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Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
Item 1 of 1
expiredGreenworld123 posted Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
American Express Giftcards

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9.8K Comments
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It just doesn't seem right and I am worried that when a more accurate value is reflected on the official loan document, figures might change to the borrower's disadvantage.
Anybody can chime in about the possibility of such scenario?
I think I know the answer, but figure I'd check again. If I locked a rate but haven't paid anything, there's no penalty in switching is there?
We are cleared to close!! Started this process on 6/22 and closing next week (7/21). We did a competing match offer from homefinity (without credit check). I got a task this morning to add my AMEX credit card info. Please see attached screenshot of what this task looks like.
Loan Details:
$230k
15 yr
2.625%
$300 in points
$2870 in closing costs
$2500 AMEX Credit
Closed in less than 30 days.
Locking in the mortgage industry is a *big deal*, and most mortgage brokers pay for broken locks. Better is clearly in some VC type of model where they are burning through cash. This sense of entitlement is nuts!
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We are cleared to close!! Started this process on 6/22 and closing next week (7/21). We did a competing match offer from homefinity (without credit check). I got a task this morning to add my AMEX credit card info. Please see attached screenshot of what this task looks like.
Loan Details:
$230k
15 yr
2.625%
$300 in points
$2870 in closing costs
$2500 AMEX Credit
Closed in less than 30 days.
Should I bring it up to the closing person?
I got a
3.0%
30 yr
$2k Lender Credit
$300 closing costs as credit ($2300 og)
$2500 Amex credit
Coming from a 3.5 less than a year in to a 30yr
We are cleared to close!! Started this process on 6/22 and closing next week (7/21). We did a competing match offer from homefinity (without credit check). I got a task this morning to add my AMEX credit card info. Please see attached screenshot of what this task looks like.
Loan Details:
$230k
15 yr
2.625%
$300 in points
$2870 in closing costs
$2500 AMEX Credit
Closed in less than 30 days.
Should I bring it up to the closing person?
I got a
3.0%
30 yr
$2k Lender Credit
$300 closing costs as credit ($2300 og)
$2500 Amex credit
Coming from a 3.5 less than a year in to a 30yr
Title Recieved June 30th
Title Cleared July 10th
if you don't hear back this week, you should reach out to your Loan Expert.
We are cleared to close!! Started this process on 6/22 and closing next week (7/21). We did a competing match offer from homefinity (without credit check). I got a task this morning to add my AMEX credit card info. Please see attached screenshot of what this task looks like.
Loan Details:
$230k
15 yr
2.625%
$300 in points
$2870 in closing costs
$2500 AMEX Credit
Closed in less than 30 days.
New house or refinance??
How long did title work take and what state
What was ur original contract closing date ??
So u moved up ur closing date based on better completing task ??
U can chose any day 3 days after they fully approved?
New house or refinance??
How long did title work take and what state
What was ur original contract closing date ??
So u moved up ur closing date based on better completing task ??
U can chose any day 3 days after they fully approved?
Title Ordered June 25th -> Title Recieved June 30th -> Title Cleared July 10th
Original Contract Closing Date was 8/7/2020
Once you are fully approved and sign the closing disclosure, they will send you a task to chose your closing date. You can chose whatever you want. I chose next Monday.
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Better was not able to match. Probably it's tough to match now.
Are they still honoring the $1000 if we end going with other lender ?
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Share your experience with the Slickdeals community
Share information with the community. Please follow our Community Guidelines and be kind!