Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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Good luck everyone
Can someone recommend a good/cheap title company in CA that Better can match?
Here's what is quoted for me currently with Better.
Title-Lenders Title Insurance $550
Title-Settlement Fee $550
Can someone recommend a good/cheap title company in CA that Better can match?
Here's what is quoted for me currently with Better.
Title-Lenders Title Insurance $550
Title-Settlement Fee $550
Title-Lenders Title Insurance - $505
Title-Settlement Fee – $90 (if you use our in house escrow, this fee is waived on the title side)
Good luck everyone
What exactly does it mean, any idea???? Are they going to give me Loan commitment letter as per my contract ?? My contract has a contigency to provide loan commitment letter before July 30th..
How long does title search takes from now??
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Edit: My house is 11 years old. I'm the original owner.
Can someone recommend a good/cheap title company in CA that Better can match?
Here's what is quoted for me currently with Better.
Title-Lenders Title Insurance $550
Title-Settlement Fee $550
My best for TX is:
2.75% + 0.399% points
A= 1754
B=214
C=3232 (TX is high unlike CA)
That's final. What a difference from others....
WIth Loandepot:
2.75% with ~.35 points
A=1595
B=212
C=3054
Lender credits of 5040
Doesn't make sense to step down to 2.65% b/c it will take ~10years to recuperate the upfront lender credits that I get with 2.75%.
Fortunately, my lender title insurance (C) will get halved b/c home purchase <4 yrs so my final with LD will be:
2.75% with 1500 in credits + F + G
2.75% - 0pts
A+B+C = $1560
3260 credits
30yr
235k
CA
Plus Amex 2500$ credit.
Was kind of a hassle as they matched my LE but the rate reverted back as I was going to lock.. I was bit worried, but all is good now after pestering them (my mortgage expert is offf today). I'm glad better works 7 days a week and someone else was able to fix it for me. So far so good I think.
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