wait
Dec 8, 2019
932 Posts
Joined Dec 2007
Dec 8, 2019
Makassar
Dec 8, 2019
932 Posts
$2,500 Statement Credit

To be eligible for the $2,500 statement credit, you must (i) click-through the dedicated offer link, and (ii) submit a completed application on Better's webpage dedicated to the offer no later than 7/25/2020, and (iii) close on your mortgage no later than 10/28/2020. You will not be eligible for the statement credit if your mortgage closes after 10/28/2020 for any reason, even if you do not control the closing date. To be eligible for the statement credit, you must continue to be an eligible Card Member from the time you receive this offer, through the closing of your mortgage, and until the statement credit is applied to your Card account. The name or email associated with your eligible Card will need to match the information in your mortgage application in order to receive the Credit.
The statement credit will be applied 8-12 weeks after your mortgage closes. The value of the statement credit may be taxable income to you, and you are responsible for any federal, state or other taxes resulting from the credit. Consult your tax advisor if you have any questions about the tax treatment of your statement credit.

Additional Benefits

The following additional benefits are available to eligible Card Members who click-through the dedicated offer link. Free Appraisal with Rush Support: Better's standard appraisal fee of $550 will be waived, and in addition, at no cost to the borrower, Better will obtain the appraisal on a rush basis. Timing of your rush appraisal may vary. Dedicated Concierge: Eligible Card Members will be able to supplement their online, digital application and closing process, available through Better's website, with a dedicated concierge who will be their primary point of contact and assistance through the application process. Other Better team members may contact the Card Member on an as-needed basis.
Dec 8, 2019
727 Posts
Joined Oct 2007
Dec 8, 2019
Hitman619
Dec 8, 2019
727 Posts
slickest deal in a while for me..Repped
Dec 8, 2019
1,668 Posts
Joined Dec 2010
Dec 8, 2019
matrix5k
Dec 8, 2019
1,668 Posts
Quote from luniz97 :
I just locked in at 3.5 on a jumbo loan 30 year no points. So I found out that brokers who work for quicken and other banks have lower pricing than the actual banks.
That's the rate I got for the house I bought in Sept. Anyone get a better rate than this for jumbo loan?

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Dec 8, 2019
4,360 Posts
Joined Jun 2005
Dec 8, 2019
hacklovemaster
Dec 8, 2019
4,360 Posts
I didnt receive offer send to me but apply anyway. Email from better say Amex card holder will receive $2,500 credit. Not sure if it work, we might have to call AMEX

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