Capital One SavorOne Cash Rewards Credit Card: Earn $200 Cash Bonus w/
Expired
$500 Spent
within 3 Months of Opening
+272Deal Score
575,141 Views
Capital One is offering a $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening with the Capital One SavorOne Cash Rewards Credit Card. There is no annual fee.
Thanks to staff member Bri21 for finding this deal.
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Capital One is offering a $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening with the Capital One SavorOne Cash Rewards Credit Card. There is no annual fee.
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
1. Cap1 allows only 2 personal cards & 2 business cards (but a few have extra grandfathered in) & co-branded cards do not count
2. Cap1 pulls from ALL 3 bureaus at each time for each application (3 pulls per application & averages them out!)
3. need at least 720-740+ mininum FICO according to data points from last several years (but other factors such as too high balances or too many inquiries in past year can cause rejection).. do not know of this year's mininum
so if you are APPROVED; please list your FICO score that got approved
&
how many new cards you got in the past 2 years because there is rumor that Savor cards have a 5/24 rule similar to Chase (ie; must be under 5 new credit card accounts in past 24 months)
Signed up previously with the $250 offer and was instantly approved. After receiving the card and using it for a week, they restricted my card because they had to verify my income. I had to e-sign an IRS form 4506-T for them to check my 2019 tax Return. After that, it took two weeks for them to verify and remove the restriction. They seem so strict compared to other credit card companies @.@
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Wa eyeing this card for a while because I eat out alot. But US bank has the Altitude go card whick gives you 4x on restaurants. It might be a better card for you if restaurants are your thing. It also has a sign up bonus of 200 but you have to spend 1000
Applied and instantly approved. $200 cash bonus for $500 spend in 3 months is a great deal and free money for me. I may not otherwise use the card often, but no annual fee, cash back incentive, and I always autopay off my balances so there's nothing to lose. Thanks for posting OP!
Out of the 3 credit bureaus which one do they check ?
Quote
from merz
:
My assumption is all three.
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from sameer.sawla.cs
:
All three
All three? Really? I've applied & been approved for several credit cards and auto loans (a $52K loan just last September) and all them used just one credit bureau. I know this because they will always deny me because my credit is locked and I have to unlock the specific credit bureau they use. I'm tempted to apply for this card so I can do a real time check on my locked credit.
does Capital One have a limit on how many of their own credit card that you can have?
I already have two other cards from them... just wondering if applying for a third one will be accepted?
also.... does Capital One consider Walmart and Target to be "grocery stores" for the cash back purpose? lately, I buy my groceries from those two places only.(milk, bread, eggs, cereals, vegetables, etc)
The notorious Cap1 pulling from all 3 credit bureaus is no news for more than a decade. They even report business accounts to personal credit reports.
Quote
from scamboogery
:
All three? Really? I've applied & been approved for several credit cards and auto loans (a $52K loan just last September) and all them used just one credit bureau. I know this because they will always deny me because my credit is locked and I'll have to unlock the specific credit bureau they use. I'm tempted to apply for this card so I can do a real time check on my locked credit.
Is there any downside to opening an account and then closing it afterwards just for the bonus?
Why do that? I have like 5 cards, I only use 2. However 5 cards combined I have about 40k in credit meaning unless I spend more than 4000 at a time, I'll never hit the usage of 10% which will bump my score up over time. If you consistently use over 10%, it'll drop your score over time.
I understand that I am not eligible for this offer if:
My application is received after this offer expires, is incomplete, unreadable, inaccurate or cannot be verified.
My address is not in one of the following locations: the 50 United States, Washington, D.C., or a U.S. military location.
My address is a correctional institution.
My monthly income (my disclosed total annual income divided by 12) doesn't exceed my monthly rent/mortgage payment by at least $425. Or, Capital One otherwise determines that I am unable to make my monthly payments.
I am under 18 or do not have a valid Social Security Number or Individual Taxpayer Identification Number.
I have applied for a Capital One credit card 2 or more times in the last 30 days.
I have 5 or more open credit card accounts with Capital One.
I have a past due Capital One credit card account.
I am over my credit line on a Capital One credit card.
I have had a Capital One credit card that charged off within the past year.
I have a non-discharged bankruptcy (one that is still unresolved).
Why do that? I have like 5 cards, I only use 2. However 5 cards combined I have about 40k in credit meaning unless I spend more than 4000 at a time, I'll never hit the usage of 10% which will bump my score up over time. If you consistently use over 10%, it'll drop your score over time.
Does either one guarantee it stays that way? I'm still salty from my Chase card dropping 3% on multiple categories for a 5% on rolling categories and 1% on everything else.
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1. Cap1 allows only 2 personal cards & 2 business cards (but a few have extra grandfathered in) & co-branded cards do not count
2. Cap1 pulls from ALL 3 bureaus at each time for each application (3 pulls per application & averages them out!)
3. need at least 720-740+ mininum FICO according to data points from last several years (but other factors such as too high balances or too many inquiries in past year can cause rejection).. do not know of this year's mininum
so if you are APPROVED; please list your FICO score that got approved
&
how many new cards you got in the past 2 years because there is rumor that Savor cards have a 5/24 rule similar to Chase (ie; must be under 5 new credit card accounts in past 24 months)
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I already have two other cards from them... just wondering if applying for a third one will be accepted?
also.... does Capital One consider Walmart and Target to be "grocery stores" for the cash back purpose? lately, I buy my groceries from those two places only.(milk, bread, eggs, cereals, vegetables, etc)
I got 3 cards from them if that helps
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I understand that I am not eligible for this offer if:
My application is received after this offer expires, is incomplete, unreadable, inaccurate or cannot be verified.
My address is not in one of the following locations: the 50 United States, Washington, D.C., or a U.S. military location.
My address is a correctional institution.
My monthly income (my disclosed total annual income divided by 12) doesn't exceed my monthly rent/mortgage payment by at least $425. Or, Capital One otherwise determines that I am unable to make my monthly payments.
I am under 18 or do not have a valid Social Security Number or Individual Taxpayer Identification Number.
I have applied for a Capital One credit card 2 or more times in the last 30 days.
I have 5 or more open credit card accounts with Capital One.
I have a past due Capital One credit card account.
I am over my credit line on a Capital One credit card.
I have had a Capital One credit card that charged off within the past year.
I have a non-discharged bankruptcy (one that is still unresolved).
Thank you. Good point.
1. Capital one customer service SUCKS. It's always long holds and horrible people.
2. Their reward benefits are low and often matched by others.
3. Their website is so dang slow like it's built on top of an old one with big graphics instead.
Anyway, my experience 1 year after. I've stopped using the card.
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For example Citi Double Cash https://www.citi.com/credit-cards...redit-card