Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
popular Posted by coolmann • Jun 11, 2021
popular Posted by coolmann • Jun 11, 2021

AMEX + Better Mortgage Returns: get a $2,000 credit for conforming loans or $6,000 for jumbo mortgages

4,657 Comments 516,238 Views
Get Deal at Retailer
Good Deal
Save
Share
Deal Details
I went through the preapproval process and on their welcome page it says:

If you're an American Express Card Member, we have a special offer for you. You can get a $2,000 or $6,000 statement credit on a conforming or jumbo loan when you refinance or finance your home purchase with Better.

Lock your rate by 09/13/2022 and close by 12/17/2022 to be eligible for the statement credit. Offer only available to basic account holders of personal consumer American Express cards Either $2,000 (for conforming loans) or $6,000 (for jumbo loans) statement credit Fine print: https://better.com/with/amex-what...fine-print

This offer is only available for mortgages on properties located in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, and Washington, DC.

Let the competitive loan dances begin!

https://better.com/with/amex
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
I went through the preapproval process and on their welcome page it says:

If you're an American Express Card Member, we have a special offer for you. You can get a $2,000 or $6,000 statement credit on a conforming or jumbo loan when you refinance or finance your home purchase with Better.

Lock your rate by 09/13/2022 and close by 12/17/2022 to be eligible for the statement credit. Offer only available to basic account holders of personal consumer American Express cards Either $2,000 (for conforming loans) or $6,000 (for jumbo loans) statement credit Fine print: https://better.com/with/amex-what...fine-print

This offer is only available for mortgages on properties located in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, and Washington, DC.

Let the competitive loan dances begin!

https://better.com/with/amex

Community Voting

Deal Score
+191
Good Deal
Get Deal at Retailer
Leave a Comment
To participate in the comments, please log in.

4,657 Comments

Sign up for a Slickdeals account to remove this ad.

Jun 11, 2021
1,591 Posts
Joined Dec 2013
Jun 11, 2021
elite-fusion
Jun 11, 2021
1,591 Posts
I wonder if I can get this benefit a second time around.
I originally refi'ed one property and got the bonus 2 years back. Now in a different house, and thinking of refi'ing, anyone know if I can get the bonus a second time around?
Jun 11, 2021
752 Posts
Joined Dec 2005
Jun 11, 2021
a0lsux
Jun 11, 2021
752 Posts
Won't show rates without soft credit pull, anyone wanna share what rates they got for good/great credit?
1
Jun 11, 2021
3,231 Posts
Joined Feb 2008
Jun 11, 2021
overzeetop
Jun 11, 2021
3,231 Posts
Bummer, I'm already half way though the process with them.
Original Poster
Jun 11, 2021
1,505 Posts
Joined Aug 2009
Jun 11, 2021
coolmann
Original Poster
Jun 11, 2021
1,505 Posts
Quote from elite-fusion :
I wonder if I can get this benefit a second time around.
I originally refi'ed one property and got the bonus 2 years back. Now in a different house, and thinking of refi'ing, anyone know if I can get the bonus a second time around?
Yes, already confirmed this with the loan agent who's helping me, as I'm in the same boat. He told me that I qualify again, even though I did this twice last year (and he found both my applications).
Jun 11, 2021
61 Posts
Joined Aug 2020
Jun 11, 2021
tablloyd
Jun 11, 2021
61 Posts
Also wondering rates. Under 3%?
Jun 11, 2021
1,091 Posts
Joined Jun 2012
Jun 11, 2021
maroonhoo
Jun 11, 2021
1,091 Posts
:/ I close today
Original Poster
Jun 11, 2021
1,505 Posts
Joined Aug 2009
Jun 11, 2021
coolmann
Original Poster
Jun 11, 2021
1,505 Posts

Our community has rated this post as helpful. If you agree, why not thank coolmann

Quote from a0lsux :
Won't show rates without soft credit pull, anyone wanna share what rates they got for good/great credit?
Rates change daily. They use the St. Louis FED index as a reference:

https://fred.stlouisfed.org/series/MORTGAGE30US

For example, today's index is 2.96, and Better is offering me 2.875 with $1k loan credit, with a 762 credit score.
6

Sign up for a Slickdeals account to remove this ad.

Jun 11, 2021
1,484 Posts
Joined Jul 2006
Jun 11, 2021
jchu14
Jun 11, 2021
1,484 Posts
Quote from coolmann :
Rates change daily. They use the St. Louis FED index as a reference:

https://fred.stlouisfed.org/series/MORTGAGE30US

For example, today's index is 2.96, and Better is offering me 2.875 with $1k loan credit, with a 762 credit score.
Thanks for the link.

I refinanced to a 20year fixed in August 2020 with RocketMortgage with an amex promotion. Looks like rates are pretty much the same as the rate back then. I wonder if it's still worth exploring this deal though.

Does every amex holder qualify? I remember for the deal last year, you had to have received an invitation email from Amex for the deal. I got one from RocketMortgage, but not better.com
Jun 11, 2021
2,176 Posts
Joined Jun 2010
Jun 11, 2021
EdMcK515
Jun 11, 2021
2,176 Posts
Loved this deal last year. Downside this year is the .5% adverse market fee added to the loan by Fannie Freddie. Either will cost you more upfront or you take a hit on your rate to get rid of that half a point cost.
1
Jun 11, 2021
1,412 Posts
Joined Jan 2020
Jun 11, 2021
SiennaDeer8270
Jun 11, 2021
1,412 Posts
Can anyone confirm this works for all amex cardholders regardless of which card you have?
Jun 11, 2021
7,560 Posts
Joined Feb 2007
Jun 11, 2021
WindySummer
Jun 11, 2021
7,560 Posts
Jun 11, 2021
12 Posts
Joined May 2020
Jun 11, 2021
FuschiaPlastic3634
Jun 11, 2021
12 Posts
Quote from maroonhoo :
:/ I close today
You can still qualify, but you have to call Better Mortgage at this number 877-688-3252 prior to closing.
Last edited by FuschiaPlastic3634 June 11, 2021 at 10:37 AM.
Jun 11, 2021
12 Posts
Joined May 2020
Jun 11, 2021
FuschiaPlastic3634
Jun 11, 2021
12 Posts

Our community has rated this post as helpful. If you agree, why not thank FuschiaPlastic3634

Quote from overzeetop :
Bummer, I'm already half way though the process with them.
You can still qualify. Call this number 877-688-3252.
1
Jun 11, 2021
1,681 Posts
Joined Dec 2013
Jun 11, 2021
beerguy419
Jun 11, 2021
1,681 Posts
What happens if you cancel your Amex account after you re-fi?

Sign up for a Slickdeals account to remove this ad.

Jun 11, 2021
12 Posts
Joined May 2020
Jun 11, 2021
FuschiaPlastic3634
Jun 11, 2021
12 Posts
I took advantage of the $2,500 statement credit deal they had last year. I got an even better deal on closing costs by having Better Mortgage match a loan estimate I received from a credit union.
1

Popular Deals

View All

Trending Deals

View All