Update: This very popular deal is still available.
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0. Thanks helper02
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Edited January 13, 2021
at 01:02 PM
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Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0.
Card Details:
Slickdeals may be compensated by Chase.
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Call the reconsideration line immediately.
Call the reconsideration line immediately.
If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.
At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.*
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https://thepointsguy.co
You can read more about Flex here:
https://thepointsguy.co
There's lots of higher value options but all involve owning one of the sapphire cards- either CSP which would let you get $250 in value from the same amount of reward via either the travel portal or the pay yourself back option on some categories... or the CSR which would let you get $300 via the travel portal or the pay yourself back option.
Additionally either (or the annual fee ink card that allows point transfers) would allow even higher value redemptions via point transfers to airlines or hyatt hotels... but probably not super useful during a pandemic lockdown.
https://slickdeals.net/f/14343218-chase-sapphire-preferred-card-spend-4k-on-purchases-earn-80-000-points?
How to attain $4k spend in 3 months if your spending is ordinarily not that high:
a) Prepay the bills that your ordinarily pay (for example gas and electricity, phone, cable, etc). As an example, if you ordinarily spend $200/month for this, prepay for it for 3 to 4 months in one shot.
b) Buy a Visa gift card.
c) Black Friday/Christmas shopping (3 months from when you are approved will take you to spending right through Christmas and more likely New Year since Chase gives, I believe, 100 days to attain the 4K spend)
Others may have other ideas but here is something for you to ruminate on....
https://slickdeals.net/f/14343218-chase-sapphire-preferred-card-spend-4k-on-purchases-earn-80-000-points?
It's a 1.5x UR card.
Which if used properly can be worth quite a bit more than 1.5%.
For example CSR holders can currently redeem UR for 1.5 cents per point for grocery stores, home improvement stores and dining establishments
Meaning the 1.5 UR you'd earn on this for "regular" non-category purchases would effectively be 2.25% cash-back against all those categories.
When there's not pandemic travel restrictions you can do the same on travel at the LOW end of value- often you can get quite a bit more than the 2.25% cash back equivalent for other travel options involving transferring points to travel partners.
(obviously stacking that with the 5x on grocery spend for the first year makes it insanely great the first year- but even after that it's solid for this reason)
We've opened dozens of cards in the last several years for signup bonuses, we don't regularly use more than maybe 3-5 cards at any given time though.
My credit score has remained comfortably above 800 the entire time.
It's free money, and a decent bit of it if done right.
That said- take the time to read, and learn, the rules of the various banks so you understand what cards, in what order, is optimal.
For example I'd normally say to stick to the Ink Unlimited card (which won't eat a 5/24 slot) instead of wasting a 5/24 slot on this card which (normally) is the same card effectively.
But with the 5x promo for a year it might well be worth it, especially during a pandemic when you might be spending more on groceries anyway (and especially if your grocery stores sell a decent # of gift cards to OTHER places you tend to spend so you can get 5x on that too)
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There's a bunch, this is probably the best summary of the "best" ones available at any point, but far from a comprehensive list of all of em.
https://www.doctorofcre
If you plan to churn signups though the first thing you'll want to do is learn the rules for each of the major issuing banks...
Do things in the right order you can knock out a dozen or two signup bonuses a year (or more if you can sustain the spend).
Do things in the wrong order and you can quickly find yourself stuck unable to open new cards at all after a while.
Yes. It's just a simple product change. Since you are going from Freedom (Visa) to Freedom Flex (Mastercard), you will receive a different card and number.
Important: you will NOT be eligible for the new cardmember bonus here
Or just use your mastercard (or discover when they run 5% CB on warehouse clubs) to buy a costco giftcard at costco.com and use the gift card in store.
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