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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
665,634 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Deal
Score
+810
665,634 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jun 2007
L4: Apprentice
> bubble2 454 Posts
264 Reputation
calvano915
11-13-2020 at 09:50 PM.
11-13-2020 at 09:50 PM.
Quote from footballeddie56 :
Free money for 5 minutes of work and another probably 5 minutes to change my work direct deposit. Good stuff
Same here. Thanks OP!
Reply
Joined Dec 2015
L3: Novice
> bubble2 197 Posts
22 Reputation
sitrah
11-13-2020 at 09:53 PM.
11-13-2020 at 09:53 PM.
I went through the account opening process, and was asked to upload an ID card via a mobile website. Once I did that, I got a message that I'll be contacted in 2 days. Do I just wait now?
2
Reply
Joined Aug 2018
L4: Apprentice
> bubble2 341 Posts
58 Reputation
CoralApple8830
11-13-2020 at 09:57 PM.
11-13-2020 at 09:57 PM.
Thanks, signed up. Slightly off topic, but I had a 360 Money Market account previously already which I just checked when I signed up for this; it was supposed to be earning a 2% interest rate when I signed up in 2018, it's now earning a .4% rate. I understand it's a variable rate, but seriously no notification or anything at all that they changed this rate (I believe as of earlier this year)? Feel slightly cheated, and will most likely be closing the money market account out of spite.
1
Reply
Joined Oct 2010
L1: Learner
> bubble2 8 Posts
10 Reputation
euuser1050141
11-13-2020 at 09:59 PM.
11-13-2020 at 09:59 PM.
Just signed up for this promo - Tried submitting online ACH from my place of employment but the routing doesn't match up with the selectable field.

Anyone have this issue?
Reply
Joined Oct 2020
New User
> bubble2 7 Posts
10 Reputation
ShrewdBelieve974
11-13-2020 at 10:01 PM.
11-13-2020 at 10:01 PM.
I did stupid mistake. Missed to enter promo code. What are my options.
1
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,629 Posts
1,057 Reputation
poohbie
11-13-2020 at 10:47 PM.
11-13-2020 at 10:47 PM.
Quote from rios7 :
So a schwab deposit counts?
The link posted about it counting is from 2018...not sure if anyone has seen reports of it working for a Capital One bonus this year?
Reply
Joined May 2008
L5: Journeyman
> bubble2 632 Posts
170 Reputation
salsejo
11-13-2020 at 11:15 PM.
11-13-2020 at 11:15 PM.
Signed up, thanks OP. Repped!!
Reply

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Joined Jan 2009
Just a Mile away.
> bubble2 7,461 Posts
1,415 Reputation
MrDeaals
11-13-2020 at 11:23 PM.
11-13-2020 at 11:23 PM.
thanks op
Reply
Joined Aug 2007
L6: Expert
> bubble2 1,251 Posts
1,100 Reputation
Akatsushi
11-13-2020 at 11:32 PM.
11-13-2020 at 11:32 PM.
Quote from kennyw.tran :
Does anyone know if ACH transfers from Ally Bank would count as direct deposits?
Not sure for this one but that's what I plan to use. I've used Ally for other promos like this and it's been working.
Reply
Joined Mar 2016
New User
> bubble2 6 Posts
10 Reputation
vishalvadodaria
11-14-2020 at 12:25 AM.
11-14-2020 at 12:25 AM.
If you have already checkin account can you open new and get bonus?
Reply
Joined Nov 2018
L3: Novice
> bubble2 136 Posts
14 Reputation
CopperPincher
11-14-2020 at 02:39 AM.
11-14-2020 at 02:39 AM.
Quote from vishalvadodaria :
If you have already checkin account can you open new and get bonus?

Definitely no if you already have 360 checking.
Reply
Joined Jul 2016
REP ME!
> bubble2 627 Posts
77 Reputation
0nth3sp3ctrum
11-14-2020 at 02:44 AM.
11-14-2020 at 02:44 AM.
What else will count as ACH direct deposit except work direct deposit?
Reply
Joined Jan 2013
XN93
> bubble2 678 Posts
129 Reputation
xuannguyen93
11-14-2020 at 03:04 AM.
11-14-2020 at 03:04 AM.
Quote from ShrewdBelieve974 :
I did stupid mistake. Missed to enter promo code. What are my options.

contact customer service
Reply
Joined Apr 2013
Addicted2OnlineShopping
> bubble2 690 Posts
99 Reputation
BobbyDelatroit
11-14-2020 at 03:12 AM.
11-14-2020 at 03:12 AM.
Does the code enter automatically? Don't remember typing in it when opening a account
Reply

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Joined Apr 2013
Addicted2OnlineShopping
> bubble2 690 Posts
99 Reputation
BobbyDelatroit
11-14-2020 at 03:12 AM.
11-14-2020 at 03:12 AM.
Anyway to check that the promo code was applied?
Reply
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