Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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Anyone got any dps for good rates for 20 year rates? 3% or below?
Thanks in advance
Also received offers from LenderFi, Sebonic and a couple of others.
Good luck!
Not a big deal, cause if your credit is getting hit for the same reason (mortgage) within a certain period of time, it doesn't affect your score too much long term.
My credit has been pulled like 5 times this month alone, and no lender has really raised any concerns.
I did it just to ensure I had a competitive offer to bring to Better, and unfortunately they could only match it, not beat it by $1000, although I didn't really push for it.
Happy enough to drop the rate to 2.5 for 15 and get some money from the AMEX offer.
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Closed 4/17
Loan Funded 4/22
Statement credit received 6/12
Zero cost on 3.125% and 1200 in all closing costs.
Made a nice profit.
Sent competing offer 4/24
Locked 4/24
Loan went to underwriting 4/25
Loan conditionally approved 4/25
Title work ordered 4/27
Last of follow-up paperwork completed 4/29
Title work received 5/4
Submitted for final review 5/6
Moved to Closing prep 5/7
E.g. I'm assuming like any other rewards from any CC
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