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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,268 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
688,268 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Aug 2014
L4: Apprentice
> bubble2 357 Posts
38 Reputation
my3bebas
02-06-2021 at 01:09 PM.
02-06-2021 at 01:09 PM.
Opened account on 11/15 deposited $100. $400 was deposited yesterday.

i'm keeping the account opened, happy with the service.
Reply
Joined Oct 2020
L2: Beginner
> bubble2 75 Posts
75 Reputation
MOGA337
02-06-2021 at 03:06 PM.
02-06-2021 at 03:06 PM.
Just got my bonus ! two $501 DD from employer
Reply
Joined Sep 2020
New User
> bubble2 17 Posts
panlunaleafy
02-06-2021 at 06:57 PM.
02-06-2021 at 06:57 PM.
Has anyone who DIDN'T have the code apply to their account gotten their bonus yet? I opened my account, then called support right after to see if the promo was applied. The woman said it didn't, and to call back after February 4th for an exception. I haven't called yet, just wondering if anyone else did. (I think she said the 4th... people were posting about it at the time)
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
02-06-2021 at 07:29 PM.
02-06-2021 at 07:29 PM.
still no bonus here and I opened my account 11/14. i wonder why
Reply
Last edited by rios7 February 6, 2021 at 07:31 PM.
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
02-06-2021 at 07:30 PM.
02-06-2021 at 07:30 PM.
Quote from eko427 View quoted comment :
how much are you guys putting aside for income taxes next year?
30%...
Reply
Joined Oct 2013
L2: Beginner
> bubble2 73 Posts
20 Reputation
lilvanmuzz
02-07-2021 at 06:47 AM.
02-07-2021 at 06:47 AM.
Quote from MOGA337 View quoted comment :
Just got my bonus ! two $501 DD from employer

When did you open your account?
Reply
Joined Jun 2010
Ruler of the Universe
> bubble2 687 Posts
112 Reputation
thetrillest
02-07-2021 at 10:11 AM.
02-07-2021 at 10:11 AM.
Just got my bonus today. Did 2 $501 withdrawals from Robinhood
Reply

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Joined Dec 2008
L6: Expert
> bubble2 1,772 Posts
2,475 Reputation
papoono
02-07-2021 at 10:41 AM.
02-07-2021 at 10:41 AM.
Quote from panlunaleafy View quoted comment :
Has anyone who DIDN'T have the code apply to their account gotten their bonus yet? I opened my account, then called support right after to see if the promo was applied. The woman said it didn't, and to call back after February 4th for an exception. I haven't called yet, just wondering if anyone else did. (I think she said the 4th... people were posting about it at the time)
I am in the same boat as you - no bonus yet, opened on Nov 15th. Signed up for the promo via the landing page, but opted to fund later (which I think removes the promo code?). I called immediately after to ask the rep if the promo code was added - they said called back after Feb 1st. I haven't called yet, but plan to next week. Seems shady that the code gets removed if choosing to fund later, bait and switch if you ask me. Will reply if any progress
Reply
Joined Nov 2007
L5: Journeyman
> bubble2 649 Posts
129 Reputation
cowbe0x004
02-07-2021 at 10:49 AM.
02-07-2021 at 10:49 AM.
Quote from papoono View quoted comment :
I am in the same boat as you - no bonus yet, opened on Nov 15th. Signed up for the promo via the landing page, but opted to fund later (which I think removes the promo code?). I called immediately after to ask the rep if the promo code was added - they said called back after Feb 1st. I haven't called yet, but plan to next week. Seems shady that the code gets removed if choosing to fund later, bait and switch if you ask me. Will reply if any progress
Someone who didn't fund initially had received the bonus.
Reply
Joined Nov 2007
L5: Journeyman
> bubble2 649 Posts
129 Reputation
cowbe0x004
02-07-2021 at 10:51 AM.
02-07-2021 at 10:51 AM.
Quote from panlunaleafy View quoted comment :
Has anyone who DIDN'T have the code apply to their account gotten their bonus yet? I opened my account, then called support right after to see if the promo was applied. The woman said it didn't, and to call back after February 4th for an exception. I haven't called yet, just wondering if anyone else did. (I think she said the 4th... people were posting about it at the time)
So did you apply the code or didn't you? Are you saying their system removed the code somehow?
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,581 Posts
665 Reputation
Truth-Serum
02-07-2021 at 11:30 AM.
02-07-2021 at 11:30 AM.
Opened November 19. Met DD requirement December 1. No bonus posted yet
Reply
Joined Dec 2008
L6: Expert
> bubble2 1,772 Posts
2,475 Reputation
papoono
02-07-2021 at 11:36 AM.
02-07-2021 at 11:36 AM.
Quote from cowbe0x004 View quoted comment :
So did you apply the code or didn't you? Are you saying their system removed the code somehow?
There have been reports of the promo code not being applied automatically - I'm guessing this is what happened to me. I *think* if you fund your account during the signup, the promo code gets applied, but if you choose later, then somehow it gets removed (not 100%). EIther way, the rep said they didn't see the promo code on my account, so I would need to call back.

From:
https://www.doctorofcredit.com/ca...-required/

Quote :
Capital One is offering a checking bonus of up to $400 when you open a new checking account with promo code BONUS400 (make sure this is added as it's not automatically applying for everybody).
Reply
Joined Aug 2015
New User
> bubble2 13 Posts
11 Reputation
htekas
02-07-2021 at 12:40 PM.
02-07-2021 at 12:40 PM.
Quote from rios7 View quoted comment :
still no bonus here and I opened my account 11/14. i wonder why
same here
Reply
Joined May 2013
L2: Beginner
> bubble2 58 Posts
10 Reputation
dealgrab32
02-07-2021 at 01:10 PM.
02-07-2021 at 01:10 PM.
Quote from thetrillest View quoted comment :
Just got my bonus today. Did 2 $501 withdrawals from Robinhood

withdrawal OR deposit from robinhood?
Reply

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Joined Sep 2014
L9: Master
> bubble2 4,373 Posts
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Expert
This user is an Expert in Tech & Electronics
SuplexCity
02-07-2021 at 01:21 PM.
02-07-2021 at 01:21 PM.
I did fund at account opening, no bonus yet.
Reply
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