YMMV: AMEX Card Holder - Plan it (Breakdown your CC charges into Monthly Payments)

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07-22-2020 at 12:06 PM #2

No luck here.

I've gotten one free Plan-It offer before and used it on a Murphy Bed - which worked great. The next time I had a big expense (Mini Ductless Split AC System), I tried to call and ask for a free Plan-It (just would have been nice). They were unmovable.

Does any AmEx holders have luck inquiring about a free Plan-It every couple years directly to AmEx?

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07-22-2020 at 12:07 PM #3

Did you purchase directly from Dell?

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07-22-2020 at 01:03 PM #4

I have it on my account for 24 months free of charge. Thanks for the post, I only tried looking into it further today.

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07-22-2020 at 03:34 PM #5

Quote from Debit2Cash :

I have it on my account for 24 months free of charge. Thanks for the post, I only tried looking into it further today.

damn, I'd only seen 12 months before

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07-22-2020 at 03:56 PM #6

Quote from SDRebel :

damn, I'd only seen 12 months before

Maybe I'm looking at it wrong, but when I click on the link under offers and click on the calculator tab - it automatically breaks it into 24 payments. Not sure if that means that is my only option but its the same way on both my accounts. It does cap me at a 10,000 purchase.

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07-22-2020 at 04:01 PM #7

Quote from Debit2Cash :

Maybe I'm looking at it wrong, but when I click on the link under offers and click on the calculator tab - it automatically breaks it into 24 payments. Not sure if that means that is my only option but its the same way on both my accounts. It does cap me at a 10,000 purchase.

yeah, so a $2400 purchase would have 24 equal payments of $100 a month.

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07-22-2020 at 05:45 PM #8

I have the 24 months option but don't see this offer on my card.
Damn.

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Original Poster

07-22-2020 at 06:04 PM #9

Quote from iuku :

Did you purchase directly from Dell?

Yep!!

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07-24-2020 at 03:47 AM #10

It's basically free financing, why not use it!

I've taken advantage of this when it popped up on my two card accounts in the past. Has anyone ever gotten this offer after taking advantage of it once?

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