Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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However, if you do an "intent to proceed" with the other lender, then once/if you do the same with Better, contact the prior lender and withdraw your app.
Better's underwriting team may reach out at some point asking you to do just that. Then again, they may not. YMMV. But if I didn't plan on going with a lender anymore, I'd personally choose to let them know.
Round I - 3.625% with 4.7K lender credit. Closed in Feb. Amex credit posted after 6 weeks
Round II - 3.25% with 4.3K lender credit. Closed in April. Still waiting for Amex credit. Its 7 weeks already
Round III - 2.875 with 4.7K lender credit. In process.
If AMEX credit posts for all this will be the slickest deal ever. If not still worth it. Savings of thousands of dollar in interest plus each refinance is money maker.
Did you do the title re-issuance that some discussed earlier?
Did you do the title re-issuance that some discussed earlier?
Bit too late on this round for me to redo.
Bit too late on this round for me to redo.
here's the post with the info
https://slickdeals.net/f/13700090-amex-offer-2-500-statement-credit-for-home-refinance-better-com?p=137969114
So, 2.375% 15 year, .17% points for $396.
Loan is for 230k, CA. Submitting all the paperwork now as I did before. Hoping it goes well.
One question... Someone said when you do a refi so soon you can reuse the former title stuff but then I saw someone said not applicable in CA. Short of doing a third party search, what's the best way to reduce section C? Gonna try to get the price knocked down a few hundred there.
here's the post with the info
https://slickdeals.net/f/13700090-amex-offer-2-500-statement-credit-for-home-refinance-better-com?p=137969114
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C. Services You Can Shop For $2,271
Title-Endorsements $155
Title-Guaranty Fee $2
Title-Lenders Title Insurance $1,705
Title-Recording Services Fee $4
Title-Settlement Fee $350
Title-Tax Certificate $55
I just financed with better 2 years ago so Im going to see if they can get that $1705 a little lower. I emailed them asking for the "reissue rate" and about going through the same title company. Lets see what they say... Im also at 2.875%, 0 points and B is $214 on a 265k
C. Services You Can Shop For $1,571
Title - Endorsements $111
Title - Lender's title Ins. $860 (reissue rate, was over $1,500 on original LE)
Title - Search abstract $100
Title - Settlement fee $500
Credit from better ($250)
So that brings my "C" costs $1,321.
Did you do the title re-issuance that some discussed earlier?
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