Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Heads up, this deal has expired. Want to create a deal alert for this item?
expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
9,848 Comments 1,321,576 Views
Visit Retailer
Good Deal
Save
Share
Deal Details
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Community Voting

Deal Score
+226
Good Deal
Visit Retailer

Leave a Comment

Unregistered (You)

9,848 Comments

Sign up for a Slickdeals account to remove this ad.

Apr 21, 2020
1,446 Posts
Joined Jul 2008
Apr 21, 2020
svinokot
Apr 21, 2020
1,446 Posts
How and when do you pay the closing costs? I am scheduled to sign closing papers tomorrow but was not told anything about Closing cost payment.
Last edited by svinokot April 21, 2020 at 06:47 PM.
Apr 22, 2020
264 Posts
Joined Dec 2004
Apr 22, 2020
robdls
Apr 22, 2020
264 Posts
Quote from svinokot :
How and when do you play the closing costs? I am scheduled to sign closing papers tomorrow but was not told anything about Closing cost payment.
Same happened to me. They sent me very late the day before final closing disclosures to acknowledge which included payment instructions for closing. It says must be done within 1 business day of signing.
Apr 22, 2020
453 Posts
Joined Feb 2006
Apr 22, 2020
sdflyer
Apr 22, 2020
453 Posts
My timeline went as follows:
Started process with aimloan in early February, then decided I'd better check SD.
11 Feb: Started application with better by clicking on op link. I was not targeted. I sent them the aimloan gfe and they matched the rate (3%, 15 year, 59% LTV), and beat the fees by $1,000. Aim eventually offered to waive appraisal and reduce fees by $100, but the amex credit meant it wasn't even close.
14 March: signed documents with mobile notary
19 March: Loan funded
22 April: received credit on blue cash everyday card
Apr 22, 2020
8 Posts
Joined Apr 2020
Apr 22, 2020
EfficientCaption737
Apr 22, 2020
8 Posts
Quote from LeaninBack916 :
Well Im at week 4 since funding on 3/20 and still no credit here. Im all official, got the original email for my Amex Platinum card and went through that. Confirmed with the card near closing. I haven't seen many post credits received in the past few weeks. Hopefully, they start coming in. I have until about June 20 to wait but, before, others were getting them within 2 weeks....

Maybe a cash flow thing during the COVID-19 stuff? I dont mean they have no money... i mean they are just prioritizing these as low as possible.
I closed 3/12 and got credit 4/22. So you are probably about 10 days away.
1
Apr 22, 2020
423 Posts
Joined Aug 2009
Apr 22, 2020
penguincatcher
Apr 22, 2020
423 Posts
Quote from EfficientCaption737 :
I closed 3/12 and got credit 4/22. So you are probably about 10 days away.
Confused mine was funded 3/2 and still havent gotten credit
Apr 22, 2020
167 Posts
Joined Nov 2009
Apr 22, 2020
dealsaredabomb
Apr 22, 2020
167 Posts
Quote from svinokot :
How and when do you pay the closing costs? I am scheduled to sign closing papers tomorrow but was not told anything about Closing cost payment.
Typically closing costs are rolled into the loan and you don't pay anything out of pocket. When the loan is funded shortly after signing docs, the title company will send money to each party as required by the contact.
Apr 22, 2020
547 Posts
Joined Jan 2013
Apr 22, 2020
hello3232
Apr 22, 2020
547 Posts
Quote from penguincatcher :
mine was funded 3/2 and still havent gotten credit
Same boat here. Funded 3/2 and no credit. Loan was transferred to Mr Cooper a month ago

Sign up for a Slickdeals account to remove this ad.

Apr 22, 2020
18 Posts
Joined Nov 2013
Apr 22, 2020
JonJ3810
Apr 22, 2020
18 Posts
Anyone know if this is still going on?
Apr 22, 2020
911 Posts
Joined Apr 2012
Apr 22, 2020
Firebird2k6
Apr 22, 2020
911 Posts
Anyone getting less than 2.8% yet

Not worth it to me to refi unless it gets that low
Apr 23, 2020
18 Posts
Joined May 2010
Apr 23, 2020
whizbala
Apr 23, 2020
18 Posts
Quote from Firebird2k6 :
Anyone getting less than 2.8% yet

Not worth it to me to refi unless it gets that low
just locked this evening, 15 years at 2.625% A+B = $589. bought.0.216 points for $525.

I am on the fence between 2.625 @+525(A) vs. 2.75 @-$404(A). I still have the choice to switch though i locked the rate. Thoughts?


Apr 23, 2020
1,960 Posts
Joined Nov 2007
Apr 23, 2020
Rhizzlebop
Apr 23, 2020
1,960 Posts
Best I could find was 3.25% on a 30 with 700 lender credit back.

Will cut our remaining years by about 43 months. If things tank worsein June or July we will play this game again.
Apr 23, 2020
352 Posts
Joined Dec 2019
Apr 23, 2020
wandl
Apr 23, 2020
352 Posts
I unfortunately do not have an AMEX - but happy with the Better.com experience. Was able to lock in 3.25% with -786 credit in closing, refi 30 year fixed on LTV of 74% they beat the best deal I had via Loansnap (which came from Lendingtree) by ~$1000.

Would have applied an AMEX then go for this refi deal but from reading the thread, that wouldn't have worked anyway so - either way happy to be saving $ on the mortgage!
Apr 23, 2020
30 Posts
Joined Nov 2017
Apr 23, 2020
jw1ck
Apr 23, 2020
30 Posts
Quote from hello3232 :
Same boat here. Funded 3/2 and no credit. Loan was transferred to Mr Cooper a month ago
Same here. Still waiting for the credit
Apr 23, 2020
2,581 Posts
Joined Feb 2008
Apr 23, 2020
LeaninBack916
Apr 23, 2020
2,581 Posts
Quote from EfficientCaption737 :
I closed 3/12 and got credit 4/22. So you are probably about 10 days away.
It was good luck... lol. I just got it today.

Sign up for a Slickdeals account to remove this ad.

Apr 23, 2020
2,581 Posts
Joined Feb 2008
Apr 23, 2020
LeaninBack916
Apr 23, 2020
2,581 Posts
Just got my 2500 today.

Funded 3/20
Credit 4/23

Specs: Amex Platinum, same card emailed the offer, used said offer, supplied last 5 of the platinum at closing for the task.

Leave a Comment

Unregistered (You)

Popular Deals

View All

Trending Deals

View All