Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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9,848 Comments
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Started process with aimloan in early February, then decided I'd better check SD.
11 Feb: Started application with better by clicking on op link. I was not targeted. I sent them the aimloan gfe and they matched the rate (3%, 15 year, 59% LTV), and beat the fees by $1,000. Aim eventually offered to waive appraisal and reduce fees by $100, but the amex credit meant it wasn't even close.
14 March: signed documents with mobile notary
19 March: Loan funded
22 April: received credit on blue cash everyday card
Maybe a cash flow thing during the COVID-19 stuff? I dont mean they have no money... i mean they are just prioritizing these as low as possible.
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Not worth it to me to refi unless it gets that low
Not worth it to me to refi unless it gets that low
I am on the fence between 2.625 @+525(A) vs. 2.75 @-$404(A). I still have the choice to switch though i locked the rate. Thoughts?
Will cut our remaining years by about 43 months. If things tank worsein June or July we will play this game again.
Would have applied an AMEX then go for this refi deal but from reading the thread, that wouldn't have worked anyway so - either way happy to be saving $ on the mortgage!
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Funded 3/20
Credit 4/23
Specs: Amex Platinum, same card emailed the offer, used said offer, supplied last 5 of the platinum at closing for the task.
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