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Chase Ultimate Rewards 10% Discount on Gift Cards While Supplies Last- Home Depot Outback.Sephora Wayfair & More

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Check your inbox for the chase Freedom Card Deal, or login to your Chase Freedom UR account. I've been looking to add to some Ridgid power tools but sales rare.

https://www.chase.com/personal/cr...te-rewards
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Chase Ultimate Rewards 10% Discount on Gift Cards While Supplies Last- Home Depot Outback.Sephora Wayfair & More
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Created 10-07-2020 at 11:50 AM by ysellit
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Joined Jun 2019
L5: Journeyman
> bubble2 672 Posts
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Ruyi
10-07-2020 at 12:02 PM.
10-07-2020 at 12:02 PM.
I use all my points to "pay yourself back". Frown
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Joined Jun 2019
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> bubble2 1,969 Posts
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Fanime
10-07-2020 at 12:05 PM.
10-07-2020 at 12:05 PM.
Quote from wangwjun :
I use all my points to "pay yourself back". https://static.slickdealscdn.com/ima...lies/frown.gif
PYB >10% off gift cards

Just sayin...
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Joined Mar 2007
L6: Expert
> bubble2 1,564 Posts
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agent099
10-07-2020 at 12:09 PM.
10-07-2020 at 12:09 PM.
This is a bad deal if you travel and have a chase sapphire reserve or preferred card. Preferred gives you 1.25% redemption rate so 25% back, reserve gives you 1.50x redemption rate so 50% back vs 10% on gift cards.
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Joined Jun 2006
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> bubble2 1,998 Posts
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NewDoc
10-07-2020 at 12:24 PM.
10-07-2020 at 12:24 PM.
Quote from agent099 :
This is a bad deal if you travel and have a chase sapphire reserve or preferred card. Preferred gives you 1.25% redemption rate so 25% back, reserve gives you 1.50x redemption rate so 50% back vs 10% on gift cards.

100% correct. This is a bad deal. I get all my gift cards at Kroger for 4x fuel points using the reserve card. I always get at least 1000 points each month, so I get $1 off/ gallon for 35 gallons. Then pay for the grocery store purchase using pay yourself back. That's one way to use some of my half million plus points.

You need to stack as many deals as possible to get the max savings.
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Joined Jul 2019
Lil Jimmy,Bng 9er Gng
> bubble2 3,699 Posts
94c107ea-869c-45a5-becd-c6b552
10-07-2020 at 02:17 PM.
10-07-2020 at 02:17 PM.
Quote from wangwjun :
I use all my points to "pay yourself back". Frown

smart move, i dropped 200k UR on PYB.
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Joined Jan 2015
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> bubble2 1,598 Posts
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Repost
10-07-2020 at 04:22 PM.
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Joined Mar 2016
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> bubble2 1,542 Posts
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HunterXY
10-07-2020 at 05:02 PM.
10-07-2020 at 05:02 PM.
OP, ridgid tools are on sale via home depot's special buy of the day basically once a week, which ones are on changes from time to time but the sure thing tools everytime are drills/drivers.
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Last edited by HunterXY October 7, 2020 at 05:04 PM.

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Joined Apr 2011
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> bubble2 330 Posts
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MAKNYC
10-07-2020 at 08:49 PM.
10-07-2020 at 08:49 PM.
For Freedom card the Home Depot remains a good deal.
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Joined Nov 2016
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unknownuser5
10-08-2020 at 08:14 PM.
10-08-2020 at 08:14 PM.
Quote from MAKNYC :
For Freedom card the Home Depot remains a good deal.
Why do you say so? I have sapphire and freedom both and I am confused why this is not good deal for sapphire but good deal for freedom?

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Joined Apr 2011
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MAKNYC
10-08-2020 at 10:18 PM.
10-08-2020 at 10:18 PM.
Quote from unknownuser5 :
Why do you say so? I have sapphire and freedom both and I am confused why this is not good deal for sapphire but good deal for freedom?
Freedom always allows cash withdrawals of points at a 1/$1 ratio. That's the standard cash rebate. Buying this Home Depot gift card at a 10% discount is good (but not so good for the other sale cards). Although Discover is also offering a similar discount right now on Home Depot cards.

As for Sapphire, I don't have one, but it would appear from the earlier posts that Chase is offering a temporary incentive to convert points to cash back at a better ratio that they typically offer on that card. If that's the case others are suggesting getting a cash rebate on a Sapphire card is better than the 10% discount offered on the HD card. They are not doing that with the no-fee Freedom card.
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Joined Nov 2006
L6: Expert
> bubble2 1,707 Posts
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uspeed
10-10-2020 at 11:42 AM.
10-10-2020 at 11:42 AM.
Chase cardholder (atleast Freedom card) has 10% of on Home Depot gift card, if you have enough point to redeem.

https://ultimaterewardspoints.cha...ts_hprrail
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Last edited by LowRoller October 10, 2020 at 12:50 PM.
Joined Nov 2012
L7: Teacher
> bubble2 2,114 Posts
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LadyX
10-10-2020 at 11:51 AM.
10-10-2020 at 11:51 AM.
Thanks!
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Joined Jul 2006
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PrincipalMember
10-10-2020 at 12:01 PM.
10-10-2020 at 12:01 PM.
One thing to point out is that HomeDepot has become really obnoxious with returns using gift card purchases. 1. They require ID for return - not sure if true for regular purchases, 2. They give you back store credit and that store credit is tied to your name. So when you use the store credit, you need your ID again. Don't know if they will let your spouse use the card.

So when you return an item, instead of having a method of payment that was free of restrictions, you end up something that has restrictions. They say it is for your protection - which is all crap since I originally had the gift card with no protection and that is what I want back.
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Joined Sep 2012
L7: Teacher
> bubble2 2,191 Posts
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ChristInMe
10-10-2020 at 12:03 PM.
10-10-2020 at 12:03 PM.
Nice find. repped
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