Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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I am ok with matching only. In the prior refi, they got were $150 over the competitor and in this refi they were $500 over. Now I'm waiting on screenshots of my updated rate table to see which is the best option for me to maximize things.
For reference, the competing offer was 2.375% on a 15-year with no lender fees and 3rd party costs $150 cheaper than I found locally (and $350 cheaper than Better's estimate). This is all before the Amex credit.
Apparently the actual funding does not happen for a few days.
Anyone know what that means? What happens in the days in between? Do they do another credit check or require more paperwork? Any chance it does not close at that point?
I guess I made the mistake of locking right away ??
For a house closing, we r running against time
I am ok with matching only. In the prior refi, they got were $150 over the competitor and in this refi they were $500 over. Now I'm waiting on screenshots of my updated rate table to see which is the best option for me to maximize things.
For reference, the competing offer was 2.375% on a 15-year with no lender fees and 3rd party costs $150 cheaper than I found locally (and $350 cheaper than Better's estimate). This is all before the Amex credit.
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To be safe though, I will confirm again before closing and I won't schedule closing until my prior refi's credit is paid out. Any day now. I'm checking my Amex online account like 6x/day lol!
2.65%, 0pts, 30 yr, 2k cost to close they did note this is higher then it really will be. 235k loan. will be sending to better to match see what happens...
To be safe though, I will confirm again before closing and I won't schedule closing until my prior refi's credit is paid out. Any day now. I'm checking my Amex online account like 6x/day lol!
Started June 29th and closing 8 AM on July 11th
Matched - 2.25% for 15 year..... 425$ (A+B+C - lender credit) before the $2500 amex credit.....
I'm in South Carolina. Got 30 yr 3.25% on 200k loan. 800 credit. Home value 275k.
I've scanned many pages of this thread. Can I apply again for same home on same Amex card and get this bonus again or must it be a different house or different Amex card?
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