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+334 Score 879 Replies 1,131,343 Views
Post #150271246 added 10-12-2021 5:56 PM by Tazmania99 in Deal Talk
My new card arrived today. I called WF to disable the cash advance of the card. Surprising I was told they can't do that! OK, then set the cash advance limit to $100 from $3,200. Nope, they can't...
+334 Score 879 Replies 1,131,343 Views
Post #150239050 added 10-11-2021 8:58 AM by DonkeyFinest in Deal Talk
Wait until they start opening fake accounts with your information again. Pfft. They won't do it again? Yeah right.
+334 Score 879 Replies 1,131,343 Views
Post #151554598 added 11-27-2021 3:17 AM by FantasticMoon621 in Deal Talk
WF has the weirdest policy. They will approve a credit card or loan or line of credit online. The customer will need to go to meet a banker and explain what the loan/loan/loc is for and depends on...
+334 Score 879 Replies 1,131,343 Views
Post #151467376 added 11-25-2021 4:53 PM by andrejuneau.aj in Deal Talk
I’d avoid this card if possible, worst customer experience I have ever experienced at a financial institution. Super low credit limit (ok, whatever $1,500) but the 14 days to apply credit from my...
+334 Score 879 Replies 1,131,343 Views
Post #152133904 added 12-13-2021 5:57 PM by Knightshade in Deal Talk
well, the "simple" way used to be when you could stack Prestige and Premier hotel bonuses to get roughly 1.5 cents a point for hotel bookings... (1.25c via premier bonus, and 4th night free from...
+334 Score 879 Replies 1,131,343 Views
Post #152165806 added 12-14-2021 7:18 PM by NeatWinter9758 in Deal Talk
I will never trust WF. Period.
+334 Score 879 Replies 1,131,343 Views
Post #152284567 added 12-18-2021 8:20 PM by EmbraceSrini in Deal Talk
Looks like a good one. Do they have cash advance for 0%apr? Thank you
+334 Score 879 Replies 1,131,343 Views
Post #152284945 added 12-18-2021 8:38 PM by EmbraceSrini in Deal Talk
Sorry I was not clear earlier. I meant the 25 minimum. Other CCs you mentioned does not even have that minimum. Amex should follow them and do it that way imo
+334 Score 879 Replies 1,131,343 Views
Post #152139658 added 12-13-2021 10:03 PM by AoDAzrael in Deal Talk
Has Wells Fargo improved their atrocious online portal yet? My Wells Fargo Cash Wise card is the only one without a proper auto-pay feature. Like are you kidding? It's 2021. Even the cs rep on the...
+334 Score 879 Replies 1,131,343 Views
Post #152338111 added 12-20-2021 9:18 PM by oppayah in Deal Talk
Where is the auto-pay feature? I can't find it on my account website.
+334 Score 879 Replies 1,131,343 Views
Post #153387190 added 02-08-2022 4:57 AM by T_P85D in Deal Talk
This $200 is becoming so standard. Out of so many banks, not one wants to make a difference, offering a bit more?
+334 Score 879 Replies 1,131,343 Views
Post #153492001 added 02-13-2022 3:45 PM by bluter in Deal Talk
I too would love to hear if anyone has been able to use this coverage. From their application "This is supplemental coverage not otherwise covered by another insurance policy (for example, cell...
+334 Score 879 Replies 1,131,343 Views
Post #153505948 added 02-14-2022 1:56 PM by Won in Deal Talk
I would not go with Citi. I had the Citi Double Cash and am looking to replace it. Their whole dispute process is a nightmare and they the contempt they show for their customers is gross. I filed...
+334 Score 879 Replies 1,131,343 Views
Post #153551707 added 02-17-2022 5:23 AM by btlist in Deal Talk
Why would you do this? Aren’t you losing out on all the reward points?
+334 Score 879 Replies 1,131,343 Views
Post #153553930 added 02-17-2022 7:55 AM by CanesFan in Deal Talk
They said "like a debit card", meaning they don't carry a balance on it by sending a payment for the amount charged on almost a daily basis. It's still a credit card and you get points/rewards, they...
+334 Score 879 Replies 1,131,343 Views
Post #153391507 added 02-08-2022 8:51 AM by T_P85D in Deal Talk
Here is a card that gives $500 back, just spend $2k and close it in the first year to avoid annual fee. ...
+334 Score 879 Replies 1,131,343 Views
Post #153445483 added 02-10-2022 5:57 PM by T_P85D in Deal Talk
not sure, however it's weird it was not posted it already? this forum is packed with $200 offers, not so much worth the effort IMHO.
+334 Score 879 Replies 1,131,343 Views
Post #153142858 added 01-26-2022 2:07 PM by 1dash1 in Deal Talk
Rejected. Reason: Too many active credit cards (I have 17 open accounts at the present time). I don't know what Wells Fargo considers to be a reasonable number of credit cards, but apparently...
+334 Score 879 Replies 1,131,343 Views
they make money every time the card is swiped.
+334 Score 879 Replies 1,131,343 Views
your mistake was calling them. should have waited and would have been approved.
+334 Score 879 Replies 1,131,343 Views
Post #153242569 added 01-31-2022 7:40 PM by ElKarl in Deal Talk
Wells gave me a 19.99% rate while FNBO gave me 14.99% Guess which card I am going to use? I also think FNBO's website is better than the big names like Citi and Chase. It's very well designed. You...
+334 Score 879 Replies 1,131,343 Views
Post #153242656 added 01-31-2022 7:46 PM by ElKarl in Deal Talk
Everyone knows that your available credit-to-credit-used ratio is part of what determines your credit score. Having more credit available helps that ratio. Looks like you have no knowledge of how...
+334 Score 879 Replies 1,131,343 Views
Post #153417058 added 02-09-2022 1:17 PM by TheGoldenRule in Deal Talk
You need to read again and make an accurate reply. To ACTUALLY redeem cash back to your account or as credit statement, the minimum claim is $25 and then in increments of $25 thereafter. You’re...
+334 Score 879 Replies 1,131,343 Views
Post #153442198 added 02-10-2022 2:57 PM by negma in Deal Talk
You could still do statement credit like before and they are taking away minimum amount criteria to redeem.. I have Citi Double as well.. I don’t think there’s change in value or redemption..
+334 Score 879 Replies 1,131,343 Views
Post #153455299 added 02-11-2022 8:37 AM by dealpapa in Deal Talk
got a phone call. approved.
+334 Score 879 Replies 1,131,343 Views
Post #153110533 added 01-25-2022 8:15 AM by CanesFan in Deal Talk
When you initially get approved by WF you will get an 'instant credit available' amount if they approve you instantly. That number should probably be higher in a few days or however long they take to...
+334 Score 879 Replies 1,131,343 Views
Post #153110725 added 01-25-2022 8:23 AM by hottie in Deal Talk
Yes , you need to be a member of this credit union https://www.youtube.com/watch?v=huNn5jFVlJs
+334 Score 879 Replies 1,131,343 Views
Post #153131989 added 01-26-2022 5:55 AM by malet in Deal Talk
Just got my cards a few days ago. A few observations: (1) both cards have the same number. I thought most issuers had gotten away from this. It means that if either card is compromised you can't...
+334 Score 879 Replies 1,131,343 Views
You can't directly transfer the Citi double cash points to airline miles. For that you also need to pair it with a Citi fee based card, the minimum of which is $95. If I an wrong, please correct me.
+334 Score 879 Replies 1,131,343 Views
You need to go to the DOCTOR OF CREDIT web site each day. they are the #1 site, in my opinion, for updates on consumer financial stuff
+334 Score 879 Replies 1,131,343 Views
Post #153109687 added 01-25-2022 7:32 AM by Min13 in Deal Talk
No, just apply on the website. I already got the $200. I am waiting on Wells Fargo $200 now.
+334 Score 879 Replies 1,131,343 Views
Post #153111919 added 01-25-2022 9:12 AM by ElKarl in Deal Talk
Just applied and got approved for both Wells Fargo and FNBO. $10,000 limit on WF and $11,300 on FNBO. Update: Email says 19.99% rate on WF card so won't be using that much after the $1000...
+334 Score 879 Replies 1,131,343 Views
Post #153206734 added 01-29-2022 8:50 PM by 1dash1 in Deal Talk
Sheer stupidity? I have different credit cards for different purposes: some rewards programs, some for cash back. Every card serves its purpose. And my FICO is consistently over 800, too.
+334 Score 879 Replies 1,131,343 Views
Your ignorant because you didn't even realize, I was mocking someone who claimed otherwise. Your inability to comprehend makes me wonder
+334 Score 879 Replies 1,131,343 Views
Opps. Here is an anti-vaxer! Say no more! You made my case! There is a famous saying: “Better to remain silent and be thought a fool than to speak out and remove all doubt.”
+334 Score 879 Replies 1,131,343 Views
Post #153386764 added 02-08-2022 3:46 AM by Boobooo in Deal Talk
OMG - they just can't stop being corrupt!!! ...
+334 Score 879 Replies 1,131,343 Views
Post #152834500 added 01-12-2022 10:28 AM by JJ1985 in Deal Talk
I applied and got denied although my FICO score is 833, my mortgage is paid off, have a government pension for life, and pay all my credit cards in full every month. Not bragging but my net worth...
+334 Score 879 Replies 1,131,343 Views
Post #152895922 added 01-15-2022 6:43 AM by JamesL8409 in Deal Talk
They just gave me 25% APR after first year. Fine by me. I'm paying off my student loan to get $200 cash back. Only reason I'm even getting a credit card. It was something I'm already gonna finish off...
+334 Score 879 Replies 1,131,343 Views
Post #152849035 added 01-13-2022 1:28 AM by A4Apple in Deal Talk
if(customer is rich enough to not use this card enough to make us money || expected to pay full balance back ontime) { Reject() }
+334 Score 879 Replies 1,131,343 Views
Post #152909482 added 01-15-2022 5:25 PM by desitoyota in Deal Talk
Shall I apply for this? I have a FICO score of 831. Already have a VISA card from BOA which gives me 2.61% cash back, but have to maintain 100k total balance which is not a issue for me( emergency...
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