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expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
9,848 Comments 1,321,571 Views
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Apr 27, 2020
10,725 Posts
Joined Nov 2010
Apr 27, 2020
youra6
Apr 27, 2020
10,725 Posts
Quote from SomeXYZ :
04/29 is my scheduled closing date. When does my 1st payment start?
Most likely May 31st or June 1st but you should ask your loan officer.
Apr 27, 2020
205 Posts
Joined Aug 2013
Apr 27, 2020
SomeXYZ
Apr 27, 2020
205 Posts
Quote from JonJ3810 :
Anyone have an updated link?
https://better.com/with/amex
Pro
Apr 27, 2020
6,739 Posts
Joined Dec 2010
Apr 27, 2020
bluking
Pro
Apr 27, 2020
6,739 Posts
Struggling to see rates below 3 for a 15 yr here in ct...wonder what im doing wrong. From what i have read i should be able to get rates far below that for a 15 year.
Apr 27, 2020
351 Posts
Joined Aug 2013
Apr 27, 2020
Alex8919
Apr 27, 2020
351 Posts
Quote from SomeXYZ :
Applied: 04/09
Locked: 04/10
Condition Approval : 04/12
Approved : 04/24
Closing Scheduled: 04/29
Applied on 4/7
locked on 4/7
conditionally approved on 4/9
approval on 4/14
Closing Scheduled: 04/28

After I saw rate increase in last two weeks , and they agree to cut off other $400. I set up closing date on 04/28.
Apr 27, 2020
662 Posts
Joined Sep 2005
Apr 27, 2020
jumper21987
Apr 27, 2020
662 Posts
I just got my statement credit over the weekend. Just for others who don't have an AMEX card or didn't get the offer, I got an AMEX card just for this deal after this thread was started. I didn't have the deal offered, but followed the link in the wiki and it worked for me. I'm more than happy to answer any questions.
Apr 27, 2020
1,476 Posts
Joined Oct 2006
Apr 27, 2020
avatar13
Apr 27, 2020
1,476 Posts
Quote from jumper21987 :
I just got my statement credit over the weekend. Just for others who don't have an AMEX card or didn't get the offer, I got an AMEX card just for this deal after this thread was started. I didn't have the deal offered, but followed the link in the wiki and it worked for me. I'm more than happy to answer any questions.
Ok good to know. I would like to apply been a card member for 20 years but don't have the offer listed. I called Amex to see if they could see it in my account but they had no idea what offer i was referring to and suggested I contact Better. If you had luck by applying though the link I will do the same. What rate did you get? Did you shop around for a lower rate to get the extra $1k match? What were your closing costs like?
Apr 27, 2020
2,502 Posts
Joined Mar 2008
Apr 27, 2020
isekii
Apr 27, 2020
2,502 Posts
Quote from youra6 :
Most likely May 31st or June 1st but you should ask your loan officer.

June 1st most likely
after closing i think there is a cool down period so that'll take him into may.

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Apr 27, 2020
2,502 Posts
Joined Mar 2008
Apr 27, 2020
isekii
Apr 27, 2020
2,502 Posts
Quote from youra6 :
Most likely May 31st or June 1st but you should ask your loan officer.
Quote from avatar13 :
Ok good to know. I would like to apply been a card member for 20 years but don't have the offer listed. I called Amex to see if they could see it in my account but they had no idea what offer i was referring to and suggested I contact Better. If you had luck by applying though the link I will do the same. What rate did you get? Did you shop around for a lower rate to get the extra $1k match? What were your closing costs like?
Just talk to concierge when you apply to better. They're the one that puts the offer on your better application.
Apr 27, 2020
1,476 Posts
Joined Oct 2006
Apr 27, 2020
avatar13
Apr 27, 2020
1,476 Posts
Quote from isekii :
Just talk to concierge when you apply to better. They're the one that puts the offer on your better application.
I see so call them first and then apply online? Is concierge available from the 415 number posted on the site? Or did you apply first and then contact concierge?
Apr 27, 2020
2,502 Posts
Joined Mar 2008
Apr 27, 2020
isekii
Apr 27, 2020
2,502 Posts
Quote from avatar13 :
I see so call them first and then apply online? Is concierge available from the 415 number posted on the site? Or did you apply first and then contact concierge?
Once you apply you get assigned a concierge
Apr 27, 2020
352 Posts
Joined Dec 2019
Apr 27, 2020
wandl
Apr 27, 2020
352 Posts
Quote from Cliq :
Did they match an offer you got? Jumbo or regular size loan?
For me better.com matched a regular size loan I got - rates, fees and all. We were a couple thousand dollars apart and I was hoping for their $1k guarantee but they held up their end of the bargain!
Apr 27, 2020
8 Posts
Joined Aug 2011
Apr 27, 2020
ajoseph14
Apr 27, 2020
8 Posts
Quote from jumper21987 :
I just got my statement credit over the weekend. Just for others who don't have an AMEX card or didn't get the offer, I got an AMEX card just for this deal after this thread was started. I didn't have the deal offered, but followed the link in the wiki and it worked for me. I'm more than happy to answer any questions.
i don't have an amex. Which card did you apply for? Does it matter which one I get? Do I have to have the card in possession before I apply on the better.com link?
Apr 28, 2020
205 Posts
Joined Aug 2013
Apr 28, 2020
SomeXYZ
Apr 28, 2020
205 Posts
Quote from Alex8919 :
Applied on 4/7
locked on 4/7
conditionally approved on 4/9
approval on 4/14
Closing Scheduled: 04/28

After I saw rate increase in last two weeks , and they agree to cut off other $400. I set up closing date on 04/28.
When did you pay closing costs? like escrow or others
Apr 28, 2020
173 Posts
Joined Nov 2016
Apr 28, 2020
sd72986
Apr 28, 2020
173 Posts
Quote from snapcoyote :
Better offered me 30 years at 3.125 with no points and a lender credit of $3600 so it ends up being a no cost refinance. Plus I get the $2500 statement credit in the end so I'm happy. This is an amazing deal.
If you are already at no cost without the credit, I would lower to 3.0% with no points as it should, hopefully, also be no cost if you count the $2500 statement credit.

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Apr 28, 2020
300 Posts
Joined Jan 2007
Apr 28, 2020
dealmaestro10
Apr 28, 2020
300 Posts
Better matched the rate, but they are charging me for points in the new loan estimate they sent. I sent them my loan estimate which had zero points and zero closing costs, not sure if someone will call to fix that or should I reach back out.

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