Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Missed This Deal? Get alerts when similar deals are posted.
expired
Greenworld123 1.4M Views
Dec 8, 2019 2:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
Visit Retailer
Good Deal?
9,847Comments
Save
Share
Deal Details
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Community Voting

Deal Score
+226
Good Deal

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!

9.8K Comments

Sign up for a Slickdeals account to remove this ad.

Jul 6, 2020 12:17 AM
1.4K Comments
Joined Jan 2004
seawolfJul 6, 2020 12:17 AM
1.4K Comments
Quote from micky_d View quoted comment :
A bit unrelated question, is it possible to pay towards "mortgage interest" amount in advance ? I mean say a house is $300k and with a 30 year loan you have about $160k in interest for the duration of approved loan. Is there any way to pay say $50k towards the interest amount ?
Why would you want to do that? You can't pay for interest that hasn't accrued.
Jul 6, 2020 1:25 AM
392 Comments
Joined Feb 2007
zaksterJul 6, 2020 1:25 AM
392 Comments
Quote from gk6740 View quoted comment :
I could not get a real LE from Loan Cabin. but quote for Lenderfi was good and Better matched it.
Any reason why it is difficult to get LE from loan cabin? Are they backed up like some other lenders?
Jul 6, 2020 1:57 AM
908 Comments
Joined Nov 2017
gk6740Jul 6, 2020 1:57 AM
908 Comments
Quote from walled View quoted comment :
Just to be clear, they didn't require an LE from LenderFi? Only a quick quote you pulled on your own online sufficed for the match with Better?
In my case... I got a full LE. Everyone but Loancabin gave me an LE... often multiple
Jul 6, 2020 1:58 AM
908 Comments
Joined Nov 2017
gk6740Jul 6, 2020 1:58 AM
908 Comments
Quote from zakster View quoted comment :
Any reason why it is difficult to get LE from loan cabin? Are they backed up like some other lenders?
I don't know.They just did not respond.
Jul 6, 2020 2:00 AM
2.5K Comments
Joined Jun 2011
savemybucksJul 6, 2020 2:00 AM
2.5K Comments
Quote from sadida View quoted comment :
Just closed on a 500k+ refinance. Better matched to other lenders for a 15-year fixed 2.375% interest rate with 1600+ lender's credit, which is more than enough to cover the loan cost (D+E). With additional 2500 credit from AMEX to come, I have to say I am very pleased with Better for my refinance.
Where was the competing LE from? TIA
Jul 6, 2020 2:03 AM
205 Comments
Joined Aug 2013
SomeXYZJul 6, 2020 2:03 AM
205 Comments
https://hightechlending.mortgagewebcenter.com/ is this site reliable to get quotes?

It is showing quotes date as July 1st.
Jul 6, 2020 2:20 AM
205 Comments
Joined Jun 2013
https404Jul 6, 2020 2:20 AM
205 Comments
Quote from physio1213 View quoted comment :
You can ask directly to Better. They know what people are doing. They told me Better is paying $2500 to AMEX per transaction so You can use the same card and there is no wait time before you can refinance again. They told me to make a new account with new email using AMEX link.
Second mortgage application: I have created new account with new email, to my surprise after 2 days both accounts are merged and I can see new loan (still did not lock) under previous account

Sign up for a Slickdeals account to remove this ad.

Jul 6, 2020 2:48 AM
3.8K Comments
Joined Oct 2010
k1ngkev1n1Jul 6, 2020 2:48 AM
3.8K Comments
Quote from SomeXYZ View quoted comment :
https://hightechlending.mortgagewebcenter.com/ is this site reliable to get quotes?

It is showing quotes date as July 1st.
I don't think that's legit I wish it is rates are great haha. The yelp for them in Irvine leads to a difference web page.
Jul 6, 2020 2:56 AM
395 Comments
Joined Apr 2016
physio1213Jul 6, 2020 2:56 AM
395 Comments
Quote from https404 View quoted comment :
Second mortgage application: I have created new account with new email, to my surprise after 2 days both accounts are merged and I can see new loan (still did not lock) under previous account
This is new. Make sure you are entering different user i.d . I have both accounts running fine. I locked the rate on 2nd account on Thursday.
Jul 6, 2020 4:46 AM
509 Comments
Joined Feb 2012
Mikey122687Jul 6, 2020 4:46 AM
509 Comments
Quote from TxJDog View quoted comment :
yeah I was able to get them to match a rate 2 weeks prior to closing and also got them to offer a better lender credit on the same day that I received by Final Disclosures which was a week before closing.
Did you sign all your closing docs and then ask them to match or no?
Jul 6, 2020 4:49 AM
383 Comments
Joined Jun 2010
TxJDogJul 6, 2020 4:49 AM
383 Comments
Quote from Mikey122687 View quoted comment :
Did you sign all your closing docs and then ask them to match or no?
No I expressed grievances of how closing was taking too long and how I had a better offer. They gave a verbal offer that was better than their current and stated the changes would be noted on final disclosure documents posted later that day.
Jul 6, 2020 1:28 PM
5.4K Comments
Joined Jul 2006
shahhereJul 6, 2020 1:28 PM
5.4K Comments
Quote from tough6guy View quoted comment :
I applied online on loancabin over the weekend. will report back my findings
Quote from seawolf View quoted comment :
Why would you want to do that? You can't pay for interest that hasn't accrued.
Quote from zakster View quoted comment :
Any reason why it is difficult to get LE from loan cabin? Are they backed up like some other lenders?
Quote from gk6740 View quoted comment :
In my case... I got a full LE. Everyone but Loancabin gave me an LE... often multiple
Quote from gk6740 View quoted comment :
I don't know.They just did not respond.

I applied with them last week or the week before and they were slow as it took them 3 days and I also called twice and emailed several times to stay on top of them.


Their Lender Estimate was accurate btw and its slow but so far as I've noted is the best one without any surprises. Online reviews of their team was also spot on and has been really good but it seems like they are backed up quite a bit. Give them time and stay on top of them so that you get what you need while the rates are low.


Shahhere
Jul 6, 2020 1:47 PM
5.9K Comments
Joined Dec 2008
bluetrepJul 6, 2020 1:47 PM
5.9K Comments
loan cabin does not even list their phone number. how can you call them?


Quote from shahhere View quoted comment :
I applied with them last week or the week before and they were slow as it took them 3 days and I also called twice and emailed several times to stay on top of them.


Their Lender Estimate was accurate btw and its slow but so far as I've noted is the best one without any surprises. Online reviews of their team was also spot on and has been really good but it seems like they are backed up quite a bit. Give them time and stay on top of them so that you get what you need while the rates are low.


Shahhere
Jul 6, 2020 1:53 PM
1K Comments
Joined Mar 2019
CycloneFWJul 6, 2020 1:53 PM
1K Comments
Quote from bluetrep View quoted comment :
loan cabin does not even list their phone number. how can you call them?
This may be different on desktop as I am on mobile, hut I went to LoanCabin.com, scrolled the very bottom, and see 877-828-2713 listed next to the Facebook, Twitter, Instagram, LinkedIn, BBB, and Equal Housing Opportunity logos.

Sign up for a Slickdeals account to remove this ad.

Jul 6, 2020 1:56 PM
5.4K Comments
Joined Jul 2006
shahhereJul 6, 2020 1:56 PM
5.4K Comments
Quote from bluetrep View quoted comment :
loan cabin does not even list their phone number. how can you call them?

I know it seemed that way but if you scroll to be bottom of their web page there is an 877 number (-- The given link is broken --).


"Removed agents Direct number after some thought but the above number will lead to her if needed as i've found no difference in response in my situation".


Shahhere
Last edited by shahhere July 6, 2020 at 07:04 AM.

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!