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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more

+29 Deal Score
65,849 Views
https://bonusoffer.wf.com/promo400

Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the qualification period).

Offer at a glance
  • Maximum bonus amount: **$400
  • Availability: **Nationwide
  • Direct deposit required: **Yes, $4,000
  • Additional requirements:
  • Hard/soft pull: **Soft
  • Credit card funding: **Can fund up to $50 online
  • Monthly fees: **$10, avoidable
  • Early account termination fee: **None,
  • Household limit: **None
    Expiration date: July 31, 2020
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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Oct 2015
L3: Novice
> bubble2 106 Posts
26 Reputation
ankhang0920
05-13-2020 at 07:00 PM.
05-13-2020 at 07:00 PM.
I already have joint account with my Mom. Just open new account and got an email said you qualify for promotion. Now, do i just need to transfer 4k from my Chase into my Paypal account then from Paypal into my new WF. Does it count as DD?
Reply
Joined May 2015
Awesome
> bubble2 3,296 Posts
1,108 Reputation
The_Magni
05-15-2020 at 05:23 PM.
05-15-2020 at 05:23 PM.
Do you have to pay tax on the $400 bonus?
Reply
Joined Nov 2011
L10: Grand Master
> bubble2 8,535 Posts
569 Reputation
iBoo
05-15-2020 at 05:27 PM.
05-15-2020 at 05:27 PM.
Quote from The_Magnificent :
Do you have to pay tax on the $400 bonus?

Yes 1099 int
1
Reply
Joined Mar 2018
L2: Beginner
> bubble2 46 Posts
20 Reputation
deal7463
05-17-2020 at 05:44 PM.
05-17-2020 at 05:44 PM.
Is there a referral bonus for Wells fargo?
Reply
Joined Oct 2007
How Slick can you be?
> bubble2 522 Posts
117 Reputation
euuser257843
05-17-2020 at 06:54 PM.
05-17-2020 at 06:54 PM.
Does anyone know that direct deposit transfer of BOFA EDD debit card (unemployment benefit) to WF checking account accounts as a direct deposit or ACH transfer?
TIA
Reply
Joined Nov 2015
L6: Expert
> bubble2 1,478 Posts
187 Reputation
YamahaRick
05-17-2020 at 07:17 PM.
05-17-2020 at 07:17 PM.
Quote from Fiunk :
Does anyone know that direct deposit transfer of BOFA EDD debit card (unemployment benefit) to WF checking account accounts as a direct deposit or ACH transfer?
TIA
Change you UE to direct deposit, and use the account and routing numbers of the new BofA account.
Reply
Joined Oct 2007
How Slick can you be?
> bubble2 522 Posts
117 Reputation
euuser257843
05-17-2020 at 10:12 PM.
05-17-2020 at 10:12 PM.
Quote from YamahaRick :
Change you UE to direct deposit, and use the account and routing numbers of the new BofA account.

Thanks. I don't think CA UE benefit have that option... only direct to BoFA debit card and then transfer to any checking account.
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Joined Mar 2018
L2: Beginner
> bubble2 46 Posts
20 Reputation
deal7463
05-23-2020 at 08:57 PM.
05-23-2020 at 08:57 PM.
Does transfer from Robinhood account constitutes direct deposit?
Reply
Joined Apr 2011
L3: Novice
> bubble2 128 Posts
212 Reputation
donfish
05-25-2020 at 06:04 AM.
05-25-2020 at 06:04 AM.
Is this promotion only for US citizens ?
Reply
Joined Nov 2017
L4: Apprentice
> bubble2 447 Posts
45 Reputation
Fbeyza
06-04-2020 at 03:34 AM.
06-04-2020 at 03:34 AM.
Quote from Bad_Boy :
Paypal, Venmo, Cashapp.
Cashapp would be the best, you can add funds from another bank into cashapp and DD to wells fargo.

Hope it helps
I used this method for bank of america but it shows the acct name the money is coming from. Indn: my name. Do you know if it would be a problem?
Reply
Joined Jul 2016
New User
> bubble2 15 Posts
18 Reputation
milkpower
06-10-2020 at 05:07 PM.
06-10-2020 at 05:07 PM.
Your balance can be $1000 or any amount (meaning you can also withdraw) and you will still get $400 IF your totals of direct deposits were $4000 in first 90 days (Just DIRECT DEPOSITS they don't care for any WITHDRAWS if you did/do any). Bonus will hit most likely 4th or 5th month after account opening . Just one thing if your balance hits 0 than you wont get bonus. Remember to avoid monthly $10 fee you need to do only 1 of 3 things: Maintain $1500 monthly balance OR 10 debit card transaction monthly OR $500 or more monthly direct deposits (These three conditions have nothing do with $400 bonus)
Reply
Joined Jul 2016
New User
> bubble2 15 Posts
18 Reputation
milkpower
06-10-2020 at 05:11 PM.
06-10-2020 at 05:11 PM.
Your balance can be $1000 or any amount (meaning you can also withdraw) and you will still get $400 IF your totals of direct deposits were $4000 in first 90 days (Just DIRECT DEPOSITS they don't care for any WITHDRAWS if you did/do any). Bonus will hit most likely 4th or 5th month after account opening . Just one thing if your balance hits 0 than you wont get bonus. Remember to avoid monthly $10 fee you need to do only 1 of 3 things: Maintain $1500 monthly balance OR 10 debit card transaction monthly OR $500 or more monthly direct deposits (These three conditions have nothing do with $400 bonus)
Reply
Joined Mar 2008
L5: Journeyman
> bubble2 791 Posts
296 Reputation
cvrefugee
06-10-2020 at 05:15 PM.
06-10-2020 at 05:15 PM.
How many unauthorized accounts will Wells Fargo open up under my name during the promotional period?
3
Reply
Joined Sep 2007
L5: Journeyman
> bubble2 668 Posts
37 Reputation
happyusmle
06-13-2020 at 03:38 PM.
06-13-2020 at 03:38 PM.
thanks
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Joined Sep 2007
L5: Journeyman
> bubble2 668 Posts
37 Reputation
happyusmle
06-15-2020 at 08:29 AM.
06-15-2020 at 08:29 AM.
applied for an account last Saturday and got the account number. However, several Wells Fargo reps couldn't find it. still waiting for online enrollment email? is this normal?
will Wells Fargo waiver the monthly fee for the first month?
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