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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,131,114 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



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Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
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+334
1,131,114 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Jul 2019
L2: Beginner
> bubble2 70 Posts
67 Reputation
DylanR22
03-26-2023 at 05:56 PM.
03-26-2023 at 05:56 PM.
I got approved but it was difficult, they wanted paystubs and utility bills
Reply
Joined Jun 2020
L3: Novice
> bubble2 118 Posts
26 Reputation
HonestRaccoon2312
03-27-2023 at 05:55 PM.
03-27-2023 at 05:55 PM.
677 and I got instant approval... must help that I have their checking account
Reply
Joined Oct 2015
L3: Novice
> bubble2 189 Posts
38 Reputation
tbc801
03-28-2023 at 09:19 AM.
03-28-2023 at 09:19 AM.
Quote from pink123 :
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.

I am certain that this is the census for them long before they were caught. " they can't steal from us the ftc and whoever will be the first one to come after them ". Well here we are 2-3 times being caught cheating and stealing and the wrist slapping is not even affecting their ability to try and cover it up. Would not bank with them if I trusted banks or the government to begin with. PASSSSS!!!!
1
Reply
Joined Jan 2008
L4: Apprentice
> bubble2 463 Posts
148 Reputation
Chipipay
03-30-2023 at 10:08 AM.
03-30-2023 at 10:08 AM.
If I do BT of more than $1k in the first 3 months, does it qualify for the $200?
1
Reply
Joined Jul 2014
L2: Beginner
> bubble2 76 Posts
20 Reputation
Fan34
04-01-2023 at 12:17 PM.
04-01-2023 at 12:17 PM.
Received special offer from BOFA says .. 1.87% Unlimited Cash Back on everything and 25% preferred rewards bonus making total 2.25% ..Seems better offer ..
Reply
Joined Jul 2010
Expert
> bubble2 4,008 Posts
877 Reputation
mitchflorida
04-01-2023 at 12:33 PM.
04-01-2023 at 12:33 PM.
Quote from Chipipay :
If I do BT of more than $1k in the first 3 months, does it qualify for the $200?
no, purchases only.
Reply
Joined Dec 2010
L4: Apprentice
> bubble2 2,669 Posts
86 Reputation
radars
04-01-2023 at 08:55 PM.
04-01-2023 at 08:55 PM.
It states "You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months." Does it mean any Wells Fargo credit card or only the same credit card opened in the last 6 months?
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Joined Dec 2010
L4: Apprentice
> bubble2 2,669 Posts
86 Reputation
radars
04-02-2023 at 04:29 PM.
04-02-2023 at 04:29 PM.
Deleted
Reply
Last edited by radars April 2, 2023 at 04:48 PM.
Joined Jan 2009
L3: Novice
> bubble2 263 Posts
34 Reputation
LanceTX
04-15-2023 at 08:35 AM.
04-15-2023 at 08:35 AM.
FYI for those that did get this card. I just received this in an email from WF today:

New: now redeem to your account in any amount
Good news─You no longer need to wait to redeem rewards* in $25 increments for a statement credit. Use any rewards amount, any time, to credit your qualifying Wells Fargo credit card, checking or mortgage account.
Reply
Joined Dec 2006
L6: Expert
> bubble2 1,426 Posts
475 Reputation
GeorgeMcFly
04-16-2023 at 08:05 AM.
04-16-2023 at 08:05 AM.
Quote from LanceTX :
FYI for those that did get this card. I just received this in an email from WF today:

New: now redeem to your account in any amount
Good news─You no longer need to wait to redeem rewards* in $25 increments for a statement credit. Use any rewards amount, any time, to credit your qualifying Wells Fargo credit card, checking or mortgage account.
wow... that's a surprisingly welcome change. they should have never had this restriction in the first place. hopefully, this will apply across all of their card offerings.
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