Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
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I'm sitting at 3.25% on a 30-year fixed with a $600k balance from a few years ago, and I haven't seen anything even remotely competitive from anyone. Better offered me 3.875%, but I probably won't even bother playing the "game" to try to get a lower rate from them if it's a losing battle in my situation.
On a side note - this thread is amazing!
I'm sitting at 3.25% on a 30-year fixed with a $600k balance from a few years ago, and I haven't seen anything even remotely competitive from anyone. Better offered me 3.875%, but I probably won't even bother playing the "game" to try to get a lower rate from them if it's a losing battle in my situation.
On a side note - this thread is amazing!
1. Started with uwm broker and got LE for 3%.
2. Better matched and completed everything except signing.
3. Last Thursday when markets tanked, I applied to local CU and got 2.75%.
Better could not match and currently in process with local CU.
I'm sitting at 3.25% on a 30-year fixed with a $600k balance from a few years ago, and I haven't seen anything even remotely competitive from anyone. Better offered me 3.875%, but I probably won't even bother playing the "game" to try to get a lower rate from them if it's a losing battle in my situation.
On a side note - this thread is amazing!
what? where are you at?
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1. Started with uwm broker and got LE for 3%.
2. Better matched and completed everything except signing.
3. Last Thursday when markets tanked, I applied to local CU and got 2.75%.
Better could not match and currently in process with local CU.
Sign up for a Slickdeals account to remove this ad.
Join The Conversation
Share your experience with the Slickdeals community
Share information with the community. Please follow our Community Guidelines and be kind!