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expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Jul 6, 2020
384 Posts
Joined Apr 2016
Jul 6, 2020
physio1213
Jul 6, 2020
384 Posts
Quote from Evils :
I refinanced with Better at the end of February through my wife's Amex Green Card. Any chance I can refinance again today with my Amex card?
You can use any card. AMEX credit is per transaction. You use even your wife's card again.
Jul 6, 2020
3 Posts
Joined Jul 2020
Jul 6, 2020
NeatScent527
Jul 6, 2020
3 Posts
Quote from Edge :
Better.com matched for the 2nd (and final time). The offer looks good to me.

Anyone in TX ? My loan is under 4 years so I qualify for a discount on the title insurance. Do I have to use the same title company or I can pick any one ?
Talked to a title company today on this exact issue. You can use anyone, discount is also regulated. However, they recommended using same title company as they already have an old file (not sure on this). Rates are regulated, so only difference is actual escrow fees and other title company charges.
Jul 6, 2020
4,655 Posts
Joined Mar 2006
Jul 6, 2020
Phasers
Jul 6, 2020
4,655 Posts
Quote from Edge :
Better.com matched for the 2nd (and final time). The offer looks good to me.

Anyone in TX ? My loan is under 4 years so I qualify for a discount on the title insurance. Do I have to use the same title company or I can pick any one ?
You'll get 50% off the title insurance.

You can use any title co (your choice). Call and negotiate their fees too.

Who did you have Better.com match for you in Texas?
Jul 6, 2020
180 Posts
Joined Jun 2017
Jul 6, 2020
RohanM3727
Jul 6, 2020
180 Posts
Did you guys allow the title agent inside the house at the time of closing? I was planning to get all docs signed outside in the patio with a fan on. Hoping the agent doesn't mind that.
Jul 6, 2020
3,123 Posts
Joined Jun 2007
Jul 6, 2020
nicemann
Jul 6, 2020
3,123 Posts
Quote from RohanM3727 :
Did you guys allow the title agent inside the house at the time of closing? I was planning to get all docs signed outside in the patio with a fan on. Hoping the agent doesn't mind that.
It will be a notary. I doubt if they will care.
Jul 6, 2020
568 Posts
Joined Sep 2014
Jul 6, 2020
Evils
Jul 6, 2020
568 Posts
Quote from physio1213 :
You can use any card. AMEX credit is per transaction. You use even your wife's card again.
Right, but I remember reading that better.com actually has a time limit between two refinance transactions for the same property?!
Jul 6, 2020
1,004 Posts
Joined Mar 2019
Jul 6, 2020
CycloneFW
Jul 6, 2020
1,004 Posts
Quote from Evils :
Right, but I remember reading that better.com actually has a time limit between two refinance transactions for the same property?!
Better's Fine Print on the Better Price Guarantee reserves them the right not to beat by $1k a competing estimate for the refinance of a mortgage (on the same property) that they originated within the past 6 months. Doesn't mean they won't compete with the offer, but they don't "guarantee" to beat it by $1k, as much as their "guarantee" actually was one.

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Jul 6, 2020
1,970 Posts
Joined Aug 2010
Jul 6, 2020
Debit2Cash
Jul 6, 2020
1,970 Posts
Quote from RohanM3727 :
Did you guys allow the title agent inside the house at the time of closing? I was planning to get all docs signed outside in the patio with a fan on. Hoping the agent doesn't mind that.
I signed all of ours in the back patio. My notary actually liked the fact that we did it outside.
Jul 6, 2020
205 Posts
Joined Aug 2013
Jul 6, 2020
SomeXYZ
Jul 6, 2020
205 Posts
Better.com not accepting https://hightechlending.mortgagewebcenter.com website print estimate. Did anyone get luck with it?
Jul 6, 2020
227 Posts
Joined Apr 2006
Jul 6, 2020
jazzman161
Jul 6, 2020
227 Posts
Trying to apply for another refinance on same property. (Refinanced about 3 months ago) but this time will use AMEX link. When I go through it and sign in, it says "you already have a loan application for this address" and when I click continue to application, it brings be back to my original refinance app from 3 months ago, that's already completed.

Anybody come across this issue?
Pro
Jul 6, 2020
5,205 Posts
Joined Feb 2008
Jul 6, 2020
unlvrebels
Pro
Jul 6, 2020
5,205 Posts
Quote from RohanM3727 :
Did you guys allow the title agent inside the house at the time of closing? I was planning to get all docs signed outside in the patio with a fan on. Hoping the agent doesn't mind that.
I chose 6 pm closing time for my primary residence. I kept a 6 ft table with three chairs on the lawn (backyard) and did paperwork with the notary.
Jul 6, 2020
681 Posts
Joined Jul 2007
Jul 6, 2020
kamiraa
Jul 6, 2020
681 Posts
Dang not showing up in my offers . . .
Jul 6, 2020
110 Posts
Joined Jan 2007
Jul 6, 2020
Edge
Jul 6, 2020
110 Posts
Quote from Phasers :
You'll get 50% off the title insurance.

You can use any title co (your choice). Call and negotiate their fees too.

Who did you have Better.com match for you in Texas?
Lenderfi.com
Jul 6, 2020
384 Posts
Joined Apr 2016
Jul 6, 2020
physio1213
Jul 6, 2020
384 Posts
Quote from Evils :
Right, but I remember reading that better.com actually has a time limit between two refinance transactions for the same property?!
'No time limit between any transactions" That's what I was told by my loan officer. Call and ask Better directly, they know what people are trying to do.

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Jul 7, 2020
1,004 Posts
Joined Mar 2019
Jul 7, 2020
CycloneFW
Jul 7, 2020
1,004 Posts
Quote from jazzman161 :
Trying to apply for another refinance on same property. (Refinanced about 3 months ago) but this time will use AMEX link. When I go through it and sign in, it says "you already have a loan application for this address" and when I click continue to application, it brings be back to my original refinance app from 3 months ago, that's already completed.

Anybody come across this issue?
Register with a different email address than the one you used last time. Alternatively, log into the old account and change it's email address to a different one and now register with the original email address.

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