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American Express $100 bonus $10k-$25k or $250 bonus $25k+ Savings account

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Received this email, not sure why me. Extra cash laying around? This sounds pretty good, am I missing something?

EARN $100
CASH BONUS
when you deposit $10,000 to $24,999 into an American Express® High Yield Savings Account†
-OR-
EARN $250
CASH BONUS
when you deposit $25,000 or more into an American Express® High Yield Savings Account†

Funds must be deposited by May 16, 2021 and held for 90 days.†
HIGH YIELD SAVINGS ACCOUNT

0.40
EARN MORE than the national average with our High Yield Savings Account.**

I searched for a link of this offer, can't find. so look at your emails.

https://www.americanexpress.com/e...d-savings/
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Created 04-27-2021 at 09:11 AM by Denniss516
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Joined Apr 2015
L6: Expert
> bubble2 1,711 Posts
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ThinBlueLine2
04-27-2021 at 09:55 AM.
04-27-2021 at 09:55 AM.
Wish this applied to existing customers. I have gone from 2.5 % initially, to .40 % now. Pretty dismal ! Anyone know of a better rate ?
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Joined Nov 2013
L8: Grand Teacher
> bubble2 3,026 Posts
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okaythen
04-27-2021 at 10:26 AM.
04-27-2021 at 10:26 AM.
I think the rates are all pretty low now
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Joined Dec 2013
L7: Teacher (far from it)
> bubble2 9,150 Posts
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doboy007
04-27-2021 at 10:28 AM.
04-27-2021 at 10:28 AM.
Quote from ThinBlueLine2 :
Wish this applied to existing customers. I have gone from 2.5 % initially, to .40 % now. Pretty dismal ! Anyone know of a better rate ?
It's like that everywhere.
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Joined Dec 2013
L7: Teacher (far from it)
> bubble2 9,150 Posts
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doboy007
04-27-2021 at 10:30 AM.
04-27-2021 at 10:30 AM.
It doesn't look like Amex has an app for this savings account unless I'm missing something Frown
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Joined Jul 2006
L9: Master
> bubble2 4,117 Posts
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coolcoder
04-27-2021 at 10:47 AM.
04-27-2021 at 10:47 AM.
Quote from ThinBlueLine2 :
Wish this applied to existing customers. I have gone from 2.5 % initially, to .40 % now. Pretty dismal ! Anyone know of a better rate ?
T-Mobilemoney has 1%, and you don't need to be a T-mobile customer to sign up.
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Joined Feb 2010
is PRO
> bubble2 18,455 Posts
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Binar
04-27-2021 at 10:49 AM.
04-27-2021 at 10:49 AM.
Looking for a deal to refinance my house. Anyone can help? Not seeing anything decent
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Joined Apr 2015
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> bubble2 1,711 Posts
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ThinBlueLine2
04-27-2021 at 11:00 AM.
04-27-2021 at 11:00 AM.
Quote from coolcoder :
T-Mobilemoney has 1%, and you don't need to be a T-mobile customer to sign up.
Thanks, I'll check that out.
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Joined Dec 2016
L1: Learner
> bubble2 391 Posts
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couchy
04-27-2021 at 12:51 PM.
04-27-2021 at 12:51 PM.
That's a lot of money for a little bonus.
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Joined Mar 2004
L10: Grand Master
> bubble2 6,594 Posts
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practicalme
04-28-2021 at 08:00 AM.
04-28-2021 at 08:00 AM.
You couldn't find a link because it's targeted to select Amex customers. Add YMMV to title.
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Joined Jul 2005
L5: Journeyman
> bubble2 859 Posts
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marzxbarz
04-28-2021 at 08:09 AM.
04-28-2021 at 08:09 AM.
Quote from doboy007 :
It doesn't look like Amex has an app for this savings account unless I'm missing something Frown
There isn't a standalone app for their personal savings accounts, and they've just started allowing single sign-on for AMEX cardholder members with personal savings accounts. It was only last week I was able to see my personal savings along with my credit accounts on the main AMEX app.

Aside from a lack of a standalone app and the unavoidably low APY given our current circumstances, I've had nothing but positive experiences transferring money in and out, and setting recurring transfers. There's no extra fluff, and I get all my tax documents promptly. Would recommend when HYSA become more.... high yield.. again.
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Joined Dec 2013
L7: Teacher (far from it)
> bubble2 9,150 Posts
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doboy007
04-28-2021 at 08:11 AM.
04-28-2021 at 08:11 AM.
Quote from marzxbarz :
There isn't a standalone app for their personal savings accounts, and they've just started allowing single sign-on for AMEX cardholder members with personal savings accounts. It was only last week I was able to see my personal savings along with my credit accounts on the main AMEX app.

Aside from a lack of a standalone app and the unavoidably low APY given our current circumstances, I've had nothing but positive experiences transferring money in and out, and setting recurring transfers. There's no extra fluff, and I get all my tax documents promptly. Would recommend when HYSA become more.... high yield.. again.
Thanks for the information. I was wondering if main Amex app allowed access to the savings account. Repped!
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