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YMMV: AMEX Card Holder - Plan it (Breakdown your CC charges into Monthly Payments) - Free until 8/14

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American Express is offereing Plan and pay feature usualy cost ($) based on your transaction amount is now free for 3/6/12 month plan. I recently purchased Dell Laptop, when i happened to check out this option it was free ($18 Saving).



https://www.americanexpress.com/
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Joined Feb 2008
L3: Novice
> bubble2 159 Posts
47 Reputation
nintendo9713
07-22-2020 at 12:06 PM.
07-22-2020 at 12:06 PM.
No luck here.

I've gotten one free Plan-It offer before and used it on a Murphy Bed - which worked great. The next time I had a big expense (Mini Ductless Split AC System), I tried to call and ask for a free Plan-It (just would have been nice). They were unmovable.

Does any AmEx holders have luck inquiring about a free Plan-It every couple years directly to AmEx?
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Joined Feb 2014
L8: Grand Teacher
> bubble2 3,275 Posts
2,066 Reputation
iuku
07-22-2020 at 12:07 PM.
07-22-2020 at 12:07 PM.
Did you purchase directly from Dell?
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Joined Aug 2010
Metal Gigantuar
> bubble2 1,970 Posts
547 Reputation
Debit2Cash
07-22-2020 at 01:03 PM.
07-22-2020 at 01:03 PM.
I have it on my account for 24 months free of charge. Thanks for the post, I only tried looking into it further today.
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Joined Apr 2006
World dominator and rebel
> bubble2 41,450 Posts
4,437 Reputation
SDRebel
07-22-2020 at 03:34 PM.
07-22-2020 at 03:34 PM.
Quote from Debit2Cash :
I have it on my account for 24 months free of charge. Thanks for the post, I only tried looking into it further today.
damn, I'd only seen 12 months before
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Joined Aug 2010
Metal Gigantuar
> bubble2 1,970 Posts
547 Reputation
Debit2Cash
07-22-2020 at 03:56 PM.
07-22-2020 at 03:56 PM.
Quote from SDRebel :
damn, I'd only seen 12 months before
Maybe I'm looking at it wrong, but when I click on the link under offers and click on the calculator tab - it automatically breaks it into 24 payments. Not sure if that means that is my only option but its the same way on both my accounts. It does cap me at a 10,000 purchase.
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Joined Apr 2006
World dominator and rebel
> bubble2 41,450 Posts
4,437 Reputation
SDRebel
07-22-2020 at 04:01 PM.
07-22-2020 at 04:01 PM.
Quote from Debit2Cash :
Maybe I'm looking at it wrong, but when I click on the link under offers and click on the calculator tab - it automatically breaks it into 24 payments. Not sure if that means that is my only option but its the same way on both my accounts. It does cap me at a 10,000 purchase.
yeah, so a $2400 purchase would have 24 equal payments of $100 a month.
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Joined Dec 2010
L6: Expert
> bubble2 1,661 Posts
1,577 Reputation
deeznutz206
07-22-2020 at 05:45 PM.
07-22-2020 at 05:45 PM.
I have the 24 months option but don't see this offer on my card.
Damn.
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Joined Jan 2019
L3: Novice
> bubble2 111 Posts
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Original Poster
Get_going
07-22-2020 at 06:04 PM.
07-22-2020 at 06:04 PM.
Quote from iuku :
Did you purchase directly from Dell?

Yep!!
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Joined Nov 2011
L3: Novice
> bubble2 194 Posts
53 Reputation
JustinH20
07-24-2020 at 03:47 AM.
07-24-2020 at 03:47 AM.
It's basically free financing, why not use it!

I've taken advantage of this when it popped up on my two card accounts in the past. Has anyone ever gotten this offer after taking advantage of it once?
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