Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
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Try to actually be right next time you answer someone, and maybe don't be a jerk about it.
Try to actually be right next time you answer someone, and maybe don't be a jerk about it.
Note: Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or account numbers issued by other financial institutions are not eligible. Additional Card Members on your Account are not eligible for this offer.
edit: called to double check, they said it was eligible and put a note in my account just in case something happens. I'll do a Chat again to get it in writing, and then go ahead w/ the refi.
edit 2: double checked via Chat. Blue Sky is eligible.
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Thanks!
I just picked the lowest 0 point rate with the lowest fees on zillow.
I just picked the lowest 0 point rate with the lowest fees on zillow.
Not OP, but talking with my better.com concierge, they have some leeway to adjust rates and closing costs if it's close to what they're already offering, but if you find something significantly cheaper or with a much lower rate, you have to get a loan estimate from the competitor. I had to get a full loan estimate because the lowest better.com had for me was 3.625% with 0 points, and I got 3.375% with 0 points through Farmers Bank and First Internet Bank. Better.com looked at both and then compared closing costs, took the lower one, and then beat that by $1000.
Has anyone been able to apply for this without seeing this expressly targeted through AMEX? I can't seem to find it on any of my AMEX offers or anywhere on AMEX's site.
Has anyone been able to apply for this without seeing this expressly targeted through AMEX? I can't seem to find it on any of my AMEX offers or anywhere on AMEX's site.
Was able to get locked in for 3.375% 30-yr fixed w/no points (have excellent credit).
Very pleased so far, they replied to my price match request within an hour, and less than 24 hours after submitting all paperwork / information I'm conditionally approved for underwriting and expected to set a closing date sometime next week. Website has a good interface for uploading all the docs and required information which is a breath of fresh air compared to other lenders I've had to work with in the past.
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Where do you contact them to get the price match? Schedule a call with them?
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